Is it legal for the school to organize students to pay insurance premiums?

The insured only needs to pay a premium of dozens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment. It is the most extensive and common insurance for children and teenagers. The best feature is that the premiums are cheap and wide-ranging, making it ideal for underage students.

Hello! Children are required to buy insurance at school, generally learning insurance, which is also allowed and very supportive, and even has a policy nature, so it must be legal. Because every student needs protection, we also need protection, now the state attaches great importance to insurance, primary and junior high schools have corresponding insurance textbooks, in order to fully popularize insurance education and knowledge.

The amount of insurance coverage in schools is generally not too high, and it is not complete, and now parents will buy higher accident and health insurance for their children.

That's learning insurance, it's a guarantee for children.

Introduction: For the child, he has more uncertainties, and the resulting dangers are also uncontrollable, in the face of such a situation, the school asks students to buy insurance, thinking that this practice is necessary. Because insurance is actually a protection for a family, it is not the best to use, but if it really happens, sometimes it can save lives.

I believe that many people have bought insurance when they are in school, from kindergarten to college or high school, everyone has bought insurance more or less several times. Although I have also been in the middle, why I haven't used it once, but I still have to buy it every year. I think that this is actually a guarantee for myself, and I can't say that I am looking forward to an accident, but if an accident really happens, this money can save my life.

Moreover, the school allows students to buy insurance, which is actually a greater guarantee for the safety of children. This is not to say that it is to shirk responsibility, but to protect the financial interests of parents.

When I was a child, I may have encountered the requirement that it was mandatory to buy insurance, but now basically every school or institution is voluntary to buy insurance. If you feel that you want to give your child a guarantee, you can voluntarily buy it, of course, if you have other considerations or other choices, you can also buy it without this insurance. In this respect, I think it's quite legitimate, and it doesn't feel compulsory, so I can buy it according to my needs.

The purchase of insurance is actually a safety guarantee for the family to give the child, although you may feel a little uncomfortable when you buy it, because after all, you have not used it a few times, but I believe that all parents would rather buy insurance with this money, and the money will never be used. Because no one wants to get their child injured to get this expense, the second is that this insurance policy is not beneficial to the school, because the whole school will be thoroughly investigated if there is a safety incident.

It is illegal for schools not to require students to purchase insurance, and it is illegal for schools to require students to purchase commercial insurance, and if parents do not want to buy this insurance, they can also seek help from the public security organs.

First, the school is not completely safe, students may have some accidents on campus, and insurance plays a great role in preventing the school from happening, so that every student can minimize losses.

Second, as a modern person, be risk-aware. Especially for some children with good family conditions, their parents attach great importance to buying a variety of products for their children, and education insurance and accident insurance are especially popular. Thirdly, the school arranges teaching activities according to the instructions of the Ministry of Education, and the school asks teachers and students to do things reasonably, if you have any doubts, then ask your homeroom teacher.

Extended Materials:1; The school's decisions are made with each child in mind. Schools are not completely safe, students may have some accidents on campus, and this is where insurance plays a great role in preventing schools from happening and maximizing losses for every student.

2；Parents have already bought insurance for their children. As a modern person, be risk-aware. Especially for some children with good family conditions, their parents attach great importance to buying a variety of products for their children, and education insurance and accident insurance are especially popular.

3；Students and parents have the right to challenge. The school arranges teaching activities according to the instructions of the Ministry of Education, and the school asks teachers and students to do things that are reasonable, if you have any doubts, then ask your homeroom teacher.

It is unaffordable for the average family, but if you buy an insurance policy, the insurance company will provide you with a certain share of the protection service, and you can make the necessary reimbursement, which can reduce the expenditure of your medical expenses and thus the expenses of the family. Medical insurance is very useful for individuals, not only can it provide you with the necessary medical and health services when you are sick and hospitalized, but it can also give you a certain discount when you buy medicines.

Medical insurance not only plays a very big role in individuals, but also plays a very big role in families, societies and countries. Therefore, it is necessary for our students to purchase student insurance, so that many risks can be avoided, although students stay in school for a long time, but if there is an accident, or illness, medical insurance can provide you with services. Once again, we emphasize that the purchase of insurance contracts should be agreed upon and the principle of fairness and justice should be pursued.

The school cannot force students to buy any kind of insurance, and when we buy insurance, we should do it voluntarily.

As long as the school does not force students to buy insurance, it is not illegal, as long as the school allows students to buy group accident insurance, it is in case of accidents, students can get compensation, and the purchase of insurance is not compulsory, it is voluntary.

Illegal. Because whether students buy insurance or not should be voluntary, not compulsory, so I think this requirement is not legal.

Of course, this kind of request is not legal, and whether the student buys insurance or not is the student's own will, and the school has no right to make such a request.

First of all, I think this situation you said should be illegal, but it is also for your good to say that the school asks you to buy insurance, that is to say, in a collective market, it is inevitable that there will be bumps or fights, and there will inevitably be ** accidents, if you want insurance, then there will be no particularly serious contradictions, because there is insurance, you can be reimbursed, so it is good for the school and your family

If the school does not enforce the insurance and does not increase the cost of insurance, then it is legal for the school to let students buy insurance.

Of course, it is reasonable for the school to let students buy insurance, after all, everyone will encounter accidents in life, which is for the sake of the school's health and hope to understand.

Of course, it is legal, because if you do not buy insurance, if the student has an accident, the parents and the school may be liable, and it is expensive, and it is the safest way to buy insurance.

I don't know if it's legal, but we used to pay dozens of dollars every year to buy an accident insurance similar to that to avoid accidents at school, and we definitely need to compensate, and even if the school is not responsible, you can get compensation with this insurance, and there is no loss.

This should be legal from the legal point of view, but it is good for the school and you to buy insurance, for example, when there is an accident, you can be reimbursed by the insurance company, if you do not buy insurance, let the school be responsible, the school is definitely unwilling.

Legal analysis: schools generally buy school insurance for children, the full name of school insurance is "student safety insurance", the general student enrollment by the school to collect the premium, the insured only need to pay a premium of dozens of yuan to get a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment. It is the most extensive and common insurance for children and teenagers.

Legal basis: "Rural Revitalization Promotion Law of the People's Republic of China" Article 66 The State shall establish and improve a multi-level agricultural insurance system, improve the policy-based agricultural insurance system, encourage commercial insurance companies to carry out agricultural insurance business, and support farmers and agricultural business entities to carry out mutual assistance and cooperative insurance in accordance with the law. The people at or above the county level shall take measures such as premium subsidies to support insurance institutions to appropriately increase insurance varieties, expand the coverage of agricultural insurance, and promote the development of agricultural insurance.

This behavior is unreasonable, and the purchase of student insurance by students is completely voluntary, so the school cannot force students to purchase student insurance.

Such behavior is unreasonable, the school does not have the right to require students to buy student insurance, the school can suggest, but not compulsory.

No, voluntarily.

The main thing that the school buys for students is the student insurance, which is specially designed by the insurance company according to the situation of the students in the school, and adopts the principle of voluntary purchase. The significance of learning insurance to ensure the personal safety of students is very obvious.

During the insurance period, if the insured is admitted to the hospital due to an accidental injury**, we will pay the medical insurance premium at a rate of 90% in accordance with the terms and conditions of the reimbursable and necessary and reasonable medical expenses exceeding RMB 50 according to the provisions of the local social medical insurance authorities.

During the insurance period, if the insured suffers death, disability or burns due to an accidental injury while riding the school bus, the insurance benefits will be paid according to the terms.

During the insurance period, if the insured person is admitted to the hospital due to an accidental injury**, the accidental injury hospitalization allowance will be paid according to the terms.

The general coverage of the study insurance is as follows:

1. Accidental personal injury, including accidental disability.

2. Unexpected medical expenses. Including the subsidy for outpatient and emergency expenses, the coverage is larger, and the coverage is large, such as fall injuries, traffic accident injuries, animal bites, burns, etc.

3. Medical subsidies for hospitalization, hospitalization due to illness, as long as it does not fall within the scope of limited liability exemption, can apply for compensation.

Legal analysis: Schools generally buy school safety books for children.

Legal basis: Article 5 of the Social Insurance Law of the People's Republic of China The people at or above the county level shall include social insurance in their national economic and social development plans. The state raises social insurance funds through multiple channels.

The people at or above the county level will give necessary funds to the social insurance undertaking of rent and Wang Qinghong's support. The state supports social insurance through preferential tax policies.

Children's Green Card.

Applicable population: adolescents and children (30 days to 18 years old) who are vulnerable to accidental risks

Product features: Double payment of accidental hospitalization allowance due to accidents on school daysInsurance liability: accidental injury (death, disability), accidental medical treatment, accidental hospitalization allowance"Ping An Baby" Children's Comprehensive Medical Insurance ( ) B Enhanced EditionSuitable for:

Adolescents and children aged 3-18 who are vulnerable to various risks Product features: covering 100,000 yuan of hospitalization medical expenses protection, critical illness and other special protection insurance liability: critical illness, accidental injury, accidental medical treatment, inpatient medical treatment.

The insurance that students buy at school generally refers to the school insurance, the full name of which is "primary and secondary school students' safety insurance", which is a kind of personal accident insurance and an insurance for the characteristics of primary and secondary school students. The insured only needs to pay a premium of a few tens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment. Specifically, the insurance liability of this type of insurance is as follows:

Death benefit; According to national regulations, if the insured dies due to an accident or illness insured by accident, the insurance company shall pay the insurance money according to the agreed insurance amount. In the unfortunate event that the insured dies in an accident, the insurance company needs to pay 10,000 yuan. Accidental Dismemberment Benefit:

If the insured suffers an accident and becomes disabled within 180 days from the date of the accident, the insurance company shall pay the compensation in accordance with the provisions of this contract.