Where can I find personal credit? How to check it

1. The central bank inquires about personal credit reports.

Generally, you can go to two places, the first is the local head office of the central bank, directly bring your own ID card and your own valid documents, you can go directly to the head office of the bank to find the customer service manager to fill in the application form (the application form must be filled in truthfully) and then you can handle the business you want to inquire about personal credit. Another is that each place is different, and some places have set up a credit management department by the central bank, and it is okay to bring your own valid documents to inquire. And preferably print it out.

2. Inquire about the personal credit system online.

If you have overdue records on the Internet or loan records on multiple platforms, then all kinds of records of your degree will be controlled by big data, and your online loan platform will be frequently rejected, and even your Huabei loan will be closed. If there is an abnormality in your online black big data, you can get your own big data and credit status by following the public on WeChat: know [Youxuncha], pay attention to and enter to view, you can obtain various index data, query your personal credit situation, blacklist situation, online loan application records, application platform type, whether it is overdue, the amount of overdue period, whether there is an arbitration case, and other important data information.

Personal credit investigation to ** check.

Personal credit report can be directly queried through the official website of the "People's Bank of China Credit Information Center" online, and the inquiry operation process is as follows:

1. Log in to the official website of "People's Bank of China Credit Information Center";

2. Enter the "Internet Personal Credit Information Service Platform";

3. Select "Start Now" and follow the prompts on the page to complete the identity and information verification.

4. Submit an inquiry application and wait for the results of the personal credit report.

Remind everyone that online inquiry of personal credit report needs to verify various information, if you fill in the wrong information, you can not pass the review, because the number of inquiries about personal credit report too many times will affect personal credit records, so it is recommended that if the online inquiry fails, you can go to the People's Bank of China or other banks that can inquire about personal credit reports on the spot.

Remind everyone that online inquiry of personal credit report needs to verify various information, if you fill in the wrong information, you can not pass the review, because the number of inquiries about personal credit report too many times will affect personal credit records, so it is recommended that if the online inquiry fails, you can go to the People's Bank of China or other banks that can inquire about personal credit reports on the spot.

Hello, you can bring your ID card to the local People's Bank of China for inquiry, or you can check online.

The official website of the Credit Information Center of the People's Bank of China (

After logging in to the People's Bank of China online personal credit inquiry system, click Verify Personal Information - Submit Application - Enter the identity verification code to view the electronic credit report.

I want to ask a question, other people's credit is not good, I helped someone else buy a car under my name, now his car loan is not paid, and now the car is towed away by the bank, is this will not affect my credit information.

The car is not mine, I didn't drive it, the owner is in my name.

That is to say, my credit report is black, how can I make my credit report return to normal.

There is no other way, this is determined by the People's Bank system.

The question is also about the car sent earlier, will it affect my credit information, and is there any other way.

This is the big data of the People's Bank of China, and no individual can solve it.

Question: Will this credit report affect my future purchase of a house or car?

Unless you have good reason to convince the bank you're lending to that it's not your problem.

Question: I call the bank ** to make it clear, I have a car at home, I also have a house, it is someone else's credit is not good, and now I buy a car under my name, he can't make a car payment, and it is impossible to block my credit.

Although the car is your friend's, the name and the loan are in your name.

If you want to check your credit records, you can choose to check the central bank and Baihang credit.

Among them, if you want to check your central bank credit, you need to go to your local central bank outlets with your ID card to inquire, or log on to the official website of the central bank for verification and inquiry.

If you query Baixing credit, it is relatively simple, and it is very convenient to query, you only need to open the in-depth investigation data, click on the query, and you can get your own Baixing credit report.

For personal credit investigation, you can bring your ID card to the local People's Bank of China for inquiry.

You can check your own credit in **.

Seconds understand how to check personal credit in the debt micro-classroom.

How to check the personal credit inquiry of Bank of China?

There are several ways to inquire about credit information:

1. Individuals bring their ID cards and other documents to the local People's Bank of China branch credit investigation window to inquire about the credit report.

2. Individuals can also log in to the People's Bank of China Credit Information Center** at home to register, and then choose to check their personal credit records.

3. Individuals can also check the credit report on the official ** of China Merchants Bank and Bank of China.

Fourth, the mobile app of some banks can now also check credit information, such as: China Merchants Bank APP, etc. The mobile banking app will check the credit information, and the credit report will be sent to your mailbox by email.

Credit investigation is a Chinese word, pinyin zhēng xìn, which means to collect, sort, preserve, and process the credit information of natural persons, legal persons, and other organizations in accordance with the law, and to provide credit reports, credit assessments, credit information consultations and other services to help customers judge and control credit risks, and carry out credit management activities. From "The Eighth Year of Zhao Gong" in "The Words of a Gentleman, Faith and Signing, So the Grievance is Far Away from His Body". Among them, "trust and sign" means that it can be verified that its words are faithful, or solicit and verify credit.

Credit reporting is an activity in which a professional and independent third-party institution establishes a credit file for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to the outside world in accordance with the law, which provides a platform for professional credit institutions to share credit information.

In May 2019, the new version of personal credit information was officially launched, and the duration and granularity of credit information will be further improved.

Nowadays, credit information has an increasingly extensive impact on our lives, and it is very important to maintain our own credit information.

1. You can bring the original and copy of your ID card to the local branch of the People's Bank of China to inquire about the credit report.

2. After entering, find the "Internet Personal Credit Information Service Platform" and click to enter.

3. After entering, find the "Start Now" item, and then click to enter.

4. Enter the corresponding information to log in; If it is a new user, click New User Registration, and then follow the system prompts to register.

5. After logging in to the jeans, you can apply to check the personal credit report.

The personal credit reporting system has realized that all branches of commercial banks in the country can access and inquire about the credit information of any individual nationwide. In accordance with the provisions of the "Interim Measures for the Administration of Basic Personal Credit Information Databases", commercial banks may only inquire about personal credit reports from the personal credit reporting system when handling the following businesses:

1) Review the application for personal loans, credit cards, and quasi-credit cards;

2) Reviewing individuals as guarantors;

3) Conduct post-loan risk management on the personal credit that has been issued;

4) To accept the loan application of a legal person or other organization or to act as a guarantor, it is necessary to inquire about the credit status of its legal representative and investor.

Consumers may submit a written application to the credit reporting center, credit reporting sub-center, and the local credit reporting management department of the People's Bank of China's branch to inquire into their credit report. You only need to fill in the "Personal Credit Report Personal Inquiry Application Form", and provide a valid ID card for verification, and keep a copy of the ID card for future reference.

The same is the personal credit report (personal version), and there are some differences between those found in the credit investigation sub-center and those found on the Internet.

The personal credit report (personal version) queried by the credit reporting sub-center is generated on the intranet end of the credit reporting system, and the personal credit report (personal version) queried on the Internet is generated through the information stored on the Internet by the personal credit reporting system. The credit reports queried by the two networks are basically the same, but there are still slight differences in the reports queried by the two networks due to the fact that the data cannot be exchanged in real time and the information security is protected. These differences are mainly manifested in the following three aspects:

First, for security reasons, only the last 4 digits of the customer's ID number in the personal credit report (personal version) queried on the Internet are displayed, and the rest of the digits are shielded with an asterisk, and all the customer ID numbers in the personal credit report (personal version) queried by the credit information sub-center are displayed.

Second, the "number of reports queried through the Internet in the current year" will be updated in real time in the report queried by the Internet, and this item will be updated in one day later in the report queried by the sub-center. The details of the query record segment in the report of the sub-center query will be updated in real time after the query is made on the intranet, and this paragraph will be updated after one day in the report of the Internet query.

Thirdly, when the data reporting institution updates its identity information, credit history or historical overdue record in a non-message manner, the latest revision result will be displayed in the credit report queried by the sub-center, and the revision result will be updated one day later in the report queried on the Internet.

For our country, integrity is very important, it is one of the traditional virtues of our country, people often say that there is no virtue and no stand, personal credit is a very important link, then you can find personal credit in **, the second way is to go to the relevant bank, they will provide more professional services and instructions, if you ask to inquire about their personal credit they will also provide you with convenience and service, for different cities, maybe its query method or query results are different, Because some cities do not have the right to check personal credit.

Personal credit is very important for individuals, if your personal true credit score index is low, then in real life, you will receive certain restrictions. For example, you can't take the high-speed train, and you can't take the plane. Therefore, the personal true faith score is very important for the individual

Personal credit can be checked by the Bank of China, because the Bank of China has the credit of all the people, which can be checked.

You can check personal credit from **.

Summary. There are four ways to inquire about personal credit: 1. People's Bank of China inquiry:

Bring your valid ID directly to the local People's Bank of China for inquiries. 2. Log in to the official website of the People's Bank of China to inquire: After logging in to the official website, you can view the credit report.

You can use the official website of the Credit Information Center of the People's Bank of China (inquiry: first-time users need to register as new users first. Generally, the next day after the first slow tomb is obtained, which sales can be obtained on the fastest day; Fees: Free.

There are four ways to inquire about personal credit: 1. People's Bank of China inquiry: directly bring your valid identity document to the local People's Bank of China for inquiry.

2. Log in to the official website of the People's Bank of China to inquire: After the pure reform of the official login to the Tong network, you can view the credit report. 3. Inquire at authorized commercial bank outlets:

Hold a personal ID card and check and print the report on the autonomous destroyer machine. 4. Commercial bank mobile APP inquiry: search for credit report on the APP, and finally send it to the mobile phone by SMS.

If the credit is not good, will it affect the children in the future.

If the loan is not repaid, will the credit report be changed back after repayment?

After the overdue repayment is overdue, the overdue record will be sent to the credit information system of the People's Bank of China. If the user does not repay the loan, the overdue record will always be retained, and the bad credit will never be restored. If the user returns the overdue arrears, the overdue record will be retained for 5 years from the date of settlement, and the credit information will be automatically deleted by the credit information system of the People's Bank of China after 5 years, so that the credit will be restored after 5 years.

In a sense, having a bad record in personal credit reporting will not affect the stupidity of the children, because the credit blacklist is different from the judgment defaulter, and there is no strong respect for the allocation measures, but only affects the borrower's personal credit business, and has nothing to do with the children's family members.

I can't check the credit report.

You can check the personal credit report in the mobile banking.