How to ensure the security of mobile payment? Teach you how to improve the security of mobile paymen

Hello dear,I'm also now more and more dependent on mobile shopping,Because it's more trouble-free than using a computer,I installed the latest version of Tencent Mobile Manager Star Edition on my phone to ensure the security of mobile payment,It has a "mobile payment special version" function,It's very professional。

1.First, turn on the [Virus Scanning] function under its [Security Protection] category.

2.After turning on the virus scanning function, you can see that one of the items is [Payment Risk], and then click on the [Virus Scan] below to see if the displayed payment risk is in a safe state, if it is safe, you can go directly to shop with peace of mind, if there is a payment risk, don't worry, deal with the risk, and then go shopping again.

3.Insist on conducting a comprehensive virus scanning and killing scan on your mobile phone every day.

I'll tell you about my method, I hope it can help you

1.Don't deposit too much money on your bank card or Alipay, which is open for online banking.

2.Don't leave your personal information online.

3.Password settings should be a mix of numeric and alphanumeric passwords. to increase the difficulty of cracking the payment password; Don't set your online banking password to the same as your email, online community, QQ or MSN password, as this may leave opportunities for some criminals.

4.You can be like me** similar to Tencent mobile phone manager and other mobile phone management software, these software for mobile phone online shopping protection is very strong, it seems to have joined the "mobile payment security joint protection plan", but also the first mobile payment "before, during, back" closed-loop protection, and for the first time opened up the entire service chain of WeChat payment. It sounds pretty good, and it's pretty good to use, so you might as well give it a try.

Can it solve your problem?

1.Strengthen the security of your mobile device

If the mobile phone has a built-in fingerprint sensor, try to choose a mobile payment method that supports fingerprint verification, and be sure to enable this function when conditions permit; If your phone or payment app doesn't support it, an additional lock screen passcode is essential. In addition, users can also check their phone's privacy settings and make reasonable settings for the access rights of the corresponding apps.

2.Use the official app store'Applications

Now many users' mobile phones will be rooted, which brings certain security risks to the device itself, because many unofficially verified mobile payment applications may have malicious intent to steal user information**, once these applications are installed, the payment information in the mobile phone will be completely exposed, and criminals will steal money from it. For example, if a stranger's recommended *** information requires the installation of a new program after scanning, don't install it easily.

3.Pay with a trusted network connection

In the general trend of public WiFi, it is recommended not to use it for payment. Because some hackers often like to lurk in these places, they can hack into low-security public wireless networks to obtain user information, even if your payment information is encrypted, it is very likely to be cracked by master hackers.

4.Use two-factor authentication

Two-factor authentication means that a user logs in to a mobile payment app and enters a password before they can make a payment. This avoids the danger of a situation where the payment and password information are revealed, but the other party cannot know the verification code, then the corresponding payment cannot be completed.

Debate 5Turn on Account Change Alerts

General payment services will provide notification settings for account change reminders, such as changing passwords, binding mobile terminals, etc., to open all these services, so that once there is any change in our payment account, we will send a message in time so that we can understand and confirm.

6.Try to use a credit card instead of a debit card

When using a mobile payment app, try to link it to a credit card instead of a debit card. Because, the credit card of the general bank has a compensation policy, and the user can get a compensation amount when it is stolen, but the debit card does not have this provision.