Send money from Italy to the Bank of China, how to send money when studying in Italy

No, international wire transfer will generally send the money to the international settlement center in 3-5 working days, and then the international settlement center will remit the money to the banks, the time required is uncertain, so don't worry, be patient and wait

I once sent money to Perugia, Italy, and it took 17 days for it to arrive.

Generally speaking, the beneficiary IBAN and Swift Code are written correctly, and there is no problem.

The money remitted by this Italian bank is an international remittance. Your friend must have a foreign currency savings account with the Bank of China in order to transfer money to your friend's account. The foreign currency account opened by your friend and the bank where the account is opened must be reported to the Italian side, and then the Italian side can only send money through the international account.

Another way is to choose Western Union, which is also very convenient. After remitting the money from Italy, report the monitoring number to your friend, and your friend can withdraw the money directly with his ID card.

I recommend using Western Union to send money to Agricultural Bank, ** cheap.

If it is a bank-to-bank transfer, it will arrive within one business day.

I recommend using Western Union.

Abc. **Cheap.

Bank. Bank transfer. Job. Inside.

A way to send money from abroad to the country.

No matter which foreign bank, no matter which bank in China you remit to, you need to provide the name (standard pinyin), the opening bank, the address of the opening bank (in English), the name of the opening bank (in English) and ** (swift code) to the remitter, you can remit the euro, US dollar, British pound and other bank convertible currencies to the domestic account (the fee is generally 35 US dollars), and wait for the bank ** to notify the foreign exchange, you can do foreign exchange settlement and exchange business.

The bank (swift code) wants to ask your bank, and all banks in the world have only one corresponding one.

It is best to go to the opening bank in person to ask for a written remittance information, and then write the name and to the remitter, after all, it is remittance, it is very troublesome after the error, and the fast half day and slow three days can be received.

Overseas transfer to domestic commercial banks: According to the route provided by the bank to receive overseas remittances, it can generally be received in about 3 working days. Holidays that cannot be credited.

It is estimated that there is no sink.

It can't be that slow.

Bank of China's Great Wall Visa Card!

There are silver and gold cards.

The difference is that the silver card can be overdrawn by 500 euros.

Here's how it works:

For domestic cards, you can overdraft as much as you save. Generally, the silver card is deposited with 500 euros in it, and you spend abroad and swipe the card, and there is no handling fee.

However, Visa cards can only be swiped, so it is best not to withdraw cash. Because the high fee is scary!

If you apply for a gold card, you will have to deposit 5,000 euros in the card, so that you can transfer 5,000 euros per month!

Personally, though, the 500 euro one will do!

If you are already in Italy, it is recommended that you apply for an Italian bank card after you get your residence.

Monte dei Paschi di Siena has a debit card that works very well and can be done with a passport.

The card fee is 10 euros for 5 years. If you deposit money in it, you can spend your card anywhere without charging fees. (€2 fee per deposit, no limit).

There is also a card number with the card, called IBAN, which is equivalent to the domestic bank card number, if you need money, you can let your parents send money directly from China to this IBAN card number. Very convenient. The processing fee is lower than Western Union!

This should be a cross-border transfer, it is recommended to contact the bank's customer service.

1. There is no special requirement for banks to transfer funds from overseas to domestic banks, and generally domestic banks have opened this business.

2. You can receive money from your personal settlement account (ICBC's debit card can be handled).

3. Operation process: Ask your local bank for the bank.

a. Full name in English; b. Swift Code (international bank number) and then provide the full English name, swift code, beneficiary account name, and beneficiary account number to overseas banks, so that it can be smoothly remitted to China.

4. The purpose is not stated in the question (it may involve foreign exchange management policies), so it is best to call the first bank of each bank to ask manually.

1. Credit card.

It's convenient to use an international credit card, but if you withdraw cash from the card, you will have to pay a high fee. If it is an international credit card opened in China, you can repay the loan in China after you get the card abroad. However, it is better to repay the loan in a foreign currency, and if you repay the loan with money, the bank will deduct this part of the handling fee because it is necessary to convert between currencies.

Therefore, international students in Italy almost do not use credit cards to withdraw cash, because each withdrawal is charged a 1% processing fee, and they also have to bear the interest on the overdraft, which is higher than the interest rate of business loans. It is recommended that you do not use a credit card to advance cash. Also, if you want to use a credit card, it is recommended that you still go to the local area (for example, if you study in Italy, go to Italy) to apply for a credit card, do not apply for it in China, activate it in another place, then there will be a period of freezing period, which is also very inconvenient.

2. Traveler's checks.

The advantage of traveler's checks is that they are smaller in denomination and easy to use. A check can be $20 or $30. It functions similarly to a personal check in China, but needs to be purchased in a foreign currency.

3. Telegraphic transfer. Telegraphic transfer refers to the remittance method in which the bank instructs the bank to pay the money to the designated beneficiary by telegram, telex or global interbank financial telecommunication network. Since it uses telegram as a means of settlement, the sender bears the cost of telegram.

The fee for a wire transfer is divided into two parts, one part is related to the amount of the wire transfer, which is 1%. The other part has nothing to do with the amount of remittance, but is related to the number of transactions, that is, a telegram fee will be charged for each remittance, regardless of whether the remittance is more or less RMB, and the fixed fee is 150 yuan. Therefore, the larger the amount of remittance, the lower the proportion of the fixed fee of 150 yuan, and it is naturally suitable for the month.

4. Bills. Bills are the first choice. Because he can give the Italian student a paper voucher, we can carry it with us, and we can report it in time if it is lost. According to reports, bill exchange is a way of remittance for RMB to go with people.

Students can take it with them abroad and report it as soon as they lose it with their ticket number**. In addition, the handling fee is relatively low. You only need to pay 1% for the bill exchange.

and a cap of 200 yuan. What is lacking in the ointment is that the funds arrive too slowly. After the money order follows the student to a foreign country, he must first find a foreign bank for collection, and it will take 10 working days for the RMB to arrive after collection, so those who have enough time can choose this method.

However, I still hope that everyone will use this method, at least for large remittances, because the retention barrier is relatively high.

There are three ways to do this, so let's refer to them.

First, the method of wire transfer.

Speaking of wire transfer, everyone should be familiar with it, wire transfer is transferred to a foreign bank in the form of telex through the bank, which is a handover between the bank and the bank, but the remitter needs to bear the handling fee. The characteristics of wire transfer is that the speed is fast, but the corresponding handling fee is not low, the handling fee of wire transfer is related to the size of the amount, and some banks are related to the number of remittances, such as each transaction will charge 150 yuan, regardless of the amount of money, so the way of wire transfer is suitable for large amounts or urgent remittances.

Second, traveler's checks.

How to send money to study in Italy? Traveler's checks are one of them, which are checks with a fixed denomination, which can be cashed in the bank or used as cash in shopping malls or hotels, but the denomination is relatively small, ranging from tens to tens of thousands, the advantage is that there is no time limit, it can be used anytime and anywhere, and it can be reissued if it is lost, which is more suitable for students who go to Italy to study with them. However, this method also has a handling fee, and the cost is not low.

Third, the way of the ticket exchange hall.

How to send money to study in Italy? The way of ticket remittance can be said to be a better choice, it can be carried by international students, and it can be reissued if lost, and the handling fee is also low, only one thousandth of the fee, and the maximum is 200 yuan. The bill of exchange can follow the international students to Italy, and then find a bank for collection, and then wait for ten working days to arrive, so the disadvantage is that it is relatively slow, but if you are not in a hurry to return the code, this way is still very good.

In fact, on the question of how to send money to study in Italy, in addition to the above, bank cards are also a way for students to choose, such as UnionPay cards, which can be used internationally in China, and you can directly swipe the card when you arrive in Italy, with credit cards and debit cards, which are very good. Harbin Senmiao Education also said that the use of bank cards is becoming more and more common for Italian students, which is characterized by convenience and speed.