I would like to ask what is the use of labor insurance, please tell me in detail

The labor insurance you mentioned here is a popular saying, referring to the labor security provided by the national labor department for employees, mainly including medical insurance, endowment insurance, maternity insurance, work-related injury insurance, and some units also give the housing provident fund, these types of insurance can literally know the scope of its protection, if you want to buy a house provident fund will be of great help to you, of course, the premise is that your work unit participates in the provident fund for you.

If you are on it, go to the local Municipal Housing Provident Fund Center (there may be slight differences in the names of institutions in various places) to consult how to handle it, as if you can apply for a loan or withdraw the provident fund in your personal name at one time.

Labor insurance: A social security system in which workers who are unable to continue to work or temporarily interrupt their work for various reasons receive material help from the state and society. In many countries, this is called social insurance.

Labor protection: create safe, hygienic and comfortable working conditions for workers, eliminate and prevent occupational diseases and acute occupational poisoning that may occur in the process of labor production, ensure that workers participate in social production with a healthy labor force, promote the improvement of labor productivity, and ensure the smooth progress of socialist modernization.

Labor insurance means that you pay a part of the money before, and when you reach a certain age, you can receive a part of the money every month. This money will be quite a lot, about 1,400 yuan. To put it bluntly, labor insurance is like a pension, and if you enter labor insurance, you are equivalent to a retired employee of the state.

The amount of your labor insurance money will also increase with the increase in your pension at that time. But this kind of thing doesn't help you much when you buy a house, a car, or anything like that.

Labor insurance: the abbreviation of labor protection supplies, safety protection, that is, security, the shouting is safety, that is, there is no danger, no infringement, no accidents; The so-called protection is a measure of prevention, vigilance, and security protection. Abbreviation for Labor Protection.

Labor protection equipment refers to a kind of defensive equipment necessary to protect the personal safety and health of workers in the production process, and plays a very important role in reducing occupational hazards.

Such as: work hats, work socks, field clothes, protective clothing.

Work gloves, cotton yarn gloves, latex gloves, welding gloves, canvas gloves, calico gloves, microwave ovens.

Gloves, protective shoes.

Work aprons, masks, goggles, knee pads, helmets, etc.

<> role of labor protection products is to protect part or all of the body from external aggression by taking measures such as blocking, sealing, absorption, dispersion, and suspension. Its significance is to protect workers in the labor process, to avoid or reduce accidents and occupational hazards, equipped with labor protection equipment is one of the important measures to protect the safety and health of workers, protective clothing, work gloves, helmets, mining lamps, etc. are all labor protection supplies.

In China, labor insurance is social security.

Social insurance is a social security system established by the state in the form of legislation by the society, so that workers can receive state and social compensation and help in the event of loss of ability to work, such as old age, illness, work-related injury, unemployment, and childbirth.

It includes: pension, medical care, unemployment, work-related injury, maternity.

The proportion of the four gold contributions: the part paid by the individual and the part paid by the company.

Pension insurance base 8% base 22% (it seems that this ratio has only recently been changed).

Medical insurance premiums are 2% and 12% are based

Unemployment insurance benefits Base 1% Base 2%.

Housing Provident Fund Base 7% Base 7%.

Among them, the part of the individual is the part on the left, that is, 8% + 2% + 1% + 7% = 18% of the base, and the remaining part on the right is from the company, and its total is 22% + 12% + 2% + 7% = 43% of the base.

Definition of the payment base of the four golds:

Generally, the base of the four gold is the salary of the month, but if the salary is very high (for example, more than three times the average monthly salary of the society in your city in the previous year), then the base number will be at the top. And if the salary is particularly low (for example, less than 60% of the average monthly salary in your city in the previous year), the base is also backed.

In fact, it is social security, which contains it.

In Taiwan, it is called labor insurance, not social security.

1. Scope of application of labor premium.

All in the administrative area of the autonomous region for the new construction, reconstruction, maintenance, technical transformation of all kinds of buildings and ancillary facilities construction, decoration and supporting lines, pipelines, equipment installation and foundations, independent earthwork, real estate development, antique gardens, kiln masonry, municipal construction and other buildings regardless of capital, affiliation, construction enterprises to undertake construction tasks are not divided into qualification levels, affiliations, economic categories, construction units must pay labor insurance to the management of construction projects.

2. Labor premium payment system.

The payment of labor insurance ** implements the pre-collection and settlement system, whether it is the implementation of the local fee quota, or the implementation of the industry fee quota project, in the process of project planning, construction or bidding, according to the labor insurance ** in 500,000 yuan (including 500,000 yuan) below the project, a one-time 100% prepayment of labor insurance ** to the management department, more than 500,000 yuan of the project needs to be approved by the autonomous region management department, can be paid in installments. After the completion of the project, the settlement shall be carried out according to the approved content, and the excess shall be refunded and the deficiency shall be compensated.

3. Analysis of the development of labor insurance premiums.

The characteristics of the industry after the first product make the competition of construction products more fierce under the conditions of market economy, and also make it difficult to determine the composition standard of labor insurance in the project cost, resulting in the unusually light and heavy burden of labor insurance between enterprises, and the formation of unfair competition and a large number of loss of labor insurance is becoming more and more serious. According to the investigation, by the end of 1999, the whole region had accumulated 10,000 yuan in arrears in social pensions for workers and workers, and five state-owned construction enterprises directly under the construction department of the autonomous region owed more than 20 million yuan. This situation not only restricts the reform and development of the construction industry, but also directly affects the soundness of the social security system and social stability and unity.

For this *** proposed"The retirement benefits of retired workers shall be allocated from the construction enterprises and construction enterprises"The reform of the labor insurance management system of construction projects. The Ministry of Construction issued the "Notice on Effectively Doing a Good Job in the Unified Management of Labor Insurance for Construction and Installation Projects", which clearly stipulates the unified management of labor insurance for construction projects. On April 15, 1999, the people of the autonomous region approved the "Ningxia Hui Autonomous Region Trial Measures for the Unified Management of Labor Insurance for Construction Projects", and implemented the unified management of labor insurance for construction projects.

Second, the construction administrative department will collect labor insurance in a unified manner to prevent loss. Third, through unified allocation, the burden of labor insurance on construction enterprises is unusually light and heavy, and an important fund-raising channel is created for the improvement of the social pension security system.

[Chinese]: Labor protection fee.

Abbreviation]: Labor insurance premium.

Foreign name]: Labor Protection Fees

Pinyin]: lao dong bao hu fei

Scope]: overalls, gloves, laundry detergent, etc.

Domain]: enterprise management.

Definition]: Labor protection expenses refer to the expenses of enterprises that equip or provide employees with work clothes, gloves, safety protection supplies, heatstroke prevention and cooling supplies, etc. Labor protection expenses paid in cash by an enterprise shall be incorporated into wages or employee welfare expenses according to the nature of the expenditure, and shall be deducted in accordance with the corresponding regulations.

There is no limit on the pre-tax deduction of labor protection expenses, and reasonable labor protection expenses incurred by enterprises in the process of production and operation can be deducted according to the facts.

Enterprises should correctly divide the expenditure on employee welfare and labor protection. The input of employee welfare expenses is not allowed to be deducted, and there is no provision for labor protection expenses that are not allowed to be deducted.

Scope of Labor Insurance]:

Head protection: plastic helmet, V-shaped helmet, bamboo helmet, miner helmet.

Face protection: head-mounted welding masks, acid-proof organic masks, high-temperature masks.

Eye protection: dust-proof glasses, acid-proof glasses, anti-splash glasses, anti-UV glasses.

Respiratory protection: gas masks, gas masks, dust masks, oxygen (air) respirators.

Hearing protection: anti-noise earplugs, ear protectors, noise impedance.

Hand protection: insulated gloves, acid and alkali resistant gloves, oil-resistant gloves, medical gloves, leather gloves, dip gloves, canvas gloves, cotton yarn gloves, anti-static gloves, high-temperature resistant gloves, anti-cut gloves.

Foot protection: industrial and mining boots, insulated boots, acid and alkali resistant boots, safety leather shoes, anti-smashing leather shoes, oil-resistant shoes.

Body protection: acid-resistant apron, dust-proof apron, overalls, raincoat, sun umbrella.

High-altitude safety protection: high-altitude suspension safety belts, electrician safety belts, safety ropes, pedal boards, dense mesh nets, etc.

1. All the construction, decoration and supporting lines, pipelines, equipment installation and foundation foundations, independent earthwork, real estate development, antique gardens, furnace masonry, municipal construction and other buildings carried out in the administrative area of the autonomous region are not divided into funds and affiliations, and the construction enterprises that undertake construction tasks are not divided into qualification levels, affiliations, and economic categories, and the construction units must pay labor insurance to the management of labor insurance of construction projects.

2, the payment of labor insurance ** implementation of the pre-collection and settlement system, whether it is the implementation of the local cost quota, or the implementation of the industry cost quota project, in the process of project planning, construction or bidding, according to the labor insurance ** in 500,000 yuan (including 500,000 yuan) below the project, a one-time 100% to the management department prepayment of labor insurance**, more than 500,000 yuan of the project needs to be approved by the autonomous region management department, can be paid in installments. After the completion of the project, the settlement shall be carried out according to the approved content, and the excess shall be refunded and the deficiency shall be compensated.

It is the hard welfare that state-owned enterprises give to employees.

Labor protection equipment refers to a kind of defensive equipment necessary to protect the personal safety and health of workers in the production process, and plays a very important role in reducing occupational hazards. The state stipulates that the standards for the allocation of labor protection supplies are as follows:

1. Safety helmets. There are plastic, rubber, glass, bamboo and rattan helmets, etc.;

2. Respiratory protective gear toast. It is divided into three categories: dustproof, anti-poison and oxygen supply;

3. Eye protection. It is divided into eye protectors for welding, eye protectors for furnaces, etc.;

4. Hearing protectors. There are three categories: earplugs, earmuffs and hats;

5. Protective shoes. There are acid and alkali resistant, oil resistant, non-slip shoes, etc.;

6. Protective gloves. There are acid and alkali resistant gloves, electrician insulating gloves, etc.;

7. Protective clothing. There are two categories: special protective clothing and general work clothing;

8. Anti-falling gear. There are seat belts, safety ropes, etc.;

9. Skin care products. There are skin creams and detergents.

The scope of the issuance of labor protection supplies is:

1. Underground operation;

2. Operations with strong radiation and burning danger;

3. Operations that may cause trauma due to the danger of puncture and cutting, stranding or severe wear;

4. Exposure to toxic, radioactive, and infectious operations;

5. Operations in contact with corrosive substances;

6. In severe cold areas, only those who are often engaged in outdoor operations in winter and cannot keep out the cold with their own cotton clothes and those who are often engaged in low-temperature operations can be issued cold-proof clothing.

Legal basisArticle 52 of the Labor Law of the People's Republic of China.

Employers must establish and improve the labor safety and health system, strictly implement the national labor safety and health regulations and standards, and provide labor safety and health education to workers, so as to prevent accidents in the labor process and reduce occupational hazards.

Article 53.

Sanitation facilities for labor safety must meet the standards set by the state. The labor safety and health facilities of the new, reconstructed and expanded projects must be designed, constructed, put into production and used at the same time as the main project.

Article 55.

Workers engaged in special operations must undergo special training and obtain special operation qualifications.

Article 56.

Workers must strictly abide by the safety operation procedures in the labor process. The worker has the right to refuse to carry out the illegal command and forced risky operation of the management personnel of the employer; They have the right to criticize, report and accuse conduct that endangers life safety and physical health.