What does car insurance mean by a designated repair shop

The designated workshop is the additional insurance for motor vehicle damage in the commercial insurance of motor vehicle insurance. For example, a Jetta GIF 05 car, the front bumper is damaged within the normal insurance liability, and the insurance company does not have a designated repair shop, the insurance company will pay you according to the contract as long as it is not less than the maintenance ** of the second-class repair plant, the front bar is 420, the painting is 200, and the disassembly and assembly is 30. If you go to FAW-Volkswagen's 4S shop, then the insurance company must give you a price according to the ** of the 4S shop, and you need to provide the invoice of the 4S shop, not the invoice of the 4S store.

The ** of the 4S shop is generally 570 front bars, 300 paints, and 50 disassembly. Generally speaking, insurance companies have cooperative relations with 4S stores, and accessories can be floated. But also involves the problem of rescue fees, if your car in the countryside caused overturning losses, can not continue to drive normally, and you do not want to repair in the second class repair plant, you have to go to the 4S shop, if there is no designated repair plant, the insurance company's rescue fee is only given to the nearest place with a second-class repair plant, if insured, the insurance company will give the nearest 4S shop.

Personal suggestion: more than 150,000, or new models (accessories are not widely circulated), rare models (generally not guaranteed) are better to be insured. Because the premium is not high.

If it's an antelope summer calendar, you don't have to.

Car insurance designated repair shop means that the insurance company and the repair shop have signed a contract, and generally there are designated insurance companies in 4S shops.

Now it is not specified, as long as it is a repair shop of the second class or above. If you go to other places, you have to go to the designated repair shop and cooperate with the insurance company!

Designated Workshop Insurance is provided as car damage insurance.

of the additional insurance.

The special terms of the special repair shop stipulate that the insured requires that the insured can independently choose a repair shop with the qualification of the insured motor vehicle to repair the vehicle after the accident, and is willing to choose to pay the corresponding insurance premium for this purpose. On the contrary, if the owner does not choose this clause, then after the vehicle is out of insurance, the insured person and the insurance company will negotiate to determine the repair method and cost. The "Designated Workshop Special Clause" is used as motor vehicle damage insurance.

Additional terms to use. If you do not buy designated maintenance, you need to bear 10% to 15% of the accident to the 4S shop for maintenance. When the insured vehicle suffers from a natural disaster covered by the insurance.

or accidents, resulting in the loss of the insured vehicle itself, the insurer shall compensate in accordance with the provisions of the insurance contract. If the insured vehicle is lost below the scope of the vehicle damage insurance, it is a vehicle damage insurance.

Scope of indemnity.

1. After the insurance company is out of insurance, it will not designate the car repair point, but will only give you a general range, so that you can choose a 4S shop or an auto repair shop, and will not ask the customer to designate a car repair shop.

Under normal circumstances, insurance companies will cooperate with some car repair shops or 4S shops, but the projects they cooperate with are usually insurance sales projects, and there are rarely car repair projects. In order to avoid risks and create a good reputation, insurance companies will not recommend corresponding 4S shops or auto repair shops, which is a reasonable choice for customers. For example, in the whole Beijing area, you can choose the maintenance location, or someone wants to put the maintenance location in their hometown, which can be used reasonably.

Second, after the insurance company is out of insurance, the surveyor of the insurance company will give the customer several suggestions for auto repair shops, but will not require the customer to go, and will let the customer make his own choice.

Under normal circumstances, the surveyors of the insurance company will know more about the local 4S shops and auto repair shops, so some customers will also consult the surveyors of the insurance company when they do not know. The surveyors of the insurance company will also recommend a few 4S shops or car repair shops to the customer, but the final choice must be in the hands of the customer. The insurance company will also have corresponding regulations, and the surveyors of the insurance company are not allowed to force customers to go to the designated 4S shop or car repair shop for repairs.

3. There are some small insurance companies or informal insurance companies after the accident, the staff of the insurance company will ask the customer to go to the designated car repair shop for repairs, because they will have a corresponding profit share.

The reason why some insurance companies do not avoid this risk is because they do not manage it properly. As long as a car accident occurs, the surveyors of the insurance company will require the customer to arrive at the designated 4S shop for maintenance, so they can get more turnover, which is actually the interest of the insurance company surveyor and the car repair shop.

The insurance company will designate a car repair point after the accident, because many insurance companies have cooperation with the car repair point, and there will be discounts when repairing.

Yes, because many insurance companies have a cooperative relationship with some car repair shops. They will also get some benefits from it.

Of course, car repair points will be specified. Because this way they can save a lot of money, and they will also make a higher profit.

The customer has the right to choose the repair unit by himself, and does not have to go to the repair shop designated by the insurance company for repair. It is unreasonable for an insurance company to do this. As long as the amount of repairs does not exceed the actual value of the vehicle insurance, the insurance company must pay.

If the insurance company designates a maintenance unit, it can request a written notification to complain to the local CBIRC or industry association.

The insurance company said that the main reason for not cooperating with the repair shop was that the two parties could not reach an agreement on the amount of repairs, and that the insurance company and the repair shop should negotiate to solve the problem. If the insurance company sells the replacement repair shop, then the cost of towing should be borne by the insurance company. However, if the repair shop asks the customer for compensation for additional expenses such as parking fees, the customer can also refuse and transfer it to the insurance company for processing.

The idea is that the policyholder requires that the vehicle can be repaired by a repair shop with the qualification of the insured motor vehicle after the accident, and is willing to pay the corresponding insurance premium for this purpose.

On the contrary, if the owner does not choose this clause, then the insured and the insurance company will negotiate with the insurance company to determine the repair method and cost after the vehicle is bent and buried. The "Designated Workshop Contract" is used as an add-on to the motor vehicle damage insurance.

If you do not purchase designated maintenance, you need to bear 10%-15% of the accident to the 4S shop for maintenance. Such as Audi, BMW, Land Rover, Porsche, Bentley and other high-end models will be required. Toyota, Ford, Honda, Hyundai, Peugeot and some other low-to-medium models do not have this requirement.

The full name of the designated special closure and disturbance repair insurance is "referring to the special contract of the special repair factory of the sedan car", which is a commercial insurance for motor vehicles.

The additional clause is equivalent to the additional insurance in the land. The meaning of special repair is to go to the corresponding 4S shop to specialize in maintenance. Therefore, the designated repair insurance is often customarily referred to as the designated 4S store repair insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

<> designated repair shop insurance means that the policyholder requires that the vehicle can be repaired by a repair shop with the qualification of the insured motor vehicle after the accident is taken out of insurance, and is willing to pay the corresponding insurance premium for this disorderly family. That is to say, after purchasing the designated repair shop insurance, you can decide the repair shop by yourself when you go out of danger to repair the car.

Whether it is necessary to buy the designated repair shop insurance depends on everyone's actual situation, and the three types of people can consider buying.

1. There is a cheating car repair shop that you have special recognition and trust, and you want to go there to repair the car when you are in danger;

2. The purchased car is better, more than 150,000 yuan, and I am worried that some auto repair shops will not repair it well;

3. It is a rare model, or a new model, and it is more safe to repair it in an individual auto repair shop.

The designated repair of motor insurance means that the policyholder can independently choose a repair shop with the qualification of the insured motor vehicle to repair it, and is willing to choose to pay the corresponding insurance premium for this purpose. It is a clause of the insurance contract.

If the owner does not choose this clause, then after the vehicle is insured, the insured will negotiate with the insurance company to determine the repair method and cost. The "Designated Workshop Special Clause" is used as an additional clause to the Motorized Sleepy Vehicle Loss Insurance.