Is my situation considered a second house in a different place?

It is not considered a second home, because your first home was demolished and paid in full, not bought with a loan.

Count, because your name is written, it means that you already have a house, and then buy a second house.

No, the key is that your account is in**! Is there a household register with your parents! And in two cities, it won't be combined!

I guess it's over. Now it's all about households, not one person, it's a whole family.

Now, in 2011, the "National Eight Articles" clearly stipulate that only "housing and loans" are recognized, and a house or loan is counted as a second house.

Of course, forget it, you can find out at a glance of the national network.

It must be counted as two suites Because the real estate certificate of the first house is written on you Now if you want to buy it, you can write that your parents will buy it in the name of your parents The national policy has come out and will be implemented immediately The second house policy I hope it will help you.

Count, your parents registered you for marriage in your name, and they are also married! To get married in Guangzhou is bigamy.

Absolutely. As long as the property is in your name or your spouse's name, it counts.

Not counting second suites. (I'm a business executive in real estate).

If you're going to write your own name now, you should still count it.

Calculate. You can write your child's name. As long as they are at least 18 years old. And now the new marriage law stipulates that the pre-marital house belongs to personal property, not to the joint property of the husband and wife! But it also depends on local policies. Every place is different.

Count because the previous set was written with your name.

Article 2 of the Real Estate Management Law of the People's Republic of China: "The term "residential housing" in this Law refers to housing used by individuals or families, including commercial housing, affordable housing, public rental housing, self-built housing, etc. If a family owns a house in the same city, it is not counted as a second house. A house owned by a family in a different city shall be subject to the calculation of property tax and personal income tax in accordance with the regulations of the city where it is located.

At the same time, in accordance with the Regulations for the Implementation of the Individual Income Tax Law of the People's Republic of China for Residents, residents who own more than two sets of real estate shall calculate their taxable income at 70% of the market rent for their self-use and wide excavation properties. Due to this, the non-local property is counted as a second house, and it needs to be declared and taxed in accordance with relevant regulations.

Buying a house in another place with an existing house in your name is considered a second house. The loan to buy a house, the commercial loan has not been settled, and the refinancing to buy a house is recognized as a second house; If an individual has a commercial loan record of two suites under his name, one set has been paid off and the other has not been repaid and the loan is deemed to be a second house; For both husband and wife, one party uses a commercial loan before marriage, the other party uses a provident fund loan before marriage, and the loan is jointly taken out in the name of the husband and wife after marriage, and the loan is not paid off is deemed to be a second house.

Article 3 of the Notice on Regulating the Criteria for the Identification of the Second Housing in Commercial Personal Housing Loans shall be subject to any of the following circumstances, the lender shall implement the second (or more) housing credit policy for the borrower: (1) The borrower applies for the first time to use a loan to purchase a house, if the borrower has registered one (or more) set of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased; (2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing; (3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

If the loan for a house in a foreign place has not been paid off, it will be counted as a second house if the loan is re-financed to buy a house; The individual has a commercial loan record of two houses under his name, and one has paid off the other and the other has not been repaid for the second house; One of the husband and wife uses a commercial loan before marriage, and the other uses a provident fund loan before marriage, and after marriage, the loan is jointly taken out in the name of the husband and wife, and the loan is not paid off as a second house.

Article 3 of the Notice on Standardizing the Criteria for Determining the Second Housing in Commercial Personal Housing Loans In any of the following circumstances, the lender shall implement the second (or more) differentiated housing credit policy for the borrower: (1) The borrower applies for the loan to purchase a house for the first time, if the borrower has registered one (or more) complete set of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the place where the house is to be purchased; (2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing; (3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

If the loan for a house in a foreign place has not been paid off, it will be counted as a second house if the loan is re-financed to buy a house; The individual has a commercial loan record of two houses under his name, and one has paid off the other and the other has not been repaid for the second house; One of the husband and wife uses a commercial loan before marriage, the other party uses a provident fund loan before marriage, and after marriage, the loan is jointly taken out in the name of the husband and wife, and the loan is not paid off as a second house.

1. Is buying a house before marriage and buying a house after marriage a second set?

The house bought before marriage is considered a second house after marriage. Because the criteria for the recognition of a second house are: if you own more than 2 sets (including 2 sets) of properties in your name, they belong to the second house.

The house purchased after marriage belongs to the joint property of the husband and wife, as long as the record of the purchase loan can be found in the credit information system of the central bank, then even if the husband and wife award the house to one of the husband and wife after the divorce, but when the other party takes out another loan to buy the house, the house purchased by the other party will still be recognized as a second house.

2. Is buying a house before marriage considered a second house after marriage?

Having a house before marriage and buying a house after marriage is considered a second home. The main reason for the recognition of a second home is that the loan interest rate and tax rate are different from those of the first home. A house purchased before marriage is personal property, and a house purchased after marriage is joint property of the husband and wife.

The newly introduced standard for second homes is based on the family as a unit, both housing and loans, and non-local people need to provide a tax payment certificate of the place where they intend to buy a house for more than 1 year, or a social insurance payment certificate, otherwise they will be calculated according to the second home loan.

3. The interest rate of the provident fund second house loan.

The CPF loan interest rate for a second home is a multiple of the base rate.

For example, if you have a property in Beijing and buy a second house, the interest rate of the provident fund loan is multiple of the benchmark interest rate. From the perspective of the provident fund loan policy, if the borrower uses the provident fund for the first house, he cannot apply for a provident fund loan to purchase the second house again before it is repaid;

CPF loans can only be used on the premise of paying off the previous home loan, and at the same time, it will not be considered a second home, and will still be treated as a first home according to its policy, with a down payment of 20% and the interest rate is the benchmark interest rate.

Article 3 of the Notice on Standardizing the Criteria for Determining the Second Housing in Commercial Personal Housing Loans.

In any of the following circumstances, the lender friend shall implement the second set (or more) of differentiated housing credit policies for the borrower:

1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;

2) The borrower has used the loan to purchase one (or more) house, and then applies for a loan to purchase the house;

(3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).