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Taikang Life Insurance - It can not only protect your life risks, but also allow your assets to maintain and increase in value.
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Pacific Oriental Red Dividend Insurance is a good investment, financial management and pension insurance.
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It is a dividend-sharing financial product.
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Hello, investing in high-speed rail has high dividends.
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We now have a Dongfang Red Champion Red, which is very popular and can be stored more.
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A peaceful and noble life is worth considering!
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Which product are you handing in?
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Which product are you working on?
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Pay attention to China Taibao and check the dividends on your mobile phone.
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With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Regarding the evaluation of Pacific Insurance Company, there are three main questions:
1.Compared to other companies, are Pacific Insurance's products worth buying?
Blessing Ankang, Jinfu Life, Lucky Treasure D, Wealth and Wisdom Win-Win, Enjoy Million, etc. are popular products of Pacific Insurance, and the cost-effective analysis of these products I have sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".
After reading it, you will know which product is good.
2.What is the level of service provided by CPIC?
The big data of the China Banking and Insurance Regulatory Commission (CBIRC) rates services according to indicators such as whether the claims service is good, how many complaints there are, whether the policy is delivered quickly, and the speed of business processing, among which the highest level is AAA.
Let's take a look at Pacific Life's service ratings:
Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.
3.Is Pacific Insurance reliable?
Some people are worried that Pacific Insurance is unreliable, probably because they are worried about not making claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Earlier I compiled a following:
Top 10 insurance companies** points!
As you can see, Pacific Insurance is number one.
That's all for me"50,000 yuan for five years of Da Ping Yang Life Insurance dividends"All, look!
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Summary. Hello, glad for your question. Insurance like him does not mean that it can be returned by itself after expiration, it must be returned according to the dividend insurance every year. Basically, it is very difficult to get the principal back. I hope I can help you
Pacific Insurance dividends pay 20,000 yuan a year, and you can get money after 5 years in a row, and how much money can you get at that time.
Hello, glad for your question. Insurance like him does not mean that it can be returned by itself after expiration, it must be returned according to the dividend insurance every year. Basically, it is very difficult to get the principal back. I hope I can help you
Then this insurance is not worth buying, is it?
Not worth buying. I bought a personal suggestion, and if it doesn't take long, just return it.
It is 20,000 yuan per year, and then the principal is returned according to the dividend in five years, and the insurance is returned to the corresponding dividend according to the profit every year, right, is there insurance for the dividends in the five years after this insurance is bought?
He should only pay dividends after he turns 60, like this dividend.
I just asked, this insurance is like this, 20,000 yuan a year, save for five years, and then take the principal plus interest 10,000 yuan after five years, and then there will be no dividends or anything, Taiping Insurance, can this insurance be purchased?
Are you sure that he will get a lump sum of 10,000 yuan in principal and interest after 5 years?
If yes, let him write it on the contract.
It's such a teacher, I'm going to trouble you, if it is written in the contract, do you think you can continue to buy this insurance?
If it is clearly written in the contract that you can take it out in a lump sum after 5 years and attach 10,000 interest, then it is okay.
Remember, I said, disposable.
Okay, thank you, teacher.
You're kind dear, I hope you can help give a like, and you can consult me if you have any follow-up questions. ❤️
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According to the provisions of the Insurance Law and the specific provisions of the participating insurance, the dividends are uncertain. There may be a relatively high dividend, or it may be zero. The specific amount depends on the operating conditions of the participating insurance business of the insurance company in the previous fiscal year.
In 2007, the capital market was relatively hot, so the dividend insurance business was better, so for Chinese Life, the dividend in 2007 was equivalent to the bank's 5-year deposit interest. But how much can be divided next year, as long as it is an insurance professional, an insurance person with professional ethics, no one dares to promise. Whoever dares to promise is a big fool.
At best, when introducing the participating insurance business, it can only be based on the past dividends, but only **, not a promise.
On the promotional materials of participating insurance, it is generally printed that this dividend income is only a demonstration and does not represent the expected return. The specific income shall be determined according to the operating conditions of the participating insurance business in the previous fiscal year.
Therefore, the dividend income you said after six years is 7000, which is purely the personal commitment of the insurance person. You can ask this ** person to sign a guarantee contract with you for a guaranteed dividend of 7000 after six years, if the dividend does not reach 7000, how much is missing, how much you let ** person make up, you see if he dares to sign.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Buy in Pacific Life Insurance Company to pay 10,000 a year, pay for five years, and then ten years later can get money annuity insurance, participating insurance, etc., such as Taibao Xinxiangyue Annuity Insurance (dividend), Taibao Xinfubao Insurance (dividend), etc., how their specific performance, you can go to the official website of the insurance company to view.
Buying insurance involves a lot of our own rights and interests, so when we buy insurance, we need to read the insurance contract carefully and buy carefully.
For those who don't know how to read the insurance contract, you can take a look at this article:Teach you to identify those pitfalls in the insurance contract!
In fact, the senior sister does not recommend that you blindly buy dividend insurance. It should be noted that participating insurance does not necessarily have dividends, and dividends are determined by the operating conditions of the insurance company's dividend business, so its income is also not fixed. For some small partners who are more in pursuit of stable income, this kind of dividend is not fixed, and insurance that may be 0 when it is low may not be suitable for purchase.
If you want to buy insurance with financial management functions, you can buy annuity insurance, increased whole life insurance, universal insurance, and so on.
Take annuity insurance as an example, annuity insurance means that the policyholder pays the insurance premium according to the regulations, and the insurance company takes the survival of the insured as the condition, and then pays the insurance money according to the agreement until the death of the insured or the expiration of the contract. After reaching the number of years agreed in the insurance contract, you can receive the corresponding annuity, so as to achieve the role of savings and financial management.
For those who don't know what annuity insurance is, you can read this article:Is annuity insurance good? Is there anything I need to pay attention to? What are some good products?
Buying annuity insurance mainly focuses on income, and the senior sister has compiled a list of annuity insurance with good returns, and those in need can take a look:Top 10 Annuity Insurance Rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again! Hope.
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Summary. Life share insurance is deposited in 5 years, 50,000 yuan per year, and the interest is calculated in the sixth year, which is reliable. With this kind of insurance, this insurance is reliable, and if it is purchased by the bank, you can get back all the principal and interest in the sixth year.
It is not possible to get back the principal in a lump sum after the expiration of the payment period purchased by the insurance company.
Life share insurance is deposited in 5 years, and 50,000 hail per year is calculated for six years, and the interest is reliable. There is this kind of insurance, this insurance is reliable, if it is purchased by the bank in the sixth year, you can get back all the principal and interest. It is not possible to get back the principal in a lump sum after the expiration date of the insurance company's purchase.
Reliable. 1. Looking at the background of the company, Qianhai Life Insurance Co., Ltd. was established in February 2012 and is headquartered in Shenzhen, with the latest registered capital of RMB 8.5 billion. We operate life insurance, health insurance, accident insurance, and other types of life insurance.
Hello teacher, I would like to ask how the interest is calculated?
The annual interest rate of the pure insurance is, if the user buys a five-year term, then the interest of the blind potato is: interest on the quiet of the mill = amount * years * annual interest rate = 50,000 * 5 * yuan.
Is it 9500 a year?
Yes dear.
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May I ask how much interest can I get if I save 50,000 yuan a year at the age of 52 and save for five consecutive years for six years?
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Summary. Hello, the five-year dividend of Chinese Life Insurance is mainly based on the dividend interest rate agreed in the insurance contract, and the dividend method is carried out.
Hello, the five-year dividend of Chinese Life Insurance is mainly based on the dividend interest rate agreed in the insurance contract, and the dividend method is carried out.
I want to ask you a question.
Five years is a long time.
Hello, this is a financial dividend insurance of the insurance company, which generally requires you to pay premiums for 3 or 5 consecutive years, and then return the state after 10 years. During this period, you can enjoy dividends every year, as for the amount of dividends, according to the income of the products in the production hall of this trace town, if the income is low, the dividends in hand are also low. If the income is high, the dividends will be more.
It is similar to the bank's wealth management department in that it promises to protect the principal.
Hello, I understand what you mean, the five-year dividend is stipulated in the insurance product contract.
You can also read the insurance contract carefully according to your actual needs and make a purchase.
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Dividends are not related to interest rates.
The China Insurance Regulatory Commission stipulates that insurance companies should take out no less than 70% of the distributable surplus of the previous year to pay dividends to customers of participating policies.
In addition, the distribution of dividends is based on the cash value of the policy, not according to the amount of premium.
The good news is that the amount of dividends is directly related to the profitability of the insurance company, and the cash value of the policy is directly related.
The same company, the same type of insurance, the more cash value, the more dividends. If the cash value is about the same, the higher the yield, the higher the dividend.
The cash value is chosen when applying for insurance, and the amount of dividends can be used to see the profitability of the insurance company over the years. Tampi.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
The longest time deposit is five years, 30,000 yuan for five years, if the annual interest rate of the deposit is, the total principal and interest after maturity is about 37,125 yuan; If the annual interest rate of the deposit remains unchanged, the principal and interest will be automatically renewed, and the total amount of principal and interest available in the second five years will be about; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the third five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the fourth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the fifth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the sixth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the seventh five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the eighth five years will be about $1; The total amount of principal and interest available for the ninth five-year period is about $1; The total amount of principal and interest available for the tenth five years is about $10. >>>More
Let me tell you about my experience, 1 is not to buy one for 50,000 yuan first, it is recommended to choose 2 to 3**, not too much. Invest 1 to 20,000 yuan in each **, so that you can diversify the risk. 2 is ** and divided into many kinds, specifically know, optimistic about which one to buy, generally speaking, buy **type** and index ** more, 2015 seems to be a bull market so far, so don't buy bonds**, the market environment is not good to invest in bonds. >>>More
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Hello, my suggestion for your question is:
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