One of my co workers borrowed money on Borrow, why did I receive a text message asking him to repay

Your co-worker borrowed money on Borrow, and you received a message asking him to repay the loan, it should be that your mobile phone number may have information leakage. You should set up encryption on your mobile phone, or go to your mobile phone company to handle the security service for reference.

The reason why the borrowing was closed:

1. The certificate materials have expired.

Expired certification materials, such as expired ID cards. Many people have also encountered this situation, the ID card expires, and then the function of Alipay cannot be used at all, re-apply for the ID card, re-authenticate and return to normal.

2. The borrowing is overdue.

Penalty interest is charged at multiple times of the original interest! It's still very high, so you must not be overdue, whether it is a credit card or an online loan, don't be overdue. Some people may have forgotten, this is more wronged, so it is also very important to do a good job of repayment reminders, of course, a day or two before the repayment of the borrowing will send a text message notification.

Some antivirus software on your phone may be blocked, remember to pull into the whitelist.

I think this situation occurs, it must be that your friend borrowed money on the loan and should pay it back, but he didn't pay it back, so the system sent him a text message, but said that I also borrowed money there, and the above is automatically repaid, bound to the bank card, and the money will be automatically deducted from it when the time comes, if you don't have money in the bank card, he will send a text message to tell you that it's time to repay.

Because when you borrow money, it will read your address book information, and as long as it is overdue, it will send a repayment message to your address book friend to urge your co-worker to repay.

This is because you have obtained your friend's address book, and he has obtained your personal mobile phone number from the address book.

It is estimated that the money he borrowed on the loan also registered your mobile phone number, otherwise you would not have received the text message.

Hello, borrow money on the borrower, it has a permission to read the borrower's mobile phone address book, if it is overdue, it will find the person in the address book.

It may be that he owes the money overdue, and the borrower can't contact him, so contact you through the address book and let you tell him.

You borrow money on a public loan, and then why do you know the text message from him asking him to repay? Is the message on the alert your ** number?

Maybe he has set you up as an emergency contact, and when the other party can't find him, he will send a message or call ** to contact you.

The reason why the borrowing was closed:

1. Malicious use.

The malicious use mentioned here mainly refers to frequent borrowing and frequent repayment in the course of use.

Every platform is very disgusted with brushing quotas, borrowing is no exception, if you want to increase the quota, you can use it frequently, but not frequently, here you need to grasp the degree.

For example, if you apply for 6 months, then you will pay it off in 6 months, and some friends may think that it is better to pay it early, but it is not.

Problems with early repayment: First, the platform did not make money by repaying early;

Second, you can borrow as long as you want to repay, you borrow frequently and repay frequently, ordinary platforms will feel that you are brushing the quota, and every platform is very disgusted with this kind of behavior.

2. Never use.

As long as there is a quota, you seize the opportunity first, for example, 50,000 quota, you don't need to withdraw all of it, you can withdraw a part of it first, one or two thousand can be, the focus is to generate credit history.

In fact, borrowing this thing is the same as playing cards.

Also, some friends borrow very slowly, so a group of people who borrow is born, mainly after some abnormal operations, defrauding Alipay's quota, I advocate that you don't try, otherwise the function will be turned off and it will be cold.

Yes, the overdue part is repaid after the loan is overdue, but if the full amount is required, the customer can only repay it in advance in advance. To bear the liability for default of overdue repayment, the money owed to Alipay will not affect Sesame Credit, and overdue penalty interest will also be generated.

Alipay borrowing overdue will have the following consequences:

1. Generally, ant borrowing will start to deduct from time to time after 10 a.m. on the bill date, and if it cannot be successfully deducted at 6 p.m., it will be regarded as overdue;

2. Overdue repayment will reduce Sesame Credit and affect the use of Alipay;

3. If the borrowing is overdue for one day, it will also appear in the bad credit record of Sesame, which will affect the user's handling of other businesses;

4. After the borrowing is overdue, Alipay will close your ant borrowing function, and the ant borrowing will no longer be able to be used;

5. If the loan is overdue for a short time, there will be a certain high penalty interest, and if it is overdue for more than one month, it will leave a record in the credit information system, and if it is overdue for more than three months, it may be sued.

The practice of ** who suddenly receives borrowed money is as follows:1You can set up SMS messages in your mobile phone, choose to intercept messages, and turn on the "Smart Interception" function, you can eliminate some advertising SMS, etc.

2.You can blacklist the number you want to send text messages from and manually add the number or words you want to block. 3.

There are two reasons for this:

1. The user is the contact person of the borrower. If you have your relatives, friends or colleagues who are overdue, then the platform is likely to carry out ** when collecting and sending text messages. In other words, the user did not receive the text message because of his own reasons, but because of the influence of others.

2. It is possible that the skin is fishing. Because some unscrupulous elements will send similar text messages, so that users or relatives mistakenly think that there is a situation where they have been collected overdue, and then transfer the amount of money according to the other party's requirements, which is easy to cause financial losses, so users need to verify it first.

The mobile phone number of the payment type will receive a text message, because the ant loan limit will be transferred to your bank card, and the bank card is bound to the mobile phone number, so you will receive a text message.

Ant Financial Services Group ("Ant Financial") started as Alipay, which was founded in 2004. In October 2014, Ant Financial was officially established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers.

With the increase in people's demand for borrowing, many loan platforms have been born on the market, among which Alipay's borrowing has a high popularity, and many friends will consider borrowing to apply for loans when they encounter financial difficulties. At the same time, many Alipay users find that they are not yet able to use the borrowing function. So, how to open a borrowing?

The activation of borrowing is the result of system review, and users cannot take the initiative to open it. To open Ant Borrow, the following conditions need to be met: (1) the Alipay account has completed real-name authentication; (2) The account status is normal and has not been appealed; (3) The account is bound to a mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive assessment from time to time based on your account usage, and whether it can be used or not is subject to the system assessment, and manual intervention is not possible.

If you have an urgent need for money, you can choose Du Xiaoman Finance, which is also a big brand of BAT, to spend money. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Report it directly, this is obviously not credible. In fact, it is very simple to open, put more than 10,000 in the balance treasure, and after a few months, it will definitely be opened

No, ant borrowing is open in Alipay! The notification is also in Alipay, and the ant borrowing is purely to see the face,

Don't believe it. You first log in to your Alipay and then check if you can open it, through a formal channel.

No, ant borrowing is Alipay's credit, and you can only determine whether you open it through the system, and others can't open it, so beware of being deceived.

It's definitely a scam and won't unsolicit a text message to you.

I can't believe it, I've had it before, it's false.

It is believed that anyone can open it.

Can't trust this text message.

Don't trust you to log in to your Alipay and check to see if you can open it through a formal channel.

Can't trust such text messages.

Call Alipay customer service and ask.

You can't believe money in terms of things.

Can you borrow Alipay, just look at it directly in Alipay, it's a scam to receive text messages, especially text messages with links, don't click on them.

Of course you can believe it.

It depends on the text message**.

You will receive a text message. If the Alipay account number and mobile phone number are the same, you will be affected.

You may not receive an SMS or verification code for the following reasons:

1.You can check whether the mailbox is full, if so, please delete part of the information;

2.If you still can't receive it after deletion, you can change the phone or change the card to test whether it is a hardware factor;

3.After ruling out the above reasons, you can try to test whether it can be received at another location to see if it is the cause of the weak local signal.

Alipay's mobile phone number will receive a text message, because the ant borrowing limit will be transferred to your bank card, and the bank card is bound to a mobile phone number, so you will receive a text message.

Ant Financial Services Group ("Ant Financial") started as Alipay, which was founded in 2004. In October 2014, Ant Financial was officially established. With the vision of "bringing small but beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers.

As long as you keep it**! It will be the same as the one you use.