How do I get a card if I want to save money for my child?

You need to be accompanied by a guardian to bring your household registration book and guardian's ID card, and you need to provide the original ID card for bank cards, you need to be at least 16 years old, and you need to be accompanied by a guardian under 16 years old. 1. Application conditions: At least 16 years old, bring your ID card Under the age of 16, you need to be accompanied by your guardian, and use your household registration book and guardian's ID card to apply for a bank card.

2. Information required for bank card: ID card, household registration book and guardian's ID card. 3. Handling steps:

1. Bring valid documents to the bank, if you are under the age of 16, you need to apply for a bank card with a household registration book and a guardian's ID card; 2. Find the lobby manager and ask for the application form; 3. Fill in the ** according to the application format and go to the counter; 4. After completing the formalities at the counter, set the password; 5. Finally, the card application is successful.

You can apply for a children's bank card for your child.

Children's cards are debit cards designed for children under the age of 16. Procedure.

First, submit an application. The child and his/her guardian should bring the child's ID card and guardian's ID card to the bank branch and ask the staff to apply for a children's bank card. and fill out the application as required**.

Second, bank review. After receiving the application materials, the bank will review the applicant's conditions and notify the applicant of the review result.

Third, issue a bank card. After the review is approved, the bank staff will issue a children's bank card to the applicant, and inform the specific methods and precautions for use.

Minors can also apply for bank cards.

For those who are at least 16 years old, minors need to bring their guardians to the nearest bank card with their household registration and ID card. The required materials are basically the same as those handled by adults, and only one more step is the signature of the child himself.

Note: For the user of the bank card handled in accordance with the above method, the person who has the right to use it is the child himself. There are also those under the age of 16 who are not allowed to apply for online banking services, although Alipay, WeChat and other online banking functions cannot be used, only the normal, payment storage function can be used.

First of all, you must have a bank card, and then you can deposit money into the card when you have money, or buy insurance to save money, or bank fixed or current deposits, or choose fixed deposits.

To ICBC, you can apply for a card with a child**, which the child likes very much.

Saving money for a child can be made in the following ways:

1. Fixed deposits.

1. Fixed deposit is a relatively simple way to save money, after depositing as a fixed deposit, you can get back the principal and interest at the agreed interest rate at maturity, which is a financial management method of guaranteed principal and interest.

2. Parents can choose different storage methods according to their own financial situation, and if the funds are more abundant, they can be deposited as a large certificate of deposit with a higher interest rate.

If the capital pressure is greater, you can also use the method of regular investment to deposit time deposits, and the 12-deposit certificate method is a more practical time deposit method.

2. Buy insurance.

Save money for your child by buying insurance. At present, there are many insurance policies on the market for children's education savings, and the main purpose of this insurance is to provide corresponding protection for children's financial needs when they go to college or study abroad. Purchasing this type of insurance can not only be used as a savings for children's education, but also provide certain protection for children.

Therefore, it is still good to save money for your child in the form of insurance.

3. Children's bank card.

Children's bank card is a type of bank card specially set up for children under the age of 16, currently Industrial and Commercial Bank of China, Bank of Communications.

Rural commercial banks and other banks have launched children's cards. The use of children's bank cards is limited, and it has some basic functions of ordinary bank cards, such as deposit and withdrawal, consumption, transfer, etc., but there is no financial management and online banking.

and other functions. Therefore, it is more suitable for baby savings.

Extended information: 1. How to save money for children.

1. If the child is underage, then the guardian can hold his or her own ID card.

and the child's account book, go to the bank to open an account and deposit money for the child. At present, some banks have launched bank cards for children, and compared with ordinary bank cards, the function of bank cards for children is relatively simple. For example, you can't manage your finances, you can't buy **, you can't open online banking, etc.

2. After handling the bank card, you can choose whether to save during the survival period or regular savings, and children generally only need more money in the school season, so it is ideal to save regularly for about half a year.

2. Precautions for buying education savings insurance for children:

1. The policyholder should clarify the period of insurance and choose the corresponding insurance refund method according to the different educational stages of the child;

2. When buying education savings insurance for children, they should take into account the protection function to provide certain protection for accidents or diseases that may occur after the removal of the child's care;

3 When buying education savings insurance for children, you need to pay attention to the exemption clause of the insurance, which is mainly to prevent the risk of the policyholder due to illness, accidental death or high disability, so that the sub-insurance company will waive the premium that the policyholder needs to pay in the future, and the protection content of the policy remains unchanged, and still provides corresponding protection for the child.

1. Time deposit: Time deposit is a relatively simple way to deposit, if parents have sufficient funds, they can deposit large deposits with higher interest rates, and if the financial pressure is relatively large, they can also choose the way of time deposits;

2. Buy insurance at the end of the year: There are many insurance policies on the market for children's education fund deposits, and the main purpose of this insurance is to provide corresponding funds when children go to school or study abroad, so as to provide sufficient protection for children to go to school;

3. Children's bank card: Children's bank card is a bank card issued by the bank for children under the age of 16, with some basic functions, such as withdrawal, transaction, transfer, but without investment and financial management, online banking and other functions, it is more suitable for children's deposits.

Nowadays, there are many only children, too many pampered, and they don't know how to cherish every penny earned by their parents, so children's financial education will become more and more important in the future. "Wishing you prosperity, bring the red envelope! "Every Spring Festival, children are the happiest, and every child can get more or less New Year's money.

So, how should the child take care of the New Year's money?

The cultivation of children's financial quotient education is mainly to let children have a correct concept of money, master some basic financial management skills, and solve various problems about money and wealth that children need to face in real life. In particular, the management of children's New Year's money is very important, which can not only cultivate the ability to manage money independently, but also plan the New Year's money, and let the New Year's money "make money". For parents, we have prepared 6 ways to manage their children's New Year's money to help parents manage their children's New Year's money.

1. Bank savings.

Bank savings is the safest way to manage money, parents can go to the bank with their children to open an account, and plan to set the deposit period according to the time when the child needs to use the money, such as the beginning of the need for money.

2. Regular investment method.

Regular investment, the investment period is longer, the return is generally about 7%, and long-term investment can enjoy the income brought by compound interest. Parents who choose this type of financial management can plan from the time their children are young to the end of college, and they will be able to prepare an education fund to meet their children's future needs.

3. Children's insurance.

The New Year's money can be used to buy a children's insurance for your child, such as insurance that covers education, including accidents, medical care, and education. At the same time, the financial planner also reminded parents that the general protection education insurance should not be interrupted at will after taking out the insurance, otherwise there will be a loss of income.

4. Stable financial products.

The yield on bank deposits is not high, and parents can not "hang on a tree" to imitate wax, and they can also choose some stable financial products, which are generally higher than bank deposits. It is recommended to focus on "steady" financial management for New Year's money, and preferably choose long-term financial products to lock in high returns to supplement the continuous education expenses.

5. ** type of investment.

Although it has been in the first trend in recent years, in the long run, it is a better way to manage money against inflation. Think that your child's New Year's money can buy investment gold bars, or buy some exquisite Chinese New Year gold bars that are both commemorative and have the potential to maintain and increase their value.

Parents begin to cultivate their children's financial quotient from an early age, and parents and children plan together for the New Year's money, which will benefit the children for a lifetime. In addition, it is necessary to let children understand that money is not easy to come by, know what they "want" and "need", and let them know how to make trade-offs when shopping with children, and resolutely do not buy what should not be bought.

Just take your child to the bank office to explain your intention to the staff, and then show your ID card and your child's household registration book. As long as you can prove that there is a custody relationship with the child, the bank will handle it for you. Of course, if the child has already applied for an ID card, the child's ID card must also be presented.

However, the function of children's bank cards is relatively simple, and generally only has the basic service functions of ordinary savings cards, such as deposit and withdrawal, consumption, transfer, etc. However, it is basically a "parent-child association" with the parents' cards.

Extended information: There is no good or bad bank card, and you only need to consider which bank is close to it when handling it, so that it is convenient to handle business.

Minors must be accompanied by a guardian to apply for a bank card.

Underage account opening process:

1.The guardian brought his ID card and household registration book and a copy of it, and told the staff to open an account and apply for a bank card. (The guardian needs to write down the reason for the application and the relationship with the card issuer.) ）

2.The staff will issue a "Personal Settlement Account Management Agreement" to read and sign with your name.

3.Fill in another one"Application form for personal card issuance"and hand it over to the bank staff.

4.Then enter the password on the device (the password is to be memorized).

5.After the password is confirmed three times, the staff will issue the bank card.

Bank card: Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which is approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

In general, bank cards are divided into credit cards and debit cards according to whether the credit line is granted to the cardholder.

Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

Debit card can be used for online or POS consumption or ATM transfer and withdrawal, no overdraft, the amount in the card is based on the current deposit and interest. Funds are transferred directly from the savings account when spending or withdrawing. Debit cards generally require a PIN to use.

Debit cards can be divided into regular, gold, and platinum cards according to their levels; According to the scope of use, it can be divided into domestic cards and international cards.

Credit cards are further divided into credit cards and quasi-credit cards. A credit card is a credit card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and repay the loan later within the credit limit. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the bank's requirements, and when the reserve fund is insufficient to pay, it can overdraft within the credit limit specified by the issuing bank.

If you have a 5-year-old child at home, you can get one for himChildren's bank cardsSave change.

With the rapid development of social and economic development and the continuous improvement of people's quality of life, many novice parents want to let their children develop a certain sense of financial management in their lives, so they will also choose to get a children's bank card for their children. However, it should be noted that you must go to the bank in person to handle the children's bank card, and you should also remember the password of the bank card in life, and save some pocket money for the baby regularly.

It can make it easier for your baby to go to school later on.

1. Why do you want to save pocket money for your baby?

Babies around 5 years old can already charge a certain amount of New Year's money.

Therefore, as a parent, you should also learn to take precautions, save some pocket money for the baby in time, so that the baby can buy some of his favorite things when he grows up, and cultivate the baby's financial awareness, for 5-year-old children, it is best not to put the bank card in their own hands, but to store it in the hands of their parents, so that they can better avoid the loss of money.

2. How to cultivate the baby's financial awareness?

For babies around 50 years old, outlook on life.

It has been initially formed, in life, when you encounter something you like, you will also ask your parents, as parents must not blindly meet the child's ideas, we must pay attention to the baby's education work, only in this way can we better do the trickle, if the baby wants to buy things in life, we can choose to give all the money to the baby, let the baby go freely.

3. How can we make the baby grow up healthier and happier?

When raising a baby, we must respect the child's cluster sales choice, whether it is shopping or other things, this let the baby be the master of the house can better establish the baby's sense of ownership, I hope that everyone can accompany the baby more in the life of the sedan chair, while cultivating the baby's financial awareness, the baby should also be allowed to obtain a sound personality.