Which is better, Ping An Bank of China or Bank of Communications?

Updated on Financial 2024-04-01
17 answers
  1. Anonymous users2024-02-07

    1. Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen, its predecessor Shenzhen Development Bank is the first publicly listed national joint-stock bank in Chinese mainland, Ping An of China and its holding subsidiaries are the controlling shareholders of the Bank, as of the end of 2019, 34,253 employees, through 91 branches and 1,058 business institutions across the country to provide customers with a variety of financial services, welcome you to experience business in Ping An Bank, all staff of Ping An Bank will serve you wholeheartedly.

    2. If you need to consult Ping An Bank, you can click the link below to select the **customer service icon in the upper right corner of the home page or follow Ping An Bank's WeChat*** (Pingan Bank) for consultation.

    Ping An car owner loan] can get a loan if you have a car, up to 500,000.

  2. Anonymous users2024-02-06

    Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen (Shenzhen ** Stock Exchange: 000001). Its predecessor, Shenzhen Development Bank, was the first publicly listed national joint-stock bank in Chinese mainland.

    Ping An and its holding subsidiaries hold a total of 58% of the shares of the Bank and are the controlling shareholders of the Bank. As of the end of 2018, it had 34,626 employees and provided customers with a variety of financial services through 80 branches and 1,057 business offices nationwide.

    There are different types of Ping An Credit Cards, with different types of cards and different benefits, and customers can choose the right card type according to their actual personal needs. For more information about the specific functions and services of each credit card, please visit the official website of Ping An Credit Card.

    1) Annual fee: 300 yuan per year for the main card; Supplementary card: 150 yuan per year; The annual fee for the first year is waived, and the annual fee for the next year is waived for 6 times in the current year.

    If you successfully apply for a Tencent**VIP co-branded credit card, you can get a free three-month Tencent**VIP membership after the first swipe. If you spend 3 times a month of 188 yuan, you will receive a Tencent**VIP membership monthly card in the following month.

    3) Online consumption theft insurance.

    The first swipe gives online consumption theft insurance, with a platinum card protection amount of 20,000 yuan and a gold card protection amount of 10,000 yuan.

    2.iQIYI Card:

    1) Annual fee: 300 yuan per year for the main card; Supplementary card: 150 yuan per year; The annual fee for the first year is waived, and the annual fee for the next year is waived for 6 times in the current year.

    2) Accumulate Wanli points for online consumption, and the gold card is capped at 5,000 points per month.

    3) 800 yuan for 2-hour flight delay.

    4) 10 million comprehensive traffic accident insurance.

    3.**Card.

    1) Annual fee: 100 yuan per year, free of charge for the first year, free of annual fee for the next year after 6 swipes of the card.

    2) Accumulate credit card points for ** transactions made in Alipay's "quick payment" method.

    4.Without a card.

    1) No annual fee.

    2) "Fast" card issuance: the card will be issued in 1 minute at the earliest.

    5.By your card.

    1) No annual fee.

    2) The card face is up to you: five series, cool card face to choose from. Original design series, 100,000 bad joke series, Perfect World - Zhuxian series, National Assault series, your card face, defined by you.

    3) The right is yours:

    Points Party: Enjoy 10 times the points reward for designated online, entertainment and catering consumption throughout the year (excluding the original 1 time of normal accumulated points.) The maximum number of bonus points per month is 20,000 points).

    Movie group: annual Youku membership and 12 Guevara 10 yuan movie vouchers.

    Delicious Pie: 12 e-vouchers for selected gourmet food throughout the year.

    Sportsmaniac: 32 cities across the country, more than 130 star-rated hotels, star-rated hotels into private gyms:

  3. Anonymous users2024-02-05

    1. Ping An Bank.

    Whether it is good or not with Bank of Communications depends on what aspects you compare;

    2. Ping An Bank is a joint-stock commercial bank.

    Bank of Communications is one of the state-owned banks;

    3. The salary of Ping An Bank will be less than that of Bank of Communications, but not all positions are the same;

    4. Ping An Bank and Bank of Communications are the candidates for the examination, Bank of Communications.

  4. Anonymous users2024-02-04

    Bank of Communications.

    Advantages: 1. Free annual fee for the first year, free of annual fee for the next year after three swipes of the Y-Power card, and free of the annual fee for the next year for six times with other card swipes;

    2. SMS service is free of charge;

    3. The cash withdrawal fee is only 1%;

    4. 50 yuan is required to report loss;

    5. There are more outlets than other non-state-owned commercial banks;

    6. There are many gifts that can be exchanged for points.

    Disadvantages: I haven't seen it yet, but the overall evaluation given by colleagues who use credit cards from the Bank of Communications is that Ping An Bank used to do insurance, and now it is a bank! Pay great attention to the advantages of car industry Ping An Bank credit card:

    hour roadside assistance;

    2.There are many, many more, such as accident insurance, hospitalization subsidy insurance, etc., which have become banks, but still can't change the style of selling insurance!). );

    3.If you have a car, your quota is rubbing to **;

    4.There are a lot of activities.

    Disadvantages of Ping An Bank Credit Card:

    1.SMS Reminder Fee;

    2.Points are worthless;

    3.Lots of ads.

    Prepared materials: car property, ID card, credit card of other banks, bank statement.

    Applicable people: car owners and friends who love to travel.

  5. Anonymous users2024-02-03

    Hello landlord, in fact, the essence of credit cards is the same, the gap is not very large, and the bank cards we usually use are the same.

    Of course, applying for a credit card should also be considered according to your own situation.

    For example, the credit limit is high, there are many discounts, the city where you live is far away, the credit card merchants are many, whether the bank branch is close to you, whether the repayment is convenient, and so on.

    Hope it can help the landlord.

  6. Anonymous users2024-02-02

    All good! The Bank of Communications can pay fines for violations, and the Bank of China sounds good to the name.

  7. Anonymous users2024-02-01

    Hello, compared with Bank of Communications and Bank of China, Bank of China is more powerful.

    As for your business, that one is more convenient.

  8. Anonymous users2024-01-31

    Bank of China: Okay, hello, I will give you a comparison of the remuneration of each bank.

    The banking industry has always been the "golden job" that people yearn for, although the salary level of its employees is not as good as the "blowout" of the first industry in 2007, but last year it has also been improved to varying degrees.

    Historically, even those in the banking industry did not know the exact level of compensation for employees at other banks or even at their own. It was the road to IPO that changed all that and made this "secret" public. A few days ago, the reporter conducted a statistical analysis of the employee salary data disclosed in the 2007 annual reports of 13 A-share listed banks in Shanghai and Shenzhen.

    SPD Bank's salary is equivalent to that of ICBC.

    Statistics show that the average annual income of employees of the 13 A-share listed banks that have disclosed their 2007 annual reports last year was between 10,000 yuan and 10,000 yuan, with a median of 10,000 yuan. Compared with the small and medium-sized commercial banks, the salaries of the three major state-owned banks, namely, the Industrial and Commercial Bank of China, China and China Construction are significantly lagging behind, and the Industrial and Commercial Bank of China is the lowest. Among them, the highest per capita annual salary last year was Shanghai Pudong Development Bank, which is equivalent to multiple of ICBC's salary.

    According to the annual report, Shanghai Pudong Development Bank achieved a net profit of 100 million yuan last year, which was diluted to 14,128 employees, with an average profit of 10,000 yuan per capita, and the salary paid by the bank was 10,000 yuan, with an average of 10,000 yuan per capita. ICBC achieved a net profit of 100 million yuan last year, but because the number of employees reached 381713, the per capita profit was only 10,000 yuan, which was the lowest among the 13 listed banks mentioned above. At the same time, ICBC paid 100 million yuan in remuneration to its employees last year, equivalent to an average annual income of 10,000 yuan per capita.

    The number of personnel is second only to the Industrial and Commercial Bank of China, and last year it completed a net profit of 100 million yuan, ranking second, diluted to 298868 employees, with an average profit of 10,000 yuan per capita, and the total salary paid by the bank was 100 million yuan, equivalent to an annual income of 10,000 yuan. Bank of China's salary is the highest among the three major state-owned banks, with an average of 10,000 yuan per capita, surpassing the Bank of Beijing and the Bank of Communications, and ranking ninth among the 13 listed banks.

    The average annual salary of CITIC and Industrial is 240,000 yuan, which follows SPD.

    Shanghai Pudong Development Bank is followed by China CITIC Bank and Industrial Bank, which had comparable per capita annual incomes last year, with 10,000 yuan and 10,000 yuan respectively. Minsheng Bank and China Merchants Bank ranked fourth and fifth, with per capita annual income of 10,000 yuan and 10,000 yuan last year. The per capita profit of the four banks was 5

    010,000 yuan, 10,000 yuan, 10,000 yuan and 10,0 Among them, IB's per capita profit ranked first among the 13 listed banks.

    Industry insiders believe that this result is not only related to the fact that small banks tend to be more flexible, but also has a certain relationship with the "bloated" personnel of large banks.

  9. Anonymous users2024-01-30

    Of course, it is the Bank of China, which is one of the largest state-owned banks, except for the four major banks, the others are joint-stock systems, this is a difference, I recommend you to the Bank of China, I think so, but it is possible that the position of the Bank of China will be more competitive, but I believe you can definitely go in.

  10. Anonymous users2024-01-29

    Bank of Communications has a deep culture and is very convenient overseas.

  11. Anonymous users2024-01-28

    This one is arguably hard to compare. In fact, when the general user uses it, it is enough to use it at their own convenience.

  12. Anonymous users2024-01-27

    If the debit card is preferred, but you are a credit card, it is recommended that you use Ping An.

  13. Anonymous users2024-01-26

    Let's do it. There are many preferential cooperation locations. That's what I use.

  14. Anonymous users2024-01-25

    Hello Youxi, Ping An Bank has launched different types of cards according to the different needs of customers for cards, and Ping An Bank will launch different discounts and activities for different credit cards from time to time. At that time, you can log on to the official website of Ping An Credit Card and check in the discount news column.

    If you like to travel, you can choose [Ping An Insurance Credit Card]: you can enjoy a full range of public transportation accident protection and home safety insurance gas accident insurance.

    If you are an online shopping expert, you can choose [Ping An** Co-branded Credit Card]: accumulate credit card points for online consumption in Alipay's "quick payment" method** transactions, accumulate 1 Ping An credit card points for 1 yuan consumption, and give Alipay gold account rights and interests after activating the card.

    Click "Credit Card Application - Card Product Introduction" to learn more about the product.

    Hope it helps.

  15. Anonymous users2024-01-24

    Ping An Bank Credit Upgrade Card has complete functions, a variety of card types, and different card types will come with different insurances with the card, which can be used for POS machine card consumption, cash withdrawal, online payment, etc., and can accumulate consumption points for gift exchange, you can log in to Ping An Pocket Bank APP - Credit Card - More - Card Family Portrait to learn more and try to apply.

    Ping An car owner loan] If you have a car, you can get a loan, up to 500,000.

  16. Anonymous users2024-01-23

    The Bank of Communications card is relatively easy to pass, I did the Bank of Communications credit card, I got it last month, it is very easy to use! I hope to be successful!

  17. Anonymous users2024-01-22

    The transportation is easier, and the Ping An credit card is more reasonable.

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