The bill of China Merchants Bank is the 12th, and the repayment date is the 1st, if I buy the 8798 o

1.The statement date is the 12th of each month.

Spending or cash withdrawal from the 1st to the 12th of each month must be repaid on the 1st of the following month.

Spending or cash withdrawal from the 13th to the 31st of each month must be repaid on the 1st of the following month.

You fainted on December 25th! It's only the 24th today that you can repay the loan on February 1 by swiping a credit card to spend or withdraw cash.

2.If you cannot repay the full amount after the fee or cash withdrawal, you can repay the minimum repayment amount The minimum repayment amount is: 10% of the current consumption amount + 10% of the current overdraft cash withdrawal + outstanding amount of the previous month + interest and fees of the current month Repayment according to the minimum repayment amount Interest will be charged at the daily interest rate.

That is, if you can't repay the loan in full, interest will be charged from the date you swipe your card or the day you withdraw your cash.

Interest: Spending or withdrawing funds + withdrawing fees) * Overdraft days.

If the transaction is a purchase, there is no withdrawal fee.

Minimum repayment repayment will not affect personal credit history It is best to pay attention to the statement of each period to repay according to the minimum repayment amount It is listed above You can also call customer service for inquiries.

Regardless of whether you use a credit card for consumption or cash withdrawal, you must repay the loan with no less than the minimum repayment amount on the last repayment date of each month, otherwise you will be charged a late fee Once you have a bad credit history, it will be difficult to apply for a credit card and a loan at the bank in the future.

Hello! The credit card minimum payment is the minimum amount that you must repay before the due date of each month, you can not pay the full amount but the repayment amount in each installment must be greater than the minimum payment, which is the basic repayment requirement for you to maintain a good credit history. If you choose the minimum repayment and are not eligible for the interest-free repayment period, interest will be charged on all purchases in the current period from the billing date (usually the day after the purchase) at 5/10,000 per day until you pay off the full amount.

If you pay off the current amount listed on your bill in full before the payment due date, you'll be eligible for an interest-free period. You can choose your repayment method on a case-by-case basis.

Minimum Repayment 10% Cash Advance Principal + 10% Non-Cash Advance Transaction Principal + 100% Fees + 100% Interest + 100% Excess Consumption + 100 Previous Minimum Repayment Outstanding + 100 Single Instalment Amount. Please refer to the minimum repayment amount stated in the statement.

The minimum amount is 10% of the total amount of the current bill, and the things bought on December 25 are booked on January 12, and they are not booked before, but the total overdraft is reduced by 8798 yuan, and after the bookkeeping, there is no interest on February 1, and if there is no repayment, there is not only interest but also late fees. If only the minimum repayment amount is repaid, the remaining arrears will be subject to overdraft interest.

This should be repaid in February, the lowest.

Bill date refers to a cycle of your consumption, that is, from the 12th of each month to the 12th of the following month. Payment date is the day on which you need to make a payment for the previous billing cycle. If you say that the repayment date is the 1st, then your repayment date (the day you need to repay the bank) is the 1st of each month.

For example, if you spend $1,000 between September 12 and October 12, the arrears need to be paid off by November 1 and no interest will be accrued.

The bill date is the day you settle the amount you spend in a month, and this day + 20 days is your last payment date. If there are 31 days in a month, then 12 + 20 = 32 and 32-31 days = 1

If the statement date of China Merchants Bank credit card is the 25th, the repayment date is 18 days after the statement date, which may be the 13th of the following month, but it is not absolute.

Any time you make a purchase by credit card, you will be settled on the 25th and must be repaid before the due date. The 27th consumption has passed the 25th, so there will be no more 25th after that? Which month is the 25th of the future, do you care if he is this month or next month?

Besides, the 25th of this month has already passed, can it be counted as the previous month if it is not counted next month? You just need to remember to settle on the 25th and then have 18 days to repay. Don't dwell on what you shouldn't remember.

If you swipe the card、It is in the settlement、Due repayment date (deadline) is。 Every day during the repayment period may be the repayment date, depending on which day you repay the loan, and there is no repayment date when there is no repayment.

If the credit card and settlement are due on the repayment date, the latest must be repaid, that is, it is overdue and penalty interest will be charged. Because credit card consumption can be interest-free. The settled arrears can be repaid before, and they have nothing to do with the subsequent consumption, so don't mix them together.

Consumption and repayment are counted separately, and mixing together can only become a bucket of paste, and there will be no other results.

For purchases made on March 27, bills will be issued on April 25, and the last repayment date will be May 13.

20 days after the statement date is the repayment date, the minimum payment is 10% of the amount owed, if the minimum payment is made, it will not affect your personal credit. However, you will no longer be able to enjoy the interest-free period, but it is better to repay the amount due.

The payment date of China Merchants Bank is the 17th of each month, and the latest repayment date is the 5th of the next month. For example, if you spend more than 1,000 yuan, your current repayment amount is 1,000, and the minimum repayment amount is 105Of course, I'm just giving an analogy, you should understand.

It's up to you to pay your own repayment date. It's at least 105!

Hello, the consumption on the bill date needs to see the settlement time of the merchant, under normal circumstances, the merchant settles on the second day of your consumption, then the consumption on the bill date will be on the next bill. However, if the merchant settles in time and settles on the same day, the consumption on the current bill date will be on the current bill. We recommend that you call 4008205555 to check it out.

Isn't it simple to have some on the bill for this month, and if you don't have for the next month? The 15th is the bill day, so haven't you seen the bill when you repay the loan on the 28th? If you have this purchase on your bill, you must repay it before; If not, the bill will be credited and repaid before (there is an 18-day grace period after the statement date).

You can repay at any time after the consumption on the 15th, and you can repay the loan as much as you want before the due date of repayment, how can you call it not repayable? Who is "above"? Who can talk such nonsense?

Must be "in." Previously, the repayment was made on the due date (18 days, 2nd or 3rd after the statement date), not the statement date (15th). You can repay on the 15th, but it is not necessary to repay "before the 15th", only "before the 2nd" is mandatory.

Therefore, if it is necessary to repay the loan, the repayment is 448, and the interest is calculated, and when it arrives, it is also necessary to repay the yuan. Interest will accrue for each day of the statement date, and interest will be added for each day of delay.

In the next month, as long as it is repaid on the 15th of the next month, there will be no interest, and this period is an interest-free period.

If you repay the account with the consumption account, you will see if your bill is 15-14, and if your bill is 14-15, you will have to repay the bill.

That is, as long as the account is kept, the repayment will be made.

1. Bill date - that is, the current bill generation date, that is, the bank will generate the bill amount of the previous period for you on the 25th of each month;

2. Repayment date - that is, the latest repayment date, that is, you must pay off the bill before the 13th of the next month at the latest, if there will be interest after the 13th;

3. Explain in detail: use your bill and repayment to explain, now it is November 25, you receive a bank statement, this bill is the arrears generated by your consumption during November 25 on October 25, and you need to pay off this arrears before December 13, which means that the money you spend after November 25 will be counted in the next repayment cycle, that is, the bill on December 25, and it will be paid off before January 13 at the latest;

4. Understand the above process and your problem will be solved very well:

1) Your bill date is the 25th, then you must pay off the arrears from the 25th of the previous month to the 25th of this month on the 13th (you can also repay the minimum amount, there will be interest, and the minimum repayment of China Merchants Bank is 10%);

2) If you ask a question and say that you swipe the card on January 10th, then the money cannot be counted in the previous month, and you only need to pay it back before the 13th of the next month, that is, the money will be repaid on February 13th.

ps: I'm sorry, I'm sick of an occupational disease... Wrote a bunch more, I hope it helps you! ：）

The timing in your question is a bit messy: January 10th? Do you mean the 10th of last month or the 10th of November?

If the former is the case, then your repayment date is November 13th; If it's the latter, it's December 13th. To put it simply, the consumption after the bill date is repaid on the repayment date of the next bill.

On the 13th of this month, if it is brushed after 25, it will be repaid on the 13th of the next month.

According to the above billing cycle, the 7th is used as the cut-off point. The 7th of the previous month to the 7th of this month is a period of time.

For example, if the bill on August 7 is a transaction after July 7 and before August 7, you need to repay the bill before August 25.

Since August 18 is in the period from August 7th to September 7th, transactions on this day will be counted as the bill on September 7th and repaid before September 25th.

The problem of interest-free is that if it is just an ordinary credit card, it will be enough before the final repayment date, and no interest will be charged.

The time you brush is wrong, if you brush on the 26th, you can enjoy more than 50 days of interest-free period. You can only enjoy this time brush for 19 days.

The 7th is the bill date, the 25th should be the repayment date, and the 18th is the credit card, which should be repaid before the 25th of the next month without interest.

Your overdraft withdrawal on December 3 will be listed on your December 17 bill, so you should pay the loan by January 5 at the latest.

The statement date is the cut-off date for the bank to calculate the cardholder's account, and the bank will list the bill for the transaction that is billed after the previous statement date and before the current statement date.

The repayment date is the latest repayment date, and the customer repays the bill before this date, and under normal circumstances, he still enjoys a certain interest-free period, and the bank considers the customer to be a normal repayment.

Generally, the repayment date of a credit card is more than 20 days after the statement date. That is, customers can get an interest-free period of around 20 50.

However, your overdraft is not interest-free, and the overdraft interest will be calculated on the day of withdrawal. In addition, you will need to bear a withdrawal fee.