Can I lose my principal when I invest in Yue Bao? Is it certain to take it with you after you vote?

Investing in Yue Bao will not lose the principal, and you can pay for online shopping or withdraw cash at any time after investing.

Yue Bao is a balance value-added service created by Alipay, and the money transferred to Yue Bao is to purchase the Yue Bao currency provided by Tianhong**, and you can get income. The funds in Yue Bao can also be used for online shopping payment at any time and can be withdrawn flexibly.

It is basically impossible to pay, unless Ma Yun goes out of business, you can take it as you go, Alipay can directly use Yue Bao to pay, and the withdrawal may take time, basically 1-4 hours to complete the withdrawal, and there are special circumstances about 1 day.

The possibility of losing the principal is very low, and it can be transferred out at any time

Investing in Yu'e Bao is the same as depositing money in the bank, Yu'e Bao belongs to a third-party withdrawal, which can be withdrawn at any time, but in the end, you still have to go through the card issuing bank to withdraw the principal.

There has been no loss of principal at the moment, but it is true to me that the presence in it will cause more shopping = =|||If you withdraw money with mobile Alipay, it will arrive at the bank card within two hours, and when I use it, it will basically arrive within half an hour.

Not for the time being, basically two hours to arrive.

Yu Bao was born just in time for a good era, and it was in the market at that time"Money shortage"As a result, its income can also go all the way up。It easily exceeded 6% in just one week after it was launched, and created the highest revenue in history at the beginning of 14 years - however, Yu'e Bao's revenue began to decline all the way.

In addition, Yu Bao's investment portfolio is relatively diversified on the surface, including bank deposits, settlement reserves, interbank certificates of deposit, policy financial bonds, etc., but bank deposits account for 80%. It is no exaggeration to say that the main business of Yu Bao comes from banks.

In a sense, the investment channel is still relatively single. Once the banking business is poorly managed or the competition between banks (Yu'e Bao and banks) is excessive, it will bring about the risk of returns. Jiao Jinpu, then director of the Financial Consumer Rights Protection Bureau of the People's Bank of China, said frankly:

Yue Bao is a ** product and may lose money. In 2006, Yu Bao had a problem.

In the process of using Yue Bao, there will also be certain risks. For example, some users say that they have transferred a lot of money from Yue Bao but have not received any notification. After careful research, I found that it turned off unexpectedly"Balance Change Notification"Button.

If I encounter a stolen number, I can't find it and stop the loss in time, it's too unsafe.

Account security is also one of the potential risks of Yue Bao. Yuebao is bound to Alipay. Once Alipay is stolen, Yue Bao is not safe.

Since the launch of Yue Bao, theft and money are gone。The biggest risk is inflation. Now the yield of Yue Bao is around 2%, so if you put all your money in Yu Bao's treasure, you will never be able to win inflation.

According to statistics, the inflation rate in China should be 10%. You deposited 100,000 in the bank last year, and this year it has depreciated by 10,000, leaving only 90,000. Inflation depreciates your money by 10% per year.

Under the erosion of inflation, if you don't invest in other higher-yielding investments, the value will fade away.

Probably not, at this time you must understand the current situation, sometimes you must learn to control costs, to avoid risks in time, so as to be able to protect the capital.

I don't think so, Yu Bao is connected to the currency **, and his risk is very small.

I don't think that's the case, first of all, you have to understand the degree of increase of each project before deciding to buy, if you blindly buy, then the income will definitely not be considerable.

Yes, the meaning of Yu'e Bao showing that the income is on the way is: the user has not generated income after transferring the funds to Yu'e Bao, which requires the user to wait patiently, and Yu'e Bao will automatically transfer to the user's account after the income is generated. Investors deposit funds in the Yu'e Bao account, which is actually the purchase of currency**, but after the purchase, the income will not be received immediately, but on T+2 day.

If it is a holiday or weekend, the arrival time will be delayed, so when the account has not yet arrived, the system will show that the income is on the way.

Extended Information] Yue Bao is a product of Ant Financial's balance value-added services and current fund management services, which were launched in June 2013. Tianhong is the manager of Yue Bao. Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee and can be used at any time.

In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and other consumer payments, which is a cash management tool in the mobile Internet era. Yu Yu Bao is currently the largest currency in China**.

On May 3, 2018, Yu'e Bao newly accessed the products of Bosera and CEIBS** Company's "Bosera Cash Revenue Currency A" and "CEIBS Rolling Money Currency A". With a minimum purchase of 1 yuan, you can also manage your money regularly - the birth of Yu'e Bao in 2013 is generally considered to have created the first year of Chinese people's Internet financial management, and Yu'e Bao has become the most typical representative of inclusive finance.

One year after its launch, it not only made tens of millions of people who had never been exposed to financial management sprout the awareness of financial management, but also activated the technology and innovation of the financial industry, and promoted the process of market interest rate. Yang Chi, a researcher at the Development Research Department of Huaxia Bank, said that the emergence of Yu'e Bao, on the one hand, meets the growing needs of residents for asset allocation, and is a good supplement to the existing investment products, which not only improves the income of financial management, lowers the threshold of financial management, but also awakens the public's awareness of financial management. Wu Xiaoqiu, director of the Institute of Finance and ** Research of Chinese University, said that the core contribution of Yu Bao is to establish the wealth of balance funds and establish the approximate scale of market-oriented interest rates, which is conducive to promoting the process of interest rate marketization.

OK. Yu'e Bao income can be used with money when it is on the road, and it can be used with money.

As long as you have money, you can use it at any time.