I can really spend money, how to stop myself?

All at once I don't spend any money. Hard..

Think for yourself ... Where you usually spend your money...

What are completely unnecessary. It's useless to buy it back. These can not be bought for the time being.

Which ones are harmful to their own body when they buy. Including some food. And so on. You can not buy it.

Everyday products. It's expensive... Or clothes or something like that... The number can be appropriately reduced.

As well as grades. It can be appropriately reduced...

Little by little it decreases ... It will slowly decrease a lot...

All at once it makes a difference... It's hard ...

Take it one step at a time.

Hehe. Went shopping the day before yesterday.

I accidentally used up my living expenses for this month.

But I'm fine.

Just this once. You put the money in your card.

Buy things without swiping a card.

Pick it up when you don't have money.

When you use the money, you will be sad to see that the ticket is gone.

It's okay to ask your friends to supervise you.

I'm supervising my friend.

We all went shopping together.

She went beyond the limits of her purchases.

I'm going to stop it.

You can try to earn money by working on your own, so you will know how hard it is to make money, and then write down your income and expenses, and tell yourself how much you want to save every week.

Hide the money and don't use it when you die, and you will succeed.

Think about the days when there was no money.

Look at the people you care about.

Restrain all desires.

I was also very good at spending, and later, I found a very controlling friend to help me take care of the money, just like my small account, which worked very well.

In fact, you know, you just indulge yourself, it's useless to say anything others, and believe that you can do it.

Money is a bastard, and it is spent and then earned.

It's good to spend it and earn it again.

To control yourself from spending money, you can try the following practices:

1. Mandatory regular investment every month.

For example, regular savings, depositing money in Yu'e Bao, making regular investment and other less risky investments, through these investments, the post-90s generation can not only control their desire to consume, but also increase their savings through money.

2. Take out a sum of money from your wallet and put it in a piggy bank every day. For example, if you deposit 5 yuan or 10 yuan a day, you can save a lot of money in a year.

3. Plan your monthly expenses.

Plan your spending for the month at the beginning of the month, be a reasonable consumer, and reduce unnecessary spending.

4. Set a goal.

For example, if you plan to buy a house or a car, you can restrain your consumption behavior in your daily life.

5. Bookkeeping. Record every consumption in daily life through bookkeeping, so that you can check the monthly consumption and reduce unreasonable consumption.

2.Method 2: Have a plan to swipe your credit card Credit cards have pros and cons, and if you use them reasonably, it will bring a lot of convenience to your working capital, and you will also use the activities between banks and merchants to save a small part of expenses.

3.Method 3: Don't buy luxury items The bag is good-looking, durable; Clothes are fashionable and moderate. For most of us in the working class.

4.Method 4: Buy wealth management products If you have spare money in hand for the time being, and you are afraid that you will not be able to control your own spending, it is recommended to go to the bank to buy financial products suitable for you, and it is best to buy short-term ones.

Plant speed plus focus on rational nonsense.

1.Keep an account and see where the money is spent each month.

2.Keep the money for someone else (parents, wife, or me), and take some of it every month.

3.When you need to buy something, don't buy it. You can't buy it until you need it for the third time and prove that it really works for you.

4.If the money is not yours, then go and make your own money, spend your own money, and experience that money is not easy to earn.

First of all, it is necessary to develop the habit of bookkeeping. Many friends have such a good habit, every day to make a detailed record of the expenses, every time to look at it, will summarize which money is necessary to spend, which is wasted, so that you can make a budget for yourself.

2.Secondly, it is best to make a corresponding spending plan for yourself every time, and if it is a special situation, then you should make a corresponding budget for the unplanned. For example, how much a person earns and what is the upper limit of what he can spend, and if he spends within this range, he will not spend too much.

3.For those who spend their money mainly on dressing up, especially when the seasons change, they need to keep buying and buying.

Many people have the problem of spending money indiscriminately in their lives, sometimes before the end of the month, the entire month's salary is basically gone, and some people have to go into debt, so how to make themselves not spend money indiscriminately?

The first trick is to force yourself to save regularly.

Savings in current accounts, especially in debit cards, can easily be spent when the will is not strong, so it is better to save the surplus cash in your hand for a fixed period and only save enough for basic living expenses.

The second trick is to withdraw 10 yuan, 20 yuan or 50 yuan from the salary account regularly.

It doesn't take much to deposit into your newly opened deposit account. After 23 months, increase the amount withdrawn from the payroll account each time.

The third trick is to take out 5 or 10 yuan from your wallet every day and put it in an envelope.

Deposit a certain amount of money in the envelope into your bank account every month, and remember the principle of gathering sand into a tower.

The fourth trick is to check your credit card statement to see how much you're paying with your credit card each month.

Try to minimize the amount of money you debit your credit card each month, or not use your credit card as a last resort.

The fifth trick is to write out your goals.

Start focusing on why you're saving now. Saving money is not the ultimate goal, saving money is to achieve your goals, do you want to change to a bigger house? Buying a car?

Planning to further your education? Or go investing? Write down your goals and stick them on the refrigerator, kitchen door, and other places you can often see to remind yourself.

You know, there's a fundamental difference between what you spend now and what you're going to spend later, and it's often called savings.

The sixth trick is to pay off the money you owe to the bank as soon as possible to reduce the interest payout.

It's not realistic to say that you control yourself from spending money, but if you say that you don't spend money indiscriminately, it's also a good thing. If you don't want to spend money in a mess, then make a plan for yourself every month, plan every money from your monthly salary, and where it should be spent. In this way, every expense is planned and will not be spent indiscriminately.

If you are financially independent, you can learn to manage your money and make your own plans, so that you can control your expenses to a certain extent.

You can also leave the money to a trusted person for safekeeping

Before buying, you should repeatedly consider whether you really need it, and if you don't need it, you won't buy it, and you really need to buy it again.

It's best not to have money in your hands, give all the money to your family, and let them supervise you. When you want to buy something, they should be able to make a more rational judgment about your purchase behavior when they hold your money, and may be able to help you stop impulsive spending.

Then we must start with our living habits, and spending money indiscriminately must have special hobbies or habits, and only by correcting our world view and values can we fundamentally change our outlook.

Some people say that they dare to spend money, they will spend money, and they will find ways to make money. So you can only control and not spend money indiscriminately.

Mortgage to buy a suite, the monthly mortgage is deducted from the salary, so there is no money, how do you spend it?

In the era when mobile shopping is becoming more and more popular, we turn on our mobile phones, and unconsciously add a bunch of things to the shopping cart, and we will pay directly to buy them as soon as our minds are hot, and buying things will also become a habit, and we always feel uncomfortable not consuming

If you want to limit your purchases, you must make yourself a habit of managing your finances, and at the same time reduce the frequency of browsing products and shopping, while diverting your attention with other things:

<>At the beginning of the semester, as soon as I got my living expenses, I began to live the life of a rich man, buying whatever I wanted, and I had no clear plan for future consumption. My college roommate once bought a mobile phone with living expenses when he first started school, but he could only save money for the whole semester, and we also had to occasionally receive a little snack.

To control consumption, you first need to control your pocket money and limit the amount of pocket money every month, so that your desire to buy can be greatly reduced.

When the first thing is actually rarely purchased in physical stores, the vast majority of shopping comes from mobile phones and online consumption. Therefore, if you want to limit yourself from buying things, the most direct way is to shop less**, especially mobile phones**.

When browsing various goods on the Internet, you can directly view a large number of product information, hundreds of thousands of goods, there is always what you want, which will make consumption begin to become irrational, with more and more goods in the shopping cart, maybe one day will be hot-headed, buy all directly

Less shopping for these**, reduce the browsing of goods, mu do no information**, naturally will not buy.

It has to be said that buying things and browsing online goods can also become a habit. At this time, we need to use other things to distract ourselves, after all, many people will see if they need to buy anything as long as Yu Meng is free

After finishing your studies and work, you can read a book you like, learn what you are interested in, and if you have something to do, you don't just think about buying things!

1. Change your consumption habits. Don't buy anything that isn't a necessity, find a notebook and list your current living expenses.

2. Just try to set up two savings accounts for yourself. The basic living expenses of an account user must be spent. Another compulsory savings is implemented every month when the salary is paid.

3. Read more books, enrich your financial thinking, and learn to use money to make money, for example, some very low-risk financial products at the beginning, etc.! Changing your concept of income and expenditure and investing in yourself is the biggest investment.

4. Make a plan. Sort out your debts, or set a small goal of saving money that you can accomplish right now, and stick to it! Finally, I wish you to achieve your goals soon!

You don't have to go to the supermarket, you don't have to go shopping**, and avoid hanging out!

Saving money is a new means of storage, a good habit of life, and a thing worthy of praise. Without affecting the quality of life, you can save a sum of money, as big as saving 100,200 yuan after paying your salary, and as small as saving 5 yuan or 10 yuan when you have change, because the amount is small, so you will not feel that it will affect your quality of life. If you stick to it for a long time, you will give yourself a big surprise.

For all young people, they should decide whether to save money according to their personal economic situation and future planning, but at the same time, they should also grasp the present and enjoy life appropriately.

You can try to allocate a certain percentage of your disposable funds to save and invest, and you can also spend a moderate amount according to your personal preferences and needs. Rationally managing one's finances and spending habits can achieve asset accumulation and wealth appreciation without affecting one's life.

1.Set goals: First, set a clear goal for saving money, such as buying big-ticket items, traveling, saving, or paying off a loan.

2.Create a budget: Understand your income and expenses and create a realistic budget. Adhere to the budget and ensure that revenue and expenditure are balanced.

3.Autopay: Automatically transfer a portion of your earnings to a savings account so you can deposit a certain amount each month.

4.Establish an emergency reserve: Establish an emergency reserve for contingencies, usually recommended for 3-6 months of living expenses.

5.Spread your savings: Spread your money across multiple savings accounts to reduce interest losses.

6.Reduce impulse spending: Learn to distinguish between needs and wants, and try to avoid unnecessary spending in Iwaharu. The "think before you spend" strategy can be employed to reduce impulse spending.

7.Take advantage of offers and discounts: Keep an eye on coupons, discounts, and ** information to save on your shopping costs.

8.Save money on living expenses: Find a place to live with a lower cost of living, or try cooking your own to cut down on eating out and takeout.

9.Consider investing: Investing a portion of your money in other investment products may bring additional income in the long run.

Whether young people should cut back or enjoy the moment depends on personal values and goals. If your goal is long-term wealth accumulation and future economic security, then moderate restraint in spending may be required now. However, it is also very important to spend money in moderation and enjoy life, which can help maintain mental health and well-being.

The key is to find a balance that meets the needs of today while also preparing for the future. From a distance, it is probably because some young people really have no sense of security about the future, and they do not know the preparations they have made in advance.