Where to exchange dollars and how to go to the bank to exchange dollars? What formalities are requir

Most banks have it, but not every branch has it. The branch with the "Foreign Exchange Designated Bank" hanging on the door is sure that you can exchange it. To be insured, it is generally possible to go to the relatively large outlets of Bank of Communications, Bank of China, and Industrial and Commercial Bank of China.

Remember to bring your ID.

Generally, it can be redeemed in the Bank of China, but some banks may not be able to.

Online USD Account Redemption Tutorial:

1. Open the bank).

2. Submit the information required for registration step by step.

The process is as follows: Preliminary review: first provide the information, and the bank will conduct a preliminary review, which will take 1 to 2 working days.

Next account: The bank will send an email to the customer's email address within 1 to 2 working days, including:

Postal shield: After the bank sends the customer for activation, the bank will send out the shield to you.

3. After success, select currency exchange to exchange for US dollars.

If the cumulative value of foreign exchange in the foreign exchange savings account is less than 50,000 US dollars (inclusive) on the day of remittance abroad, it shall be handled at the bank with the identity card; If the above amount is exceeded, there is a certificate of authenticity of the transaction amount under the current account.

If the amount exceeds the above-mentioned amount, it shall be handled with the authenticity certificate of the transaction amount under the current account, the Declaration Form of the Customs of the People's Republic of China for the Baggage and Articles of Inbound and Outbound Passengers signed and stamped by the Customs, or the withdrawal document of foreign currency cash from the original deposit bank.

In addition, the annual limit for foreign exchange settlement and foreign exchange sales for individual residents is US$50,000.

There are several situations: 1. The account himself, the direct user main ID card to redeem, can be exchanged for 5w US dollars per year, and can be exchanged at any time, and the procedures are simple. 2. The new policy of the State Administration of Foreign Exchange is that the quota of the head of the household is exchanged for 5,000 with the quota of other people.

You can only change it once a day. An account can be exchanged with the ID cards of 2 people, and the general bank staff only gives about 8200 to exchange. 3. If the above two situations cannot be satisfied, then open a settlement account and exchange US dollars at any time.

In all three cases, you need to go to the bank to redeem your ID card and sign it!!

If the account is the one, you can directly use your ID card to redeem, and you can exchange 5w US dollars per year.

Individuals can choose to exchange dollars at the counter or online.

1. Over-the-counter USD exchange process:

1. Choose a bank that authorizes a "foreign currency exchange agency", and only such a bank can exchange foreign currency;

2. When you go to the bank to exchange US dollars, bring your ID card, and then the bank will exchange US dollars according to the exchange rate of RMB on that day (no one can only exchange up to 50,000 US dollars per year).

2. Steps to exchange US dollars online:

1. Choose a bank with an "online exchange" function, many banks have opened exchange services;

Personal USD Exchange Process:

1. Prepare your ID card before redeeming.

or household registration book or other relevant valid documents, without valid documents there is no way to exchange foreign currencies such as US dollars.

2. If the bank card used is not the bank card for exchange, then it is best to prepare cash first.

3. Generally, there is no handling fee for exchanging US dollars in the bank, and the bank mainly makes money by exchanging the difference.

4. If you transfer money or remit money to someone else after exchange, then a handling fee will be charged.

5. At present, each ID card can only exchange a maximum of 50,000 US dollars or other forms of foreign currency in a year, and if the amount is exceeded, some special application procedures are required.

In 1792, the U.S. dollar adopted the gold and silver standard, and according to the coinage act enacted that year, one dollar was discounted into sterling silver or vermice. Until 1873. A gram** worth one dollar is roughly equivalent to one Spanish silver dollar.

Because the United States rarely minted a dollar coin, it was during the Civil War.

In the past, the Spanish silver dollar has always been one of the main currencies in circulation in the United States, and many public and private banks in the United States also use the Spanish silver dollar as a reserve, and most Americans exchange banknotes for Spanish silver dollars.

The first U.S. Treasury Secretary took office after the U.S. currency.

The "gold standard" was adopted. By 1914 the First World War.

erupted, because the countries stopped the import and export of ** bureaus, the gold standard system collapsed. In the later stages of the gold standard, the dollar contained grams of gold.

18 December 1946, International Monetary Organization.

The gold content of the US dollar was officially announced in grams. Later, due to the persistent deficit in the balance of payments of the United States, inflation was severe and the dollar crisis deepened.

On February 12, 1973, the U.S. dollar depreciated by another 10 per cent, the gold content was reduced to grams, and the official price per ounce was raised to the U.S. dollar. on Special Drawing Rights.

The depreciation to the US dollar is equal to 1 "SDR". European countries and other major capitalist countries have withdrawn from the fixed exchange rate system, the fixed exchange rate system has completely collapsed, and the dollar exchange rate has been revealed.

Towards floating. At this point, the US dollar no longer has legal content.

In fact, large domestic commercial banks provide RMB to US dollar exchange services, but due to various factors such as exchange rate fluctuations and the demand for foreign exchange, general banks will not deposit a lot of US dollar cash in order to avoid the risk of foreign exchange rate fluctuations.

Bring your personal ID card to the bank that can handle foreign exchange business to go through the exchange procedures, fill in the relevant documents, and there is a limit on the amount (the exchange cannot exceed 2,000 US dollars per day).

For foreign currency exchange within the quota, domestic individuals should bring their resident ID cards, and overseas individuals should bring valid identity documents such as passports, mainland travel permits for Hong Kong, Macao and Taiwan residents to the bank. If the exchange limit is exceeded, you will also need to provide relevant proof of the transaction amount.

The method of exchanging USD to RMB is as follows:

Prepare documents: US dollars, bank cards, ID cards, smartphones.

First, the first thing you need is to prepare your ID card and your bank card that you need to exchange with the bank.

Second, bring your documents to the bank ** to handle business, here take the Agricultural Bank of China as an example.

Thirdly, the bank will first conduct a special US dollar money detector to check the authenticity of the US dollar.

Fourth, after there is no problem with the authenticity, the staff will operate the system and need your signature to confirm.

<>Sixth, click on the enter, and the exchange can be converted into RMB into your bank card account.

The exchange of US dollars for RMB can be exchanged at Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Agricultural Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank, China CITIC Bank and other foreign exchange banks.

Specific operation: Bring your personal ID card and the foreign currency you need to exchange, and go directly to the foreign currency exchange window at the counter to find the staff to exchange it.

Things to note when exchanging US dollars to RMB:

1. Select a bank. Because of the fluctuation of the exchange rate, the bank's foreign exchange** is also fluctuating, and there will be a little difference between each other's**. Therefore, before the exchange, you can compare the exchange rates of each bank in advance and choose the most suitable bank for exchange.

2. Prepare your ID card or household registration booklet. When exchanging foreign currency, you need to bring your ID card, and your household registration book can also be used, but not all outlets undertake exchange business, and bank outlets that can exchange foreign currency will have a green currency exchange mark, if you are not sure, you can ask the staff.

3. Pay attention to the exchange limit. The current foreign exchange quota in China is a maximum of US$50,000 or other forms of foreign currency per person per year. Of course, you can also use other people's credits to redeem them.

4. Handle foreign exchange through online banking. At present, it is possible to exchange foreign exchange without leaving home through online banking, and China Merchants Bank and Bank of China have related businesses, but the premise is that online banking needs to be opened.