How to manage talents with a monthly income of 5000

Deposit money, 30,000 * annual deposit period) = 1320 * 2 = 2640 other 2000 balances every month according to the two-year final term to choose the deposit period, the deposit period is less than two years, according to the final two-year period of the maximum period of transfer, so that you can take out in two years together, without interest loss. In this way, you will have about 81,000 or more, and you can apply for a 20% down payment from the bank for a small apartment, and you can buy it.

There is also a way to borrow some from your parents, now the interest rate is relatively high, and there is no interest on your parents' money, if it is convenient to borrow, it is more cost-effective than giving interest to the bank.

Overall, your goals are achievable.

Hello friends, you can try commodity spot investment, spot and ** buy and sell to earn a profit from the difference.

**: One-way trading, can only buy up. Today**, you can only sell on the 2nd day. There is a large need for funds.

OK. Deposit 2000 in January, two years is, plus deposit 3w, a total of 300,000 house down payment 20%, only 6w is enough.

Then rent out the house and let the renter pay you the annual mortgage.

Summary. Hello dear, according to the data of the National Bureau of Statistics, a monthly income of 5,000 yuan belongs to the middle-income level.

Hello dear, according to the data of the National Bureau of Statistics, a monthly income of 5,000 yuan belongs to the middle-income level.

In general, we can't generalize about our monthly income of 5,000 yuan, and we have to judge from the different cities where we are located. Moreover, a monthly income of 5,000 yuan is not necessarily worse than a monthly income of more than 10,000 yuan. With a monthly income of 5,000 yuan, you may live in a small county town, where you can live comfortably, and the pressure of competition is not so great; Living in a first-tier city with a monthly income of more than 10,000 yuan, although there is a high salary, you have to be worried about the competition mechanism of survival of the fittest every day.

Salary is the recognition and judgment of the results of a person's labor, as long as you work diligently, you can get the salary you expect.

In this case, it is very necessary to improve the strength and education of the individual, through their own efforts to make corresponding contributions to the company, to get the appreciation of the boss, to a certain extent, he will be promoted accordingly, if their ability in all aspects is more prominent, you can seek a new direction of development or change careers, it is also possible.

I think the first thing to do is to find your own advantages, determine which direction you are suitable for, if you are interested in shooting, I think you can enter the industry, the current development space of this industry is relatively large, can effectively increase income.

If the salary is less than 5,000, no tax will be deducted, and the threshold of personal income tax is 5,000 yuan. Individual income tax is the income tax levied by the state on domestic personal income, and the individual income tax travel rate = (monthly salary after deducting social security for individuals in distress - tax threshold of 5,000 yuan) * tax rate at the level of salary dismantling - quick deduction.

Article 6, Paragraph 1, Item 2 of the Individual Income Tax Law.

Calculation of Taxable Income:

2) The income from wages and salaries of non-resident individuals shall be the taxable income after deducting the monthly income of 5,000 yuan; Income from remuneration for labor services, author's remuneration and royalties shall be taxable income based on the amount of each income.

<> I am an ordinary salaryman, and after removing a few pension insurances, I only get 5,000 yuan a month. Although it is not much, in our 18th-tier town, it is also considered a medium level of income.

My $5,000 per month is arranged like this:

500 yuan, which is stored in the balance treasure as a family reserve fund in case of emergency;

500 yuan, purchased into currency**, used to purchase commercial insurance;

500 yuan, buy bonds**, earn a small income;

1,000 yuan, into the wealth management account imitation fraud, as the first cash flow of regular investment;

2,500 yuan, as a few family expenses, this blind people have lived quite well in the local area.