Can I buy life insurance for my parents, and how about Sunshine Life Insurance?

You can buy this sunshine life insurance for your parents, this is more suitable for the elderly, like the average young person is not very suitable for this insurance, I also wanted to consider buying this life insurance for myself, I looked at it and felt that it was not suitable, I considered a few days to buy the critical illness insurance of Sunshine i Insurance, that is more cost-effective, I have invested for 30 years, and now I only pay a few hundred yuan a month, the premium is very low, but the insurance amount is the highest, there are 500,000 yuan.

Each type of insurance has its own insurance rules, and the age limit is different.

Under normal circumstances, for life insurance planning, at the age of 60, it is basically online.

In specific life, it is basically difficult to carry out effective insurance planning from the age of 55 onwards.

1 The best age to apply for commercial health insurance is around 25 years old. After that, the annual insurance cost gradually rises, when 55-60 years old, in fact, there is no need to buy health insurance, because the cost of insurance is very high at this time, it is better to keep hundreds of thousands of yuan to prepare for medical treatment;

2 The best time to improve the family security system is around the age of 35. At this time, the family and career are on the rise, the family's ability to repay debts is gradually improving, and the responsibility of raising children and supporting parents is huge, and the cost of establishing a security system is relatively low, so it is the most ideal time to improve the family security system.

Sunshine Wealth Dual Account Children's Dual Account Children's Insurance (Universal) and Sunshine Baby Whole Life Insurance (Participating) are both children's insurance types of Sunshine Life Insurance Shares.

1. The insurance age starts from 0 years old (30 days after birth);

2. The payment period is 5 years, 10 years, 15 years, and 20 years;

3. Cooling-off period surrender: 10 days from the day after you sign the contract is the cooling-off period, during the cooling-off period you can apply for surrender, we will refund all the insurance premiums you paid;

4. Termination: If you request to terminate the contract after the cooling-off period, we will refund the amount of personal account value or cash value to you based on the calculation of your personal account value or cash value in the policy year at that time, after deducting a certain surrender fee. Remember that the cash value of your policy is zero in the first year, and it is recommended that you do not terminate the policy as it will cause you financial loss if you surrender the policy.

I am Ping An's insurance company, which is one of the top 500 enterprises, the first non-state-owned enterprise and the second Huawei. If you ask Ping An Insurance, I might be able to help you.

Hello, there are so many insurance companies, why should Sunshine Life be appointed? What problem do you want to solve with insurance? How old is the child? It is advisable to give your child health and accident protection first.

Hello, it can be seen that you are a very responsible parent, according to your specific situation and premium budget, if you consider insurance at this age, Ping An's Wisdom Star Children's Universal Insurance is very suitable for your child, double exemption and double compensation, while protecting the value, critical illness, and accidental injury. According to the different stages of the child's growth, the risk size is different, and the sum insured can be adjusted. A guarantee can accompany the baby for a lifetime!

Three golds, one free and one lifetime of love - China Ping An Wisdom Star.

Hello, how old is the child? Is it about protection or financial management? Compare a few more products, suitable for yourself, can solve your own problems, is the best, if in Guangzhou, the specific plan can be talked about first.

Pacific "Golden Life" can help you solve your problems, if you have any questions, contact me.

Xueba said that insurance, only help parents who want to buy the right insurance for their children! This year's comparison table of 136 best-selling children's critical illness insurance has been updated, click to get it now, I believe it can help you choose the right insurance for your child.

What insurance is good for childrenFirst, you must apply for the country's medical insurance!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is the basic security welfare given by the state, and it must be handled well.

Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only solve the problem of medical expenses, but also solve many additional expenses caused by illness, such as the delay in study caused by medical treatment and some losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and the annual premium is only one or two hundred yuan, which is very cost-effective.

Finally, to configure an accident insurance, children's accident insurance is very cheap, 200,000 insurance is only sixty or seventy yuan per year, don't look at the cost is not much, but there is a lot of protection. Accidental death, dismemberment, and accidental medical liability for children are all covered, cheap, and useful.

Third, is there any insurance that I should not buy for my child?

There has been a detailed introduction in , so I won't go into too much detail here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for about 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is low and real.

That's all for me"What insurance is appropriate for my son, it is best to have Sunshine Life"