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Founded in 1991, CPIC has been selected as one of the world's top 500 companies and is the big brother of the insurance industry. Regarding the Pacific Insurance Company, I analyze it from the following three questions::
1.Compared to other companies, are Pacific Insurance's products worth buying?
Children's Super Energy Treasure Jinyou Life, Love Guardian, Auspicious Life, Xin Satisfaction, etc. are the best-selling products of Pacific Insurance, and the evaluation and analysis of these products are all sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".
Friends who are keen on this company in the Pacific can take a look.
2.In terms of service level, what is the evaluation of Pacific Insurance?
Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.
Let's see how many levels Pacific Life can rate:
The form shows that the Pacific Ocean is AA graded, which is a high level. Next year will be different.
3.Is Pacific Insurance reliable?
The more reliable the company, the higher it will definitely rank in the fierce competition in the insurance industry. Here's an up-to-date list:Which of the top 10 insurance companies is good.
As you can see, Pacific Insurance is number one.
That's all for me"Can Pacific Insurance be reimbursed at the same time as social insurance? "All, look!
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You haven't heard of the type of insurance you bought, and even if you do, you should figure out when it will take effect, induce labor in April, and buy the insurance yesterday, according to this logical relationship, your medical expenses will definitely not be claimed. Secondly, if the labor bureau has been reimbursed in full, there will be no compensation in the Pacific.
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Commercial insurance and social insurance can complement each other, cooperate with each other, and can also make up for their respective shortcomings.
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Can be reimbursed together.
1. Insured patients of the new rural cooperative medical care must present their medical card and valid ID card (household registration booklet if there is no ID card), and after confirming their identity, they can directly swipe the card for reimbursement in the designated medical institutions at the township level in the district, and be hospitalized in the designated medical institutions in the district and outside the district, and directly swipe the card for reimbursement when they are discharged from the hospital.
2. Insured patients who are hospitalized in public medical institutions of the second level or above outside the city shall, within three months after discharge, be reimbursed by the insured or their family members with the original invoice of medical expenses (the copy is invalid), the summary and detailed list of inpatient medical expenses, the discharge summary and outpatient medical records, the patient's ID card, medical card, household registration booklet, and the ID card of the person in charge to the New Rural Cooperative Medical System window on the first floor of the district administrative service center.
3. Reimbursement of outpatient clinics for special diseases can be submitted to the NCMS Industry Management Center with medical records issued by designated medical institutions at or above the second level, relevant examinations, laboratory reports and other relevant materials and certificates of medical institutions, as well as the "Approval Form for Special Disease Outpatient Clinics of New Rural Cooperative Medical Care in Huangyan District", and after the review and approval of the District NCMS Office, the outpatient medical expenses (excluding medical expenses for supporting, auxiliary or other diseases) can be included in the reimbursement scope of NCMS. Reimbursement will be made on an annual basis according to the hospitalization reimbursement standard.
4. For hospitalized patients who are injured due to accidents, they are also required to submit a certificate confirming the cause of the accidental injury signed and stamped by the village (residence) where the household registration is located and the medical records of the hospital after discharge. Those who cannot provide valid proof and records will not be accepted. The reimbursement cycle shall be completed within 30 working days from the acceptance of the NCMS window on the first floor of the District Administrative Service Center, and the reimbursement will be made after investigation and review by the inspectors of the NCMS Industry Management Center; If the responsibility is borne by a third party, no reimbursement will be made; If the inpatient also bears part of the responsibility, he or she shall go to the New Rural Cooperative Medical System Window on the first floor of the District Administrative Service Center to reimburse part of the medical expenses with the agreement or relevant certificates.
The required documents are: NCMS certificate, admission certificate, discharge certificate, diagnosis certificate, medical records, general list of hospitalization expenses, ID card, etc. The reimbursement ratio depends on the size.
Pacific Commercial Insurance Reimbursement Process.
Reimbursement of illness claims requires the following information to be brought to the customer service center for claims:
1 medical record card. 2. Disease diagnosis.
3. Discharge summary.
4. General list of drugs (stamped).
5. Invoices: 6 people's identification and bank cards.
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Hello Cooperative medical care is the best guarantee for rural areas, it is very cheap and the protection is very comprehensive.
And commercial insurance is also, since you have enough to buy, you will be allowed to settle the claim.
This is how the claim is settled, for example, the cost is 10,000 yuan, and the cooperative medical treatment reimburses 50% You may buy peace of mind hospitalization, then 85% of the peace of mind hospitalization will be reimbursed is 85% of the remaining 5000.
Hospitalization must be reimbursed only if you are hospitalized, and you can do it for 1 day, which means that you must be hospitalized. The sum insured for 1 is 10,000 yuan. All insurance companies require hospitalization for medical insurance.
Cooperative medical care in rural areas is very cheap, so it is recommended to buy more insurance if you can buy more, because the protection is very high.
I don't know if the insurance you bought for your aunt three years ago has been bought, because peace of mind is paid once a year and belongs to consumption.
If you buy critical illness insurance, as long as it is within 35 kinds, it will be reimbursed, and after the claim is settled, no matter how much the sum insured is tens of thousands, there is no percentage.
Remember that when reporting a claim, you must communicate with the salesman first, and the procedures must be kept, so that the salesman himself will have no materials.
If you have any other questions, you can consult in detail, or message me.
Li Yang, Senior Business Director of Pacific Life Dalian Branch.
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Does your business insurance come and stay in the hospital?
If you want to have Bai commercial residential hospital insurance, you can first apply for cooperative medical treatment and then go.
I think if you understand better, you should ask your salesman or the commercial insurance company you bought to consult The company is different from the company, you go to the Pacific company to call ** to consult well I am not from the Pacific company, so it is not good to answer your questions The company is different from the company's regulations Please understand.
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