I didn t borrow money on Du Xiaoman, why did I receive Cui Cheng information from Du Xiaoman s finan

You can call Du Xiaoman's customer service platform to inquire to see if it is a system problem or your identity information has been stolen, and the latter will call the police as soon as possible. Because there is money to spend, the overdue record will be reported to the People's Bank of China for credit investigation, which will affect your credit history. In accordance with the credit management norms of the People's Bank of China, the obligation to report is strictly enforced, so the money to spend on the loan will be reported at the meeting, and the overdue will also leave an overdue record on your personal credit report.

First, whether the degree is full of regularity.

To judge whether a loan platform is reliable, it should be comprehensively considered from various aspects such as brand background, interest fee method, and risk control technology.

1.In terms of brand: "Rich Flower" is a credit service brand under Du Xiaoman Finance (formerly Finance), formerly known as: Rich Flower, renamed "Rich Flower" in June 2018, a big brand, reliable and low interest rate, trustworthy.

2.Interest fee method: The interest rate of money is lower, as we all know, the daily interest rate of credit card cash withdrawal is, compared with credit cards, the interest rate of money spent is lower, and the interest fee calculation is transparent; If you have money to spend - full easy loan, the daily interest rate is as low as 2 yuan, and the interest on borrowing 10,000 yuan is as low as 2 yuan per day; At the same time, Manyi Loan also supports early repayment, and whether the borrower has prepayment liquidated damages is subject to the display on the page, and the specific charging standard is subject to the display on the loan page.

3.Risk control technology: The overall risk control technology of the money lending platform can be seen whether it is formal, and whether it has been connected to the central bank's credit system.

As a consumer credit service product included in the formal supervision of the state, Youqian Hua has been connected with the credit information of the central bank and strictly implemented in accordance with the credit management norms of the People's Bank of China. From this, you can see whether it is formal to spend money.

Second, whether Du Xiaoman is on the credit report.

Regardless of whether it is overdue or not, as long as you borrow it, you will be on the credit report.

Money to spend and the central bank's credit system docking, in strict accordance with the People's Bank of China's credit management norms strictly enforced, so in the money to spend borrowing is the will be credit information, money to spend borrowing and repayment records will be reflected in the People's Bank of China's credit report.

When applying for the quota, you will be asked to sign a "Credit Inquiry Authorization Letter", and your credit investigation has been checked at this time. Yes, you don't have to be too nervous about the matter of going to the credit report, there is ≠ stain on the credit report. If you have a good credit history, it's a plus.

The access of consumer loan products to personal credit information helps financial institutions to assess the user's personal credit status, and only truthfully feedback your historical usage records. At the same time, if there is no overdue repayment on time, a good credit borrowing and repayment record will become a "positive information" for the individual, which is conducive to the accumulation of personal credit level and the proof of good credit for applying for other loans.

Hello, if you have any questions, you can call the official customer service of Du Xiaoman Finance at 95055, and the customer service staff will assist you to solve it.

Because Du Xiaoman needs to bind a bank card and mobile phone number, if your name is fake, the verification code will not pass. This withdrawal method knows a person's privacy, and the people in it are not 100% good people, and there will be certain risks.

On May 21, 2018, at the time of the 24th solar term "Xiaoman", Du Xiaoman Finance ushered in the first brand day. Zhu Guang, CEO of Du Xiaoman Finance, announced that all employees were invited to become "co-founders of Du Xiaoman brand".

On October 12, 2018, Du Xiaoman Finance and Guanghua School of Management of Peking University reached a cooperation, and the Guanghua Du Xiaoman Financial Technology Joint Laboratory of Peking University was announced in Beijing.

The laboratory will conduct in-depth research in five major areas, including digital asset allocation, ultra-large-scale correlation network, advanced robotics, regulatory technology, and blockchain technology, actively explore the application of cutting-edge technologies in financial scenarios, and promote the cultivation and output of interdisciplinary talents.

Development history: In 2013, the Internet financial business was launched.

In 2015, the existing financial business was integrated to form the Financial Business Group, and the financial business was elevated to a strategic position, with Mr. Zhu Guang, Senior Vice President, taking overall responsibility.

In April 2018, it was announced that its financial services business group had officially completed the signing of the split financing agreement, and after the split, the financial sector would launch a new brand "Du Xiaoman Finance" to achieve independent operation. Zhu Guang, Senior Vice President and General Manager of the Financial Services Business Group, will be appointed CEO of Du Xiaoman Finance.

Hello, there are many platforms that can provide online loan business, and it is recommended that you choose a regular platform, so that your personal information and property are safe.

It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

With money to spend on consumer loans, the daily interest rate is as low as low, and the annualized interest rate is as low as low, which has the characteristics of easy application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Du Xiaoman can apply for a loan if you have money to spend, but because you have money to spend every time you borrow the operating system will review and evaluate, the final loan result is subject to the actual loan page results.

If the applicant fails to pass the comprehensive assessment on the page when withdrawing, it means that he has not met the review standard of "money to spend" for the time being, and is currently unable to borrow, and needs to maintain a good credit record and performance behavior in the future.

Money to spend is reliable, safe and regular, Money to spend (formerly known as: Money to spend), is a credit service brand under Du Xiaoman Finance (formerly Finance), the maximum amount of money to spend is 200,000, the minimum daily interest rate is 2 million, click to enter the official measurement of money to spend.

To see whether a product is reliable, safe and formal, you can analyze it through its brand background, interest method, risk control and technical advantages, and the brand background has money to spend is the original financial subsidiary of Du Xiaoman Finance, which provides personal consumption credit services for the public, as a formal credit product included in national supervision, and the big brand is safe and reliable. In terms of interest fees, the main product of Rich Spend starts from the minimum daily interest rate of Manyi Loan, and the minimum interest rate of borrowing 10,000 yuan is 2 yuan per day, the interest fee is transparent, and the interest is calculated on a daily basis to support early repayment, and the interest calculation method is also very formal. In addition, from the perspective of risk control and technical advantages, there is money to spend is access to the central bank's credit data, in accordance with the central bank's strict implementation of reporting obligations, risk control is very formal, in addition to the money to spend the original financial technical advantages, through AI intelligence and other multiple technical means, comprehensively improve the speed of review and lending, the fastest 30 seconds for approval, the fastest 3 minutes for lending, on the whole, money to spend is still very formal, reliable and safe, users can use it with confidence, in addition, there is no pre-loan fee for money to spend, There is also no manual application, manual quota and other operations, the amount of money to spend is systematically evaluated, and manual intervention cannot be made, so if there is a problem, remember to contact the official customer service of money (95055), do not trust private customer service, etc., beware of fraud.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.