What is the insurance requirement in the Labor Insurance Law?

Chapter IX Social Insurance and Welfare.

Article 70 The State shall develop social insurance, establish a social insurance system, and establish social insurance** so that workers can receive assistance and compensation in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Article 71: The level of social insurance shall be commensurate with the level of social and economic development and the capacity of society to bear it.

Article 72 Social insurance** shall determine the funds according to the type of insurance**, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

Article 73 Workers shall enjoy social insurance benefits in accordance with law under the following circumstances:

a) retirement; 2) Illness or injury;

3) Suffering from work-related disability or occupational disease;

iv) unemployment; 5) Childbearing.

After the death of a worker, his surviving family members are entitled to survivors' allowances in accordance with the law.

The conditions and standards for workers to enjoy social insurance benefits shall be prescribed by laws and regulations.

Social insurance contributions must be paid in full and on time.

Article 74 The social insurance agencies shall collect and collect, manage and operate social insurance in accordance with the provisions of the law, and shall be responsible for maintaining and increasing the value of social insurance.

In accordance with the provisions of the law, the social insurance supervision agency shall supervise the revenue and expenditure, management and operation of social insurance.

The establishment and functions of social insurance agencies and social insurance supervision bodies shall be prescribed by law.

No organization or individual may misappropriate social insurance**.

Article 75 The State encourages employers to establish supplementary insurance for their workers in accordance with the actual conditions of their employers.

The State encourages individual workers to carry out savings insurance.

Article 76: The State develops social welfare undertakings and builds public welfare facilities to provide conditions for rest, recuperation, and recuperation for laborers.

Employers should create conditions to improve collective welfare and improve the welfare benefits of employees.

Hello, the Labor Contract Law stipulates that employers must pay social insurance for employees in accordance with the prescribed proportion. If the employer does not pay in accordance with the provisions of the Labor Contract Law, the employee can file a complaint with the local labor inspection brigade or apply for labor arbitration, and the employer needs to make up the payment for the employee, and will be punished by the labor bureau for a fine.

The employer shall pay social insurance premiums for the employee.

Labor law insurance stipulates that employers should purchase social insurance for employees within 30 days of their employment.

The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

Employers and individuals pay social insurance premiums in accordance with the law. The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth. It is illegal for an enterprise not to pay endowment insurance, or to give a part of the money for employees to pay by themselves.

You can defend your rights with the local labor dispute arbitration department.

It is a basic legal obligation of employers to participate in social insurance for their employees, and this legal obligation has been confirmed by China's Labor Law, Labor Contract Law, Social Insurance Law and other laws.

Legal basis: Labor Contract Law of the People's Republic of China

3. If the employer fails to pay social insurance premiums for the employee in accordance with the law, the employee may terminate the labor contract.

Article 47 Economic compensation shall be paid to the laborer according to the number of years he has worked in the unit and the standard of one month's wages for each full year. where it is more than six months but less than one year, it is calculated as one year; If it is less than six months, the worker shall be paid half a month's salary.