Why is it said that in front of Starbucks, mobile payment is a small fight ?

At that time, when third-party payment frequently became the cashier service of various stores, people who often go to Starbucks may still have the impression that Alipay and WeChat Pay have not been seen for a long time! Only bank cards can be swiped at the cash registerCould it be that Starbucks naturally refuses third-party payments？The answer is no, on February 18, 2016, after Apple's mobile payment Apple Pay entered China, Starbucks was connected to the service soon after, from here, Starbucks is quite preferential to Apple, a company that is also in the United States.

According to a survey by Boston Retail Partners (BRP), 36% of merchants in the U.S. now support Apple Pay, compared with 34% for PayPal in the same period. According to BRP's survey, about 22% of merchants plan to support Apple Pay in the next 12 months, and another 11% expect to support Apple Pay in the next 1 to 3 years. But in Chinese mainland, the situation is very different.

At the same time, data from Analysys of Analytics, a third-party research agency, shows that as of the first half of 2016, Alipay and Tenpay accounted for nearly 90% of the market share in the mobile payment field. It can be seen that Apple Pay's market share is negligible. So, on the one hand, Starbucks wants to use Apple Pay's mobile payment service to deal with the increasingly "cashless" China, and on the other hand, Apple Pay's slow increase in market share is not a good thing for Starbucks.

At this time, Starbucks, which looks more "arrogant", began to contact China's two mobile payment giants, <>

The time was December 8, 2016, and at this time, Alipay's response was "under negotiation". During this period, among the Starbucks chain stores in the country, only three in Hangzhou supported Alipay's services, one is downstairs from Ant Financial, and the other is the Xixi Park where Ali is located. However, Alipay's "negotiation" with Starbucks seems to be a bit long, and some analysts believe that "this is due to the exclusive agreement between WeChat Pay and Starbucks", and this process may take up to 6 months.

Because Starbucks is a large multinational chain, mobile phone payments are all petty.

Because Starbucks' industry is very strong, it is natural to say that mobile phone payments are petty.

Because the popularity of mobile payment is only in Asia, it has not yet been accepted by the whole world.

Because Starbucks has spread all over the world, but mobile payment has not.

Starbucks is almost all over the world, but mobile payments are not available in some European countries.

This may be because not long ago Starbucks launched a pen payment in Japan. New features.

Starbucks is a worldwide industry, and mobile payment has not yet spread to the world.

Starbucks has launched a pen called [Starbucks Touch: The Pen], which supports NFC payment, which can be used as a credit card to pay, which is convenient and fast, and in addition to the pen, there are also mobile phone cases and other carry-on items with the same function.

It's still not clear, maybe Starbucks is still very good.

Mobile phone payments.

The benefits of the so-called mobile payment, first of all, the other party's trading platform supports such a payment model.

Formula, what do you want to buy on the Internet, the other party supports mobile phone payment, and there are mobile companies that deduct the money from the product from your mobile phone bill, so that you can get what you want, such as QB game point cards, red diamonds and other virtual items, but you should be cautious about using this kind of payment, and there are a lot of ** use this to cheat your phone bill! To put it simply, it's to buy things with your phone! At present, UnionPay mobile payment can buy movie tickets, pay water and electricity bills, charge phone bills (telecom, mobile, Unicom), check bank card balance, repay credit cards (there is no handling fee for inter-bank and cross-region), book air tickets, buy lottery tickets, recharge games, etc.

Benefits: Convenient, fast. Disadvantage: easy to steal, leak addiction.

The advantage is that it is very convenient, and the disadvantage is that the security is slightly worse, in fact, the security problem mainly depends on itself.

Alipay bai binds the mobile phone number du, which can improve the convenience of the account and facilitate the use of dao on the mobile phone, but if the mobile phone is lost, the security measures are not in place, which can easily lead to the theft of account funds.

The process of binding a mobile phone.

1. Log in to your Alipay account, click Account Settings - Basic Information - Bind Now, and enter your mobile phone number;

2. Enter Alipay's payment password and verification code, and click Confirm Submit;

3. The mobile phone is successfully bound.

Note: Each account applies for mobile phone binding 5 times a day, and applies for unbinding mobile phone 5 times a day. And the same mobile phone can be bound to a maximum of 6 accounts, and the binding of more than 6 accounts will not affect the use.

The specific transfer process is as follows, first enter the Alipay interface.

Click Transfer to go to the next page.

Then click Transfer to Alipay account to enter the next page.

Fill in the payee's Alipay account number and follow the steps to successfully transfer money.

Mobile Alipay can be scanned, and the other is also payment, click to pay to let the other party scan to pay, and you can also transfer payment.

The steps are as follows: BAI

1. First of all, open DU and open Alipay on your mobile phone.

class="ikqb_img_alink">2, and then click dao in the interface

3. After entering, click on the "Chengquan City Service" option.

4. Then click on the "Transportation" option.

5. Finally, click "Subway Ticket".

Precautions: 1. The amount that can be paid by Alipay cannot be zero, otherwise the boarding code cannot be used.

2. It is recommended to click out *** when you are ready to go to the turnstile when entering and exiting the station, and the limited time for a refresh *** is 30 seconds, and brushing *** out too early will cause *** to fail.

Optimistically, your risk is in the monthly limit of your credit card. If the bank gives you a limit of 10,000 yuan, then you will naturally take the customs after losing 10,000 yuan. If the bank gives you a limit of 50,000, then it will be about 50,000 a month to defraud you through Alipay.

The natural way to reduce the above risk exposure is to reduce the credit card limit each month. It is safer to open a debit card at a bank where you don't make deposits, and you need to use Alipay to put some money into this debit card, which is a little troublesome, and the risk exposure will be slightly smaller.

Pessimistically, if you can open a credit card in a bank, you must have a considerable amount of money in this bank. Suppose ** has your bank's information through Alipay, then it is possible for him to break into your online banking, move your debit card deposit into your credit card, and then transfer it out through Alipay. By default, banks do not use NetShield protection for transfers between your own accounts.

1. Click Settings in the desktop of your phone.

2. Tap your profile picture at the top of the screen.

3. Click on the Apple Store icon.

4. Click on your personal Apple account in the blue font.

6. Then click Payment Info.

7. Then check Alipay and click Go to Alipay for verification.

8. Then click Agree to the agreement and activate it.

9. Finally, click to enter the payment password.

Steps:

2. There will be a sign on the top of the opening, and the column of boutique recommendation in the lower left corner will be pulled down to the end.

4. After clicking to enter, you will see various payment methods.

5. Set the bank card information for payment after setting, click Send Mobile Phone Verification Method, and enter and save.

The steps of the iPhone payment method are as follows:

1. Click Settings on the desktop of your phone, and then you can see your user information after entering.

2. After entering, you can see the words payment and delivery, which is to set the payment method in this and click in.

3. After entering, you can see that the payment method in the first column is none by default. Because the mobile phone has not been set up after buying, click directly to the payment method.

5. Then the personal information page will appear, and there is a button to log in to Alipay below, click in.

7. At this time, it will be transferred to the SMS authentication interface, enter the Alipay account first, and then enter the mobile phone number bound to the Alipay account. When you're done entering, click Verify information.

8. At this time, you will receive a text message from Alipay, which contains a verification code, fill in the verification code column on the verification page. Then click Agree to the agreement and activate it.

9. After waiting for a while, a prompt will pop up that your Alipay authentication is complete. Click Back to Merchant to return to the verification page just now, and you will be prompted that the account details have been successfully verified. Click Done in the bottom left corner. Back to the settings interface, the prompts for this step are a little cumbersome.

10. After you get to the settings interface, you can see the added Alipay account below your name, and click Next. You're done. At this time, you will also receive a text message from Alipay, prompting you to bind the payment method successfully.