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For mobile banking.
The status of the transfer and remittance is a record of successful transactions, and you can view the electronic receipt through the transfer - transfer record function - share with WeChat friends, this electronic receipt is only used as a transaction reference and not as an official transaction voucher. If you need official documents, it is recommended that you choose to transfer and remit at a BOC branch.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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Interest shall be paid on the basis of equal principal and interest, and interest shall be paid on the basis of equal principal and interest.
Loan of 200,000 yuan, 10 years term, the amount of interest varies according to the repayment method, there are usually two ways of equal principal and interest and equal principal repayment, according to the benchmark interest rate level, with equal principal and interest in Bank of China loan of 200,000, the loan term is 10 years, and a total of interest yuan needs to be paid; Loan of 200,000 yuan in Bank of China with the same principal amount for a term of 10 years, and a total of interest needs to be paid; If you are unsure, you can also check through "Bank of China Micro Banking" WeChat*** or Bank of China Mobile Banking. "Bank of China Micro Banking" WeChat***: Select the function of "Micro Finance-Function Hall-Financial Instruments and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the prompts on the page for inquiry.
BOC Mobile Banking: Click on the "Loans-Other Services-Loan Calculator" function on the homepage, and follow the prompts on the page to enter the calculation conditions for inquiry. Operating Environment:
WeChat APP, Bank of China mobile banking APP, extended information: 1. The amount of interest needs to be calculated according to the interest rate, the amount of the loan, and the term, and the calculation formula of the interest is: interest = principal interest rate term, and the amount of interest cannot be calculated only according to the amount and term of the loan.
2. A bank loan of 50,000 yuan requires collateral, proof of income, and guarantor. A bank loan must have collateral in order to lend money, and the sum of the loan amount and interest during the loan period cannot exceed 1 2 of the appraised value of the collateral. Have a long-term stable income sufficient to pay the principal and interest of the monthly loan**.
There are also guarantors.
3. Age limit of the borrower: age + loan term of male not more than 60 years old, age of female + loan term not more than 55 years old; Customers who are blacklisted in the credit information system cannot apply for loans.
4. Have the nationality of the People's Republic of China and have full capacity for civil conduct. Hold a legal and valid identity document and a household registration certificate (or valid residence certificate) of the place where the lending bank is located. The purpose of the personal credit applied for is reasonable.
5. Loan process: (1) Apply for a loan to the bank. (2) After the bank accepts the application, the value of the collateral shall be evaluated, and the loan amount shall be assessed according to the appraised value.
3) Open a personal current deposit account, sign a loan contract, etc. (4) Handle the registration of collateral. (5) Bank loans.
6. Loan fees: lawyer witness fee, mortgage registration fee, insurance premium of collateral, appraisal fee of collateral, etc. It takes about 1 month to apply for a loan normally and the loan is disbursed.
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Go to the local bank, mobile phone, ATM machine to issue a certificate.
You can contact the school or the local education bureau, and if you can't reapply for it, you can issue a relevant certificate, which is also valid.
This kind of one, if you can use it, it's fine, if you can't use it, it will also give you the opposite effect and become a disgraceful stroke in your resume. Measure it yourself.
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Bank of China can print an electronic receipt through the transfer record function for the record of successful transaction in the transfer and remittance status of personal online banking and mobile banking, but it is not used as an official transaction voucher. If you need an official certificate, it is recommended that you choose to transfer and remit money at a branch of Bank of China.
Personal Internet Banking: Under the item of Transfer and Remittance - Transfer Record, you can select the "Receipt Print" button at the bottom of the "Transfer and Remittance Details" page to query the details, and the system supports the detailed record of successful transactions, which can be directly printed out according to the style of the receipt. The receipt includes:
Transaction date, collection and payment account information, transfer amount, execution method, transfer batch number and serial number, etc.; Fee information is not included.
Mobile banking: You can go to the transfer result page or enter "Transfer" - "Transfer Record", click on the transfer transaction details to be shared, click "Share with WeChat friends", and share the successful transfer result page with WeChat friends in the form of **, and you can also choose a variety of **templates.
You can inquire about personal online banking and mobile banking transfer transaction information within a maximum of 1 year, and each inquiry spans 3 months.
The above content is for your reference, and the actual business regulations shall prevail.
Consultation and handling of related business.
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Bank of China mobile banking transfer, can not be used for transfer.
To use the transfer function, click on the transfer menu, only fill in the purpose, and you can't transfer the bridge to the account.
The transfer of funds is only a supplementary function menu to facilitate the supervision of funds. After filling in, it is convenient to supervise the transfer of funds.
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BOC Personal Mobile Banking Bank-Securities Transfer Operation Steps:
You can log in to the personal mobile banking of Bank of China and use the bridge to carry out relevant operations through "****-bank-securities service" or "** transaction". The hood is fierce.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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