How much interest is 30,000 yuan deposited in the bank for 50 years

The longest time deposit is five years, 30,000 yuan for five years, if the annual interest rate of the deposit is, the total principal and interest after maturity is about 37,125 yuan; If the annual interest rate of the deposit remains unchanged, the principal and interest will be automatically renewed, and the total amount of principal and interest available in the second five years will be about; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the third five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the fourth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the fifth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the sixth five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the seventh five years will be about $1; The principal and interest will be automatically renewed, and the total amount of principal and interest available in the eighth five years will be about $1; The total amount of principal and interest available for the ninth five-year period is about $1; The total amount of principal and interest available for the tenth five years is about $10.

$30,000 is deposited for a fixed period of 50 years, and the interest available is about $1.

The current annual interest rate for 5 years is 30,000 yuan, which is 475 * 3 * 5 = 7125 37125 and 5 years is 475 * 10 times according to this method.

Answer: Assuming a 3-year fixed interest rate, three-year interest = 50 * 3 * 10,000 yuan.

Taking the Agricultural Bank of China as an example, the deposit interest rate of the three-year large-amount certificate of deposit of the Agricultural Bank of China is 500,000 yuan deposited in the three-year fixed deposit of the Agricultural Bank of China, and the interest obtained after maturity is 500,000 yuan. Since the interest rate of each bank is different, the interest rate will also be different.

The annual interest rate of 500,000 yuan for three years in different banks is not the same, so the interest is also different. Taking the Postal Savings Bank as an example, if the minimum deposit amount is 500,000 yuan, the annual interest rate of the deposit with a deposit period of three years is. Then the interest of 500,000 yuan for three years is about 500,000 yuan.

If you deposit 500,000 yuan in other banks for 3 years, the interest will fluctuate.

According to the central bank's benchmark deposit rate, the 3-year time deposit rate is. According to this calculation, the interest for 3 years is 41,250 yuan. Banks' real interest rates are usually higher than their benchmark rates.

However, 500,000 is a large deposit, you can buy a large amount of deposits, the interest rate is higher than the ordinary deposit interest rate, the current major banks 200,000 threshold of three years of large certificates of deposit average interest rate, according to this calculation of three years of interest is 91,725 yuan.

According to the calculation formula of interest rate and interest on the official website of the bank fixed deposit (interest = principal deposit interest rate), a fixed deposit of 500,000 yuan can be calculated, and the interest income with a deposit period of three years can be calculated. The following is an example of interest income from a fixed deposit of 500,000 yuan in Industrial and Commercial Bank of China and Postal Savings Bank of China in 2020 with a deposit period of three years.

According to the interest rate on the official website of the Industrial and Commercial Bank of China in 2020, the interest rates are as follows:

1. If the interest rate of the whole deposit and withdrawal for three years is, the interest is 13,750 yuan.

2. The annual interest rate of the whole deposit, the whole deposit and the interest on the principal is 7,750 yuan.

3. The fixed life two pences will be discounted by 6% at the interest rate of the same grade within one year, and the interest will be 15,750 yuan.

500,000 deposited in the bank for three years, with an interest of about 50,000 yuan.

The bank now has a three-year fixed interest rate.

Only 500,000 percent, if put in state-owned banks.

In the three-year term, the interest after the three-year maturity is: 325*50*3 48,750 yuan. For local commercial banks, the interest rate for three years will be slightly higher, which can reach 10,000 percent for three years, and the interest is:

350*50*3 52500 yuan. Through calculation, it can be seen that the 500,000 yuan of netizens, whether it is deposited in a state-owned bank or a local commercial bank, has a three-year fixed interest of about 50,000 yuan.

The interest rate is the ratio of the amount of interest to the principal over a certain period of time, usually expressed as a percentage, and is called the annual interest rate when calculated on an annual basis.

It is calculated as follows: interest rate.

Interest Amount Principal Time * 100%. Add *100% to switch the numbers to percentages.

In the same way as multiplying one, you can not add it in the calculation, just remember it. Deposit interest refers to the interest paid by the bank to the depositor. Interest on deposits must be included in the bank's operating costs.

The size of the amount varies depending on the type of deposit and the length of the term. The longer the maturity of the deposit, the more interest income the depositor, and since demand deposits are the most unstable, the depositor's interest income is also the lowest. In some countries, commercial banks do not even pay interest on demand deposits.

The interest rate is the ratio of the amount of interest to the principal over a certain period of time, usually expressed as a percentage, and is called the annual interest rate when calculated on an annual basis. The formula for calculating the grinding imitation is: interest rate = interest amount principal time * 100%.

Adding *100% is to switch the number to a percentage, which means the same as multiplying one, and can be omitted in the calculation, just remember. Deposit interest refers to the interest paid by the bank to the depositor. Interest on deposits must be included in the bank's operating costs.

The size of the amount varies depending on the type of deposit and the length of the term. The longer the term of the deposit, the more interest income the depositor, and since the demand deposit is the most unstable, the depositor's interest income is also the lowest. In some countries, commercial banks do not even pay interest on demand deposits.

According to the calculation method as of December 6, 2019, Bank of China fixed deposits.

The interest of 500,000 for 3 years is: yuan.

500,000 is a large-value certificate of deposit.

range, annual interest rate.

The specific calculation method is as follows: 500,000 * yuan The interest payment method is: one-time repayment of principal and interest at maturity. Full early withdrawal and one-time partial early withdrawal are allowed, and the early withdrawal depends on the listed interest rate of the previous batch of the Bank of China.

Further information: 1. The deposit period of time deposit is 3 months, 6 months, 1 year, 2 years, 3 years and 5 years. You can withdraw part of the deposit in advance once, and when the deposit expires, you can withdraw the principal and interest with the certificate of deposit, or you can automatically transfer it multiple times according to the original deposit period.

There are two types of fixed savings deposits: lump sum deposit, lump sum deposit, lump sum deposit and interest, and lump sum deposit and withdrawal.

Different from general certificates of deposit, large-denomination certificates of deposit can be transferred before maturity, with a term of not less than 7 days, a high investment threshold, and the amount is an integer. The large-denomination certificates of deposit were officially launched on June 15, 2015 and are denominated in RMB. As a general deposit, large certificates of deposit have a higher interest rate than time deposits of the same maturity, and most of them are at the benchmark interest rate.

On the basis, it will rise by 40%, and a small number of banks will rise by 45%, while time deposits will generally rise by about 30%.

2. The withdrawal of time savings deposit at maturity shall be based on the deposit interest rate on the date of opening the deposit certificate.

Interest is calculated and paid, and interest is calculated according to the current savings deposit interest rate on the date of withdrawal for early withdrawal, and interest is calculated according to the interest rate of the current deposit on the day of withdrawal for overdue withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

3. For unexpired fixed savings deposits, depositors must present the certificate of deposit and the identity certificate of the depositor if they withdraw in advance; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

4. For unexpired fixed savings deposits, depositors can withdraw part of them in advance according to their needs, and the verification procedures remain unchanged, and the interest rate withdrawn in advance shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be paid according to the original deposit date and the original interest rate when withdrawn at maturity. Each certificate of deposit can only be partially withdrawn in advance once, and if a partial early withdrawal has been handled, the deposit institution shall pay the deposit receipt.

and the newly opened deposit slips of the retained part are marked with the words "partial early withdrawal".

If you have a fixed deposit, it is generally simple interest, that is, the principal is fixed, and the interest is no longer used as the principal to calculate the interest, at this time, it depends on the interest rate, for example, the annual interest rate is 3%, 500,000 * 3% = 10,000. Ten thousand. Thank you.