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As long as there is a tobacco license, it is easy to apply, and whether it is good or not is related to the credit of the applicant.
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Whether you have a large amount or a small amount, you can go to Mr. Loan to find out, it is very detailed.
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What are the formal loan software?
3. Jingdong gold bars.
It is affiliated to JD Gold Bar and provides credit services to users of JD.com**. The maximum amount that can be applied for is more than 100,000 yuan, but most users can apply for about 10,000 yuan. If the borrower is qualified, he can open both gold and white bars.
4. Withdraw money to spend.
The maximum loan amount for withdrawal is 200,000 yuan, the maximum installment can be 12 months, and the minimum daily interest rate is the lowest when converted into adult interest rate. The borrower must be over 18 years old and cannot be a university student. Of course, the borrower's credit should also be relatively good.
IOUs. It is an unsecured consumer loan product under 360 Finance, and as long as the borrower meets the borrowing conditions, the borrower can apply for a credit line of up to 200,000 yuan. The minimum loan is 500 yuan, and the maximum installment is 12 months.
The lenders behind it are basically some banks and consumer financial institutions.
I have also used small loans for business turnover before, and each platform has an internal invitation entrance, with low interest, easy payment, and high amount! Friends shared with their own total under 18w, if necessary, scan the code below *** to enter!
Which bank has a low interest rate for tobacco loans, which bank is the best to approve tobacco loans, and what conditions are required for tobacco loans.
2. Zhaolian Financial.
Zhaolian Financial is a financial lending platform jointly launched by China Merchants Bank and China Unicom, users can apply for their own credit loan line after the app, with a maximum amount of 300,000 yuan, a daily interest rate of about 300,000 yuan, and no other attachment fees charged, so you can borrow with confidence.
5. Central Plains Consumer Finance.
It is one of the 200+ financial companies in the country that holds a consumer finance license approved by the China Banking and Insurance Regulatory Commission, mainly providing users with small loan products and services. According to the official description, the maximum credit line is 200,000 yuan, and the loan interest rate is within the range stipulated by the state, and no mortgage or guarantee is required.
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Be between the ages of 30 and 60, have full capacity for civil conduct, and be married;
Have a tobacco monopoly retail license and register your name;
The validity period of the tobacco monopoly retail license needs to be greater than the time of the loan, and there is a business of collecting tobacco money in the postal bank;
The borrower has a physical store and has been in business for more than 2 years; If it is a rented house, then the lease period needs to be greater than the loan period. If you have capital turnover needs, it is recommended that you use Money, which is a credit service brand under Du Xiaoman Finance (formerly known as: Money, renamed "Money" in June 2018), a big brand.
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Yes, some banks have special tobacco loans for tobacco sellers to apply for.
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One of the top lending platforms with low interest rates.
1. E-point loan.
e-point loan is a small loan product under Beiyin Consumer Finance, with a maximum loan amount of 50,000 yuan, and most users can apply for a loan amount of about 5,000 yuan. The minimum annual interest rate for e-point loans is 1 minute at the earliest.
2. Meituan borrowed money.
Meituan Loan, like WeLoan, belongs to the whitelist invitation system, and only users whose personal qualifications meet the conditions for opening Meituan Loan can find an entrance to borrow money in Meituan. Meituan Loan is a pure credit loan product, which can provide users with a maximum loan amount of 200,000 yuan, and the more active Meituan users, the easier it is to open Meituan Loan.
3. Have money to spend.
Rich Money is a small loan product under Du Xiaoman, the maximum amount that users can apply for is 20,000 yuan, and they only need to provide ID card, mobile phone number and other relevant information to apply for a loan. College students cannot apply, the minimum daily interest rate is, fast approval, the fastest 5 minutes to the account.
I have used several small loan products for my business turnover before, but in fact, each small loan platform has an internal application entrance, with low interest, easy payment and high amount! Share it with those in need, scan the code below to enter!
4. Wing payment.
Wing Pay is a financial service platform owned by China Telecom, which includes many small loan products, such as Ping An Little Orange Blossom and Sweet Orange Loan. The loan amount that each small loan product can provide to users is different, for example, Ping An Little Orange Flower can provide users with a maximum loan amount of 200,000 yuan.
5. White cat loan.
White Cat Loan is a credit product launched by Guangzhou Zhidu Internet Small Loan, with a loan amount of 500-40,000 yuan, a loan term of 3-12 months, and a daily interest rate.
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In the end, which platform has a low interest rate for borrowing, the most convenient way to borrow money now is to apply for an online loan, many people consider the repayment pressure, will prefer the kind of loan platform that can repay the interest in installments, in fact, there are many such platforms now, the key is to borrow money from the regular platform. So, which loan platform can now pay low interest in installments.
1. Have money to spend.
The credit loan launched by Du Xiaoman Finance can be repaid in up to 24 months, with a daily interest rate as low as 10,000 yuan to pay 2 yuan of interest per day, which is a low-interest loan platform with a long term, (click on the official measurement) 18 55 years old, borrowers with good credit and stable income can try, just provide a real-name mobile phone number + my valid ID card + bank card.
Easy to borrow. Non-students who are over 22 50 years old, have the ability to repay and have good credit can try 58 good loans, as a credit loan launched by 58 Finance, 58 good loan interest is still relatively low, the longest can be divided into 12 installments, the daily interest rate is as low as, borrow 10,000 yuan for 1 day as long as 4 yuan interest, and the information that needs to be provided is mobile phone number, ID card, bank card.
Everyone will have a time when funds are tight, if you need money urgently, you can get a loan through the following methods: apply for an online loan to borrow money: most online loans are credit loans, no need for guarantees and collateral, such as borrowing, micro loans, Jingdong gold bars, the speed of the next payment after the application is successful, and you can usually borrow money on the same day.
Du Xiaoman Finance: Money to spend is a personal consumption credit service product launched, you can get the limit after submitting personal information, and the fastest 30 seconds for review.
At present, the maximum amount of money to spend can be 200,000 yuan, and the annualized interest is as low as: The specific amount of credit is not officially given, and the amount of most users who have money to spend is generally about 30,000 yuan, and the amount of some users is more than 70,000.
3. Zhaolian good term loan.
The credit loan launched by Zhaolian Financial does not require mortgage guarantee, has a low threshold and low interest, and can be repaid in up to 24 installments, with a daily interest rate as low as 3 yuan per day for borrowing 10,000 yuan. In addition to being 22 or 55 years old, you also have to have more than 600 sesame points, and you can borrow money by providing your real-name mobile phone number + bank card + ID card to complete the authentication.
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The boss is **? I'm engaged in tobacco loans, here, if you still have needs, you can seize the opportunity, our interest before April 15, 2017 is only 8%, and then it's 1 point 5;
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As long as you have a tobacco license, you can apply for it with your mobile phone.
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Hello answer, I am the answer in the financial field, "Talking about stocks and gold", I have many years of experience in finance and law, I have seen your questions, and I am sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answers within 5 minutes, will not reply to you, thank you!
Hello, dear, I am very happy to answer this question for you, there is a tobacco certificate can apply for an operating loan "tobacco loan" through the bank, at present, the Postal Savings Bank of China, Hainan Bank and so on have launched a special "tobacco loan" products, mainly for the sale of tobacco merchants and enterprises issued.
Taking the Postal Savings Bank as an example, applying for a tobacco loan requires a tobacco monopoly retail license to be within the validity period and to have a physical store with an operating period of more than 2 years. The loan amount of less than 300,000 yuan is a credit loan, and more than 300,000 yuan needs to provide a guarantor and tradable real estate
1. The original and copy of my ID card, the original and copy of the business license that has passed the annual inspection, the property right certificate of the business premises or the lease contract.
2. Married applicants also need to provide the original and copy of their spouse's ID card and the original and copy of the marital status certificate (marriage certificate or household registration booklet of the husband and wife).
3, engaged in franchising, should also provide the relevant administrative departments of the original business license and copy.
4. If another natural person (or legal person) provides a guarantee for the loan applicant, the guarantor shall be reviewed (or admited) by the bank and provide relevant supporting materials according to the requirements of the bank.
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Tobacco licenses can be loaned as long as you meet 1Age 23-55 years. 2.
Business license 1 year. 3.Order cigarette flow for 6 months and average monthly turnover of 10,000.
As long as the above conditions are met, the amount can reach a credit limit of 10-500,000 yuan, and the interest is the lowest.
I am Xiao Wang, the credit manager of Ping An Puhui, and your professional fund management consultant 17701974089 (Weitong).
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You can't get a loan with a tobacco license, because the tobacco license is not valuable, unless you are borrowing from someone else, and there is no way to get a loan at the bank.
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Tobacco loan is a credit line granted by financial institutions to tobacco companies for the level of tobacco shops, and there are products of banks and financial institutions.
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How to handle a tobacco loan, the tobacco certificate loan requires the valid certificate of the person, the certificate of the business license and the certificate of the loan guarantor.
1.Documents are complete.
First of all, you need to have the original and copy of your ID card, which is an indispensable document for the loan, and you also need to have the original and copy of the spouse's certificate for married application, which is a guarantee to ensure the interests of both parties and establish a minimum level of trust in the loan process.
2.Operating License.
Those engaged in tobacco business generally have a business license, and this business license is also a guarantee for their valid documents to be provided to the bank. The original and a copy of the operating licence of the relevant administrative authority should be provided and these documents should be handed over to the bank.
3.There is a guarantor.
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The tobacco certificate is not a loan, it is to go to the bank to apply for a credit card user linked to the tobacco certificate, and then you can overdraft the amount of 20-50w to open a cigarette, and it can only be used to pay for each cigarette, and you can't withdraw cash from the card.
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The boss is **?
I'm engaged in tobacco loans, here, if you still have needs, you can seize the opportunity, our interest before April 15, 2017 is only 8%, and then it's 1 point 5;
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There are online and offline, and I specialize in online. 、
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Tobacco loans depend on your tobacco license. The monthly interest rate is about 3.5%. Can do 1-36 periods. The maximum amount is 500,000.
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