Is it illegal to lend money to a 14 year old juvenile?

It is an offence to lend money to a 14-year-old child, i.e. to a 14-year-old minor.

The reason why it is illegal to lend money to minors is that minors are incapacitated and are only 14 years old, so this act violates the General Principles of Civil Law.

Although it is an illegal act, it is not a criminal act. If you lend money to a child knowing that she is committing a crime, then it is not an ordinary offense, but a crime.

It is not illegal for an individual to lend money to a minor, but before borrowing money, it should be considered that the adult does not have independent financial means. It is illegal to take out loans to minors or loan sharks. At the age of 14, a person with limited civil capacity does not have the capacity to apply for a loan, and his application for a loan is only valid after being recognized by his guardian.

Otherwise, the act is invalid.

Legal analysisWhether lending money to minors is lawful and effective depends on the minor's specific age and the amount of money borrowed, and whether it can meet the minor's capacity for civil conduct. Depending on the specific circumstances, minors generally belong to persons with limited civil capacity who are between the ages of 8 and 18 and those who have no capacity for civil conduct under the age of 8. Parents are the guardians of minor children, and if minor children owe debts, parents have an obligation to repay.

Depending on the age of a minor borrowing money, the parents may be required to bear the responsibility for repaying the debts they incur, and if the parents refuse to bear the debt, they may file a civil lawsuit with the court to demand repayment from the parents. A minor under the age of 10 is a person with no capacity for civil conduct, and his legal **person** civil activities. Minors over the age of 10 are persons with limited capacity for civil conduct and may carry out civil activities appropriate to their age and intelligence; Other civil activities shall be carried out by his legal **person**, or with the consent of his legal **person.

Citizens over the age of 16 but under the age of 18 who rely on their own labor income as their main livelihood shall be regarded as persons with full capacity for civil conduct. You can take care of your own property. Parents, as guardians of minors, may help minors keep their property.

However, the guardian cannot harm the interests of the minor.

Legal basisProvisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases》 Article 14: Where a plaintiff initiates a private lending lawsuit on the basis of an IOU, receipt, IOU, or other proof of creditor's rights, and the defendant raises a defense or counterclaim based on the underlying legal relationship, and provides evidence to prove that the creditor's rights dispute was not caused by private lending, the people's court shall try it in accordance with the basic legal relationship on the basis of the ascertained facts of the case. The provisions of the preceding paragraph do not apply to creditor's rights and debts agreements reached by the parties through mediation, conciliation or liquidation.

It is not illegal to lend money to minors, it is natural to repay debts, although he is a minor at the age of 14, he must have spent the money he borrowed, and he has no way to repay it so that the guardian's parents can repay it, and it is impossible to rely on it all the time. Parents should discipline minors for irrational behavior. Parents should be strict with each other and return the money to others.

Lend money to a 14-year-old minor, and certainly a friend. It is very immoral for them to borrow money from each other because they are righteous and cannot owe it and not pay it back.

Is it illegal to lend money to a 14-year-old minor? It depends on how much money you borrow, if it's a loan shark, it's definitely illegal.

It is not illegal to lend money to minors, but before borrowing money, you should consider that the adult does not have independent financial ability, and it is not right for your brother not to repay the money now, but it is even more wrong for the person who lent money to your brother to threaten to disable your brother, and if you really beat it, you will break the law.

The person who lent the money is responsible, and the minor should not lend him money. You can't borrow until you are 18 years old and you can be legally responsible when you reach adulthood. So it is not legal to lend to minors.

How can you still break the law by lending you money, borrowing money to repay the money is a matter of course, 14 years old has no ability to repay, and the family should pay it back, and if you can't take legal channels, you can't solve it by force, so as not to break the law.

If you don't break the law, you will borrow and repay, and you will definitely have to pay back the borrowed money, but if you threaten to beat someone, you can call the police to negotiate.

Taking the age of 16 as the limit, if the 16-year-old minor has his own savings, or has participated in the work, and his main livelihood is his own labor income**, the loan shall be repaid by the minor. -- Article 11 of the General Principles of the Civil Law, citizens over the age of 16 but under the age of 18 who rely on their own labor income as their main livelihood** shall be regarded as persons with full capacity for civil conduct. Otherwise, the guardian shall pay the money back for him/her.

So, as long as you're not extortionate, or usury. Then you have the right to ask your 14-year-old child to pay back the money, or have his guardian pay it back.

It is not illegal to borrow money, but if you want to beat someone with violence, you are breaking the law, which is intimidation and threat.

It's not illegal to borrow money, just ask your brother what kind of money he borrowed, if it's a loan shark, you can call the police, and no one can say anything threatening to him.

Borrowing money is to be repaid, but it is illegal to beat someone.

If the man lends your brother a large amount of money, then he is breaking the law.

Legal analysis: Whether lending money to minors is legal and effective depends on the specific age of the minors and the amount of money borrowed, and whether they can meet the civil capacity of minors. If the minor is over 16 years old and has a stable life**, the contract is valid; If the minor is under the age of 8, it will be invalid; If you are 8 years old but under 16 years old, it depends on the amount and purpose of the loan.

Legal basis: Civil Code of the People's Republic of China

Article 18: Adults are persons with full capacity for civil conduct and may independently carry out civil juristic acts. Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct.

Article 19: Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated ** persons ** or with the consent and posthumous recognition of their legally-prescribed ** persons; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Article 20: Minors under the age of 8 are persons with no capacity for civil conduct, and their legally-prescribed persons are to carry out civil juristic acts.

Minors lend money to minors must be repaid, and it is natural to repay debts, so it must be exchanged.

What to do if you owe money and don't pay it back, of course, the best way to deal with it is to negotiate with each other. If the debtor does not cooperate with the handling, he can directly go to the court to file a lawsuit; The debtor's information (name, gender, place of work, address, etc., name and address of legal person or other organization, etc.) is verified before filing a lawsuit. If a lawsuit is filed with the court based on the facts and reasons, after the court accepts it, a summons will be issued to the debtor, and the court will give priority to mediation during the lawsuit; If one party does not accept mediation, or if mediation fails, it must be heard, and if the lawsuit is won, the court will decide in accordance with the law on how long the debtor will return the money to the designated account.

Questions. What to do if a minor borrows money without writing an IOU.

There is no legal protection without writing an IOU.

Summary. Hello, glad to answer for you! <>

Whether lending money to minors is lawful and effective depends on the minor's specific age and the amount of money borrowed, and whether it can meet the minor's capacity for civil conduct. Article 14 of the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" provides that in any of the following circumstances, the people's court shall find that a private lending contract is invalid: (1) the borrower has obtained credit funds from a financial institution and relented them to the borrower at usurious interest, and the borrower knew or should have known in advance; (2) Where funds obtained by borrowing from other enterprises or raising funds from the employees of that unit are then re-lented to the borrower for profit, and the borrower knew or should have known in advance; (3) The lender knew or should have known in advance that the borrower was borrowing money for illegal or criminal activities, but still provided the loan; (4) Violating public order and good customs; (5) Other violations of mandatory provisions on the effectiveness of laws or administrative regulations.

Is it illegal to lend money to a minor.

The other party liked me and spent 10,000 yuan on me. When he told me to go back, he said I borrowed money. Do I need to return it?

Hello, glad to answer for you! <>

Whether lending money to minors is lawful and effective depends on the minor's specific age and the amount of money borrowed, and whether it can meet the minor's capacity for civil conduct. Article 14 of the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" provides that in any of the following circumstances, the people's court shall find that a private lending contract is invalid: (1) the borrower has obtained credit funds from a financial institution and relented them to the borrower at usurious interest, and the borrower knew or should have known in advance; (2) Where funds obtained by borrowing from other enterprises or raising funds from the employees of that unit are then re-lented to the borrower for profit, and the borrower knew or should have known in advance; (3) The lender knew or should have known in advance that the borrower was borrowing money for illegal or criminal activities, but still offered to borrow money; (4) Violating public order and good customs; (5) Other violations of mandatory provisions on the effectiveness of laws and administrative regulations.

The age of the minor is 13, and the other party is an adult because he likes me to spend money on me, and later regretted asking for money, and the amount is 1w

Kisses, voluntarily given to you do not need to be returned.

The other party forcibly asked me. Should parents be told about it?

Kissing, out of liking, is not borrowed.

So when the other party says I'm cheap, I don't need to listen, I can just delete it, right?

Kissing is something that can be told to parents and let parents work together to protect their rights and interests.

Ok thanks.

Thank you, Mr. Liu.

Kiss, you can also keep evidence that he was voluntary.