What type of social insurance is there in rural Texas? Bought for parents!

Friend: You don't know anything about insurance!

In rural areas, dozens of rural cooperative medical care is provided every year, and the guarantee is very low! Only a little basic guarantee can be solved.

Ask two questions:

1. Are you the only child in the family? If so, you want to know whose money to spend in case of any problems with our parents? It's wise for you to consider buying insurance for your parents, and it's your own problems that will ultimately be solved.

2. Do you have a misunderstanding about commercial insurance? You must know that no more than 500 yuan per month, you can choose a very good commercial insurance for our parents! How old are the parents? It's likely that you're overage, not whether you want to or not, but whether the insurance company sells it or not.

Difference Between Social Insurance and Commercial Insurance:

Social insurance is the country's "basic" security for citizens and stabilize social order, and the basic interpretation of the word "basic" is the slogan of social security "wide coverage, low security". Commercial insurance is launched by a commercial insurance company approved by the state, providing personalized insurance services to "capable" customers, supplementing the lack of social insurance, and providing mutual benefit and two-way choice between customers and insurance companies. Everyone can enroll in social insurance as long as you want, but not everyone can afford to enroll in commercial insurance, because "capable" means that the customer must have the ability to pay and meet the health requirements of the insurance company.

Not everyone can become an insurance company customer, just like not everyone can become a millionaire, so if you "can" buy some commercial insurance for your parents, I should congratulate your parents!

If you still have questions, you can send me an email address myl

If you don't want to buy commercial insurance, you can only buy social insurance, that is, pay dozens of dollars a year, which is the lowest guarantee given by the state, is insurance not a package, and you can only consider commercial insurance if you want to buy such a high amount of insurance. Ping An and Life are both good companies, it is better to buy insurance or find a bigger company, and give you a suggestion, it is best to understand your needs before buying insurance, and don't buy products that are not suitable for you.

If you emphasize that it is not commercial insurance, then there is only endowment insurance and cooperative medical insurance in rural areas, which is the kind that pays dozens of yuan.

There are a variety of options for business insurance.

1. Dozens of yuan of insurance in rural areas, the state has posted a lot of money, and the cost performance is very high, you must buy it, and it is already very good.

2. If you think that your parents are old and buy health insurance, you can only find a commercial insurance company, but one is not cost-effective, unless you are very rich, and the other can also be insured until you are in your 60s, and you will not care about it in the future.

3, you have to buy, I think CPIC, China Life, are state-owned enterprises, you can buy with confidence.

The responses there should be the most authoritative, comprehensive, and accurate.

Good luck!

That's right, this is rural pension insurance.

The lowest grade is only 100 yuan per year.

If you want to improve the quality of life in the future, you can only use other ways, such as commercial pension insurance, other investment methods, etc.

For commercial insurance, the focus should be on medical and health insurance. That is, to take medical insurance and protection products first, and then consider the combination of pension insurance, dividend investment and other products.

Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Here, I know that in this industry, there are three sentences that say this: "brand in life", "Ping An's talents" and "Xinhua's products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally medium and long-term contracts, and if you buy it, you can become a lifelong happiness, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) To buy insurance, you must first protect the head of the family, if the main wealth creator of the family is not protected, then the premium? Cost of living? and other family expenses are not ***.

5) Buy insurance first for adults and then children, and adults are the best protection for children. If adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is the adults who pay the relevant fees for the children.

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

If you are under the age of 20, you should choose critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? Before adulthood, in the period of physical and mental growth and development, it is inevitable that there will be some minor illnesses and pains, and it is precisely for this reason that it is usually recommended that these small partners configure a medical insurance, which can be used for reimbursement and compensation of medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is also necessary to purchase accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For friends in their 20-30s, you can choose critical illness insurance, accident insurance, and medical insurance first

How do you buy insurance in your 20s? 20 years old 30 years old, is already an adult who can be independent, at this time the body is young, the spirit is good, in order to allow themselves to fight for the future wholeheartedly, no worries, so it is recommended to buy critical illness insurance + one-year accident insurance + million medical insurance, in fact, it does not cost a few dollars, short-term accident insurance is dozens of dollars a month, it can be considered, in line with this age group friends can see the senior sister beforeHow to buy critical illness insurance in your 20s

You can take a look at this article.

The insurance options for people aged 30-50 should be: critical illness insurance, life insurance, accident insurance, and medical insurance

What kind of insurance is more cost-effective to buy at the age of 30? At this time, buying insurance is more for your family than yourself. Middle-aged work pressure and life pressure are very high, and the probability of illness is naturally very large, critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

It is recommended that friends over the age of 45 can not buy critical illness insurance and life insurance, because the premiums at this time are relatively expensive and unnecessary. Friends who meet this age group can watch before the senior sisterWhat kind of insurance is more cost-effective to buy at the age of 30?

For how to buy really good insurance, the key is to choose the right insurance product.

"If you want to buy insurance for parents who do not have social security in rural areas, what insurance is better"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Hello! For the elderly in rural areas who do not have social security, the risks of accidents and illnesses are often passed on to their children, so improving the protection of your parents in their 50s is strengthening your own protection.

What kind of insurance is better for rural elderly people in their fifties who do not have social security?

As the vast majority of people enter old age, their health is much worse than before, so medical expenses have become an important expense for the elderly. According to the survey, in addition to daily consumption, general health care accounts for about 40% of the monthly expenditure of the elderly. It can be seen that it is very necessary to buy a medical insurance for the elderly.

In addition, the risk of accidents will be exacerbated due to the elderly due to their weak legs and feet and relatively sluggish brain response, so in order to fully protect your parents in their fifties, it is best to purchase accident insurance and medical insurance for them in advance.

Accident insurance and health insurance are preferred for your rural parents who do not have social security. It is an e-commerce platform that provides professional elderly insurance products and insurance solutions, and you are welcome to come to purchase and consult. The following products are recommended for you:

"Worry-Free Year" Comprehensive Accident Insurance (3-17 years old) Platinum Plan

Elderly Care (including Critical Illness) Plan 1 Plus

If you want to buy insurance for parents who do not have social security in rural areas, what insurance is better

Taikang Life's "All-in-One Protection Plan 2015" can also be supplemented with hospitalization and accident medical treatment, covering both major and minor illnesses, and covering all kinds of accident protection, which is an ideal product for your parents.

You can buy Pacific Insurance Company's Golden Life Protection Plan for your parents! No medical examination required! Comprehensive Protection! There are also exemption features! You can contact me to serve you!

Parents over the age of 45 general insurance need a physical examination, you are talking about including critical illness, accidents, hospitalization reimbursement is, I don't know how much the budget is.

Hello! If you are insured, you can prepare accident insurance first, and critical illness insurance, which is the most likely to happen in this society now!

Hello! You are quite filial, you can consider our 100 years of "healthy life", you can contact me, love**.

It's a good idea to get this accident insurance for your father.

1.Million Medical Insurance 2Accident insurance. Cancer insurance can also be used instead of million-dollar medical insurance.

Arnold answered:

Hello! As your parents get older, the more you need to protect yourself, so you should consider accident insurance, sickness insurance and life insurance when choosing insurance.

First of all, the elderly need oneSignificant medical insurance。Due to the older age of the elderly, the premium pressure to buy critical illness insurance will be great, and at the same time, because of the physical problems, there is a lot of possibility of being rejected by the insurance company, therefore, medical insurance with low insurance requirements and cheaper premiums is a very good choice.

Secondly, you can allocate another one to the elderlyCancer insurance。As the age increases, the incidence of cancer will become higher and higher, and it is necessary to configure a cancer insurance policy.

Insurance is a highly customized product that is closely related to your income, family situation, insurance budget, etc. There is no best insurance, only the most suitable insurance for you, and if you buy the right insurance, you can receive the ideal effect of small insurance for big insurance, and if it is not suitable, there will be various "pits".

If you are 53 years old, it should be difficult to buy short-term medical insurance for illness, and only a few small insurance companies can sell it.

However, you can buy short-term accident insurance, you can buy it separately, or you can buy a main insurance with an additional accident insurance. If you buy it separately, you need to remember to renew it every year, and you don't have to think about it every year with the main insurance add-on, and you will pay it with the main insurance when it expires.

There are many wealth management products now, and every insurance company has them, but the benefit of buying at the age of 53 may be relatively low, because the insurance company still has to charge the cost of protection, and the older the age, the higher the cost of protection. You can consider Ping An's current sales of universal products, starting from 4,000.

It is recommended to buy insurance products from large companies, which are more secure in the future.

Shenzhen friends can contact me if necessary!

I can make a detailed proposal for you!!

Thank you!! Shenzhen is safe!

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It's useless to buy it, do you think I can guarantee you how much silver.

Go to the insurance company and ask.

It's embarrassing to buy insurance at the age of 60.

It's expensive to buy any product.

Very uneconomical.

It is recommended that you take out accident insurance first.

Then buy some pension products.

Critical illness insurance.

Most insurance companies have refused to insure.

You can still buy insurance while you are young.

Buy yourself some.

No conflict, but if they are over 50 years old, it is difficult for you to buy them, insurance is not what most people think can be bought with money, more than 50 years old many companies do not sell critical illness insurance, even if the company can be sold, it will generally require a physical examination, unless the body is particularly good, it is difficult for ordinary people to pass this physical examination of the insurance company, so it is recommended that you take advantage of your youth and good health, and consider your own protection as soon as possible! Hope it helps!

You can still do it, but it's not just one kind of thing.