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The insurance policy says so.
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The amount of compensation paid by each insurance company is different, and those with social security report more, and those without social security report less.
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As far as I know, there are two levels of insurance: 50 yuan and 100 yuan.
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The compensation shall be paid in proportion to the scope of insurance liability as specified in the terms of the insurance. 90% of those with social security and 70% without social security
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Look at your insurance liability on the policy.
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Hello, there is a reimbursement ratio,
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If it is a school insurance, 80% of accidents that occur outside the school and 90% of accidents that occur in the school are reported
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There is a specific reimbursement rate on the card slip.
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The amount and proportion of reimbursement by each insurance company are different, depending on what the insurance liability is?
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Look at the insurance liability of the policy
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If there is cooperative medical treatment, report first, and report the rest to the insurance company! The reimbursement will be different from insurance company to insurance company! Ask the company you are insuring!
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The policy is clearly written on it and will be paid on a pro-rata basis.
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Look at the insurance liability of the policy, how much can be reported
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Look at the insurance liability of the card slip.
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Hello, there is 90% of social security, and 70% of no social security
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It is necessary to divide whether there is social security or not, if there is 90%, if it is not reported 70%.
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Hello! There is a limit for the student's accident insurance, and if there is no social security, it will be reimbursed directly at the insurance company, and there is social security and commercial insurance, both sides can be reimbursed, but the amount does not exceed the actual cost.
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Since each company's policy is different, it is recommended to call the insurance company** directly for consultation.
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See the insurance liability and sum insured for this type of insurance.
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Look at the card slip, on the insurance liability, the terms.
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My son spent 15,700 yuan in the hospital, and the insurance company quoted 200 yuan.
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Introduction: Who says there is a lot of campus insurance these days? Every year, students only need to pay 60 yuan for accident insurance, and the insurance company will bear most of the medical expenses when students encounter danger, so how much can the insurance company pay for the accident insurance of 60 yuan in life insurance?
First, according to the situation of the contract, most students now pay 60 yuan in Chinese life insurance, and the accident insurance will have a reimbursement ratio of 100 yuan, a deductible of 100 yuan, and the rest will be reimbursed by 80%, but there are also situations that are different. Some students may have paid 60 yuan of accident insurance in Chinese Life Insurance, but his loss ratio above is not 80%, then it depends on the specific situation of the contract to improve his odds, but the loss rate is paid according to the cost of hospital treatment, the more fancy, the more loss ratio.
2. How can students avoid accidents? No matter how much the insurance company can pay for accident insurance, accident insurance is definitely the best not to happen. So how can students avoid accidents in campus life?
In fact, many accidents cannot be avoided. But there are some accidents, a long memory, pay more attention in daily life, can reduce the occurrence of some accidents. For example, pay attention to safety in the process of traffic, abide by traffic rules, pay attention to the distance between people on the playground in life, study and life, and avoid stampede practice and pushing, which can reduce the occurrence of accidents.
3. How to pay for accident insurance? But if an accident happens, and you buy accident insurance, how does this accident insurance work? First of all, the accident insurance requires parents to provide relevant certification materials to prove that the accident is covered by the insurance, then the insurance company will make a claim, and at the same time, he will also ask for relevant identification and household materials, and the doctor's certificate to sign, so as to prove that there is no insurance fraud, and then will communicate with the teacher, and the loss rate will be paid through the hospital.
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The terms of accident insurance protection are different, and even some are specially customized products, depending on the terms. Most of them seem to be 3,000 for outpatient and 30,000 for inpatient, so you can consult the school for details.
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Xueping insurance generally covers the following points: 1. Reimbursement of accidental medical expenses: mainly accidents such as physical education class falls, traffic accident collisions, scalds, and animal bites are within the scope of coverage.
2. Accidental personal reimbursement: mainly accidents and accidental disability. If the student or child is physically disabled due to an accidental injury, the insurance company shall pay for the loss caused by the accident or disability.
3. Reimbursement of inpatient medical expenses: Students and young children who are hospitalized due to illness can apply to the insurance company for compensation as long as they are not within the scope of the exemption clause of the insurance contract. The scope of protection of the student insurance is usually purchased by the school, which mainly protects the safety and health of students during the school period, inside and outside the school, and reduces the financial pressure of students' parents and the school when students encounter accidents or diseases.
Generally speaking, the insured only needs to pay a few tens of yuan to get one year of protection, including accidental injury protection, accidental injury medical protection and hospitalization medical insurance. 1.Accidental injury benefit includes accidental death and accidental dismemberment, and if the insured suffers death or disability due to an accident, the insurance company will pay a sum of insurance benefits in accordance with the contract.
2.Accidental Injury Medical Insurance covers a wide range of benefits, such as falls, accidents, cat and dog bites, gas poisoning, burns, etc., and is mainly used to reimburse the medical expenses incurred by the insured due to accidents. 3.
During the coverage period, if the insured person needs to be hospitalized due to an accident or illness**, as long as it is not covered by the exclusion clause, the insured can be reimbursed according to the reimbursement ratio agreed in the contract.
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Under normal circumstances, you can lose a few hundred yuan, but you can't get too much money in the process, because you only pay 60 yuan when you buy insurance, and you often can't get too much compensation in this case.
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This needs to be determined according to the actual situation, and 90% of the compensation for more than 30,000 yuan will be determined, and most of them will be determined according to the actual situation.
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It seems that the maximum compensation will be 500,000 yuan, but sometimes it is 80% reimbursement, and the maximum compensation amount will be determined according to a local policy.
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Summary. Hello dear! There are certain regulations for the reimbursement of student accident insurance.
The general reimbursement expenses range from 3,000 to 6,000, and there are different reimbursement ratios, which are generally divided into five levels: 100 yuan to 1,000 yuan, 1,000 yuan to 5,000 yuan, 5,000 yuan to 10,000 yuan, 10,000 yuan to 30,000 yuan, and more than 30,000 yuan; The rates of reimbursement are % respectively. It stands to reason that the more medical expenses, the more reimbursement will be, but in fact, there are many other provisions for the reimbursement of student insurance.
Hello dear! There are certain regulations for the reimbursement of student accident insurance. The general reimbursement expenses range between 3,000 and 6,000, and there are different reimbursement ratios, and Pihao is generally divided into five levels:
100 yuan to 1000 yuan, 1000 yuan to 5000 yuan, 5000 yuan to 10000 yuan, 10000 yuan to 30000 yuan, 30000 yuan or more; The rates of reimbursement are % respectively. It stands to reason that the more medical expenses, the more reimbursement will be, but in fact, there are many other provisions for the reimbursement of Burning Rock Lead Insurance.
The 50 yuan accident insurance paid by students generally refers to student safety insurance, commonly known as student insurance. Students are often voluntarily insured when they enter school, and the insured only needs to pay a premium of a few tens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization. It is the most extensive and common insurance for children in the young age.
Its biggest feature is that the premium is cheap and the coverage is relatively wide, which is more suitable for underage students.
The student died in an accident.
Up to 50000
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Summary. Hello dear, 80 yuan student insurance is accident insurance. Student accident insurance covers accidental dismemberment, accidental medical treatment and accidental death.
For example, if a student incurs outpatient or inpatient medical expenses due to an accident, the deductible is 100 yuan, and the part exceeding 100 yuan can be compensated according to the proportion of 80%. Chinese Life is a large state-owned financial and insurance group and an important institutional investor in the capital market. It has 8 first-class subsidiaries, 1 national joint-stock commercial bank and 1 directly affiliated college, and its business scope comprehensively covers three major sectors: insurance, investment and banking.
How much can I report for Chinese Life Insurance 80 yuan student accident insurance? Can I report an injury outside of school?
Hello dear, 80 yuan student insurance is accident insurance. Student accident insurance covers accidental dismemberment, accidental medical treatment and accidental death. For example, if a student incurs outpatient medical expenses or inpatient medical expenses due to an accident, the deductible is 100 yuan, and the part exceeding 100 yuan can be compensated according to the proportion of 80%.
Chinese Life is a large state-owned financial and insurance group and an important institutional investor in the capital market. It has 8 first-class subsidiaries, 1 national joint-stock commercial bank and 1 directly affiliated college, and its business scope covers three major sectors: insurance, investment and banking.
Student insurance is an accident insurance and does not limit whether you are injured or sick in an accident outside or on campus. As long as the insured is within the protection time frame of Xueping Insurance at the time of the accident, which is in line with the principle of accidents, and then within the scope of medication and medical treatment specified in the contract, then it can be reimbursed with Sanzhao.
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Summary. How much can I report 50 yuan of student accident insurance for Chinese Life Insurance?
1. Accidental injury medical reimbursement of 8,000 yuan 90% of the outpatient and emergency medical expenses incurred due to accidental injuries will be reimbursed within the scope of social security reimbursement, and a total of 8,000 yuan will be reimbursed throughout the year
2. Hospitalization 60,000 yuan After deducting 100 yuan for hospitalization for the first illness due to accidental injury or 90 days after the contract takes effect (except for the renewal), the reimbursement will be proportional to the reimbursement in stages, and the total reimbursement for the whole year will be 60,000 yuan.
3. Accidental injury disability and death of 12,000 yuan, death caused by accidental injury, 12,000 yuan can be compensated, according to the degree of disability, proportional compensation, the maximum compensation is 12,000 yuan.
How much can I report 50 yuan of student accident insurance for Chinese Life Insurance?
Hello! How much can I report 50 yuan of student accident insurance for Chinese Life Insurance? 1. Accidental injury medical reimbursement of 8,000 yuan Outpatient and emergency medical expenses incurred due to accidental injuries will be reimbursed 90% within the scope of social security reimbursement, and a total of 8,000 yuan will be reimbursed throughout the year, (accidental injuries include animal bites) 2. Hospitalization 60,000 yuan After deducting 100 yuan for the first illness hospitalization due to accidental injury or 90 days after the contract takes effect (except for the renewal), the reimbursement will be proportional to the segment, and the total reimbursement will be 60,000 yuan throughout the year.
3. Accidental injury disability and death of 12,000 yuan, death caused by accidental injury, 12,000 yuan can be compensated, according to the degree of disability, proportional compensation, the maximum compensation is 12,000 yuan.
than the heart].
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Summary. Dear relatives, Chinese Life Property Insurance Co., Ltd. **** is a national professional property insurance company jointly established by Chinese Life Insurance (Group) Company and its Chinese Life Insurance Co., Ltd., with a registered capital of 18.8 billion yuan.
If a student pays 60 yuan for accident insurance in Chinese Life Insurance, how much can the insurance company pay out?
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Hello! We are glad to answer your <> for Paixiang
Students can pay up to 30,000 yuan for 60 yuan accident insurance in Chinese life insurance and 60 yuan for accident insurance, and pay up to 30,000 yuan for pro-Chinese life dust and bug insurance. <>
Relatives, Chinese Touch or Life Property Insurance Shares **** is a national professional property insurance company jointly established by Zhongkai Zeguo Life Insurance (Group) Company and its Chinese Life Insurance Co., Ltd., with a registered capital of 18.8 billion yuan.
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