How can I get my parents to send me money and go to school in another place?

The specific operation is as follows, recall what is the nearest bank to your home, let's say it is the CCB you said. Now you can find your nearest CCB and open a UnionPay card based on your identity, some people call him a debit card, and the advantage of UnionPay cards is that almost all ATMs in China can be used. Then you ask your parents to deposit money in the nearest CCB to them, and deposit it into your card account, I believe you have already made this damn big string of wrong numbers at both ends of the ** and dare not proofread the card number clearly, and when you make a deposit, you will find that you are required to confirm the name of the account holder, so you are afraid that you will deposit the wrong money because of the wrong bank card number?

Haha, isn't it a lot more relaxed?

Finally, I will tell you a little secret, a little handling fee will be deducted for remote withdrawals, and if it is a cross-bank transfer, the handling fee will be higher, even if it is a UnionPay ATM, the same handling fee will be deducted, but you can rest assured, the handling fee is definitely within the acceptable range.

Dizzy, this is more difficult to do, if your parents don't have a Nanjing card, they can't send money to your Nanjing card, that is, you can't remit money across banks.

You can only open a bank card from a bank that your parents also have on your side, and then tell your parents your card number and bank. Ask your parents to go to that bank when they send money, tell the staff to send the money, and then tell the staff the card number, it's as simple as that. This is the only way, otherwise you can realize the so-called inter-bank remittance with online transactions, but it is too troublesome, and your parents probably can't get it.

That is, if your parents tell you the card number and password of the money they deposited, you can transfer the money they promised you from the Internet to your own bank card and withdraw cash. If you have any questions, feel free to send me a text message

It is recommended that you apply for the card used by ICBC college students, where there is no handling fee, which is very good.

If you want to send money, just quote your card number.

China Construction Bank is also OK, but it is not cost-effective to charge a handling fee.

Send money by post. That's a little more convenient.

Parents can send $50,000 a year to their children abroad!

The state has strict foreign exchange management, and each person can only have 50,000 US dollars of foreign exchange per year. The bank requires proof of authenticity. The basic principle that banks should first follow when handling foreign exchange business is "know the customer, understand the business, and verify the authenticity".

If the parents have their own royal ridges, the parents can each send $50,000 to their children!

Legal analysis: to pay taxes, the payment under the external payment service**, must be taxed. However, if the amount is less than the equivalent of 30,000 US dollars, the bank will not review the tax certificate for external payment, and the bank will require a tax certificate if the amount is more than 30,000 US dollars.

Legal basis: Measures for the Administration of Individual Foreign Exchange

Article 5 Individuals shall handle the relevant foreign exchange business in accordance with the provisions of these Measures. Banks shall, in accordance with the provisions of these Measures, handle foreign exchange receipts and payments, foreign exchange settlement and sales, and open foreign exchange accounts for individuals, and verify the authenticity of the valid identity documents and relevant supporting materials submitted by individuals. Remittance institutions and foreign currency exchange institutions (including exchange points) shall handle personal foreign exchange business for individuals in accordance with the provisions of these Measures.

Article 12 Where a domestic individual remits foreign exchange is used for current account expenditures outside the field, and the single or cumulative remittance on the same day is less than the prescribed amount, it shall be handled at the bank with his/her valid identity documents; If the single transaction or the cumulative remittance on the same day is more than the specified amount, it shall be handled at the bank with the valid identity certificate and relevant proof of the transaction amount.

If your parents have a formal job, then apply for a credit card, you spend in other places, and you repay, so you can save transfer fees.

I haven't heard of any non-local remittance that doesn't charge for remittance, and the cheapest is the Agricultural Bank of China.

The Bank's non-local transfer:

Industry and commerce: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan.

Agricultural Bank of China: transaction amount; The minimum is 1 yuan, and the maximum is 20 yuan.

Bank of China: less than 10,000 yuan (including 10,000 yuan), plus 30% of the remittance fee; 10,000 yuan - 100,000 yuan, plus 30% of the transfer fee; 100,000-500,000 yuan, plus 30% of the remittance fee.

CCB: The minimum transaction amount is 2 yuan and the maximum is 25 yuan.

Bank of Communications: The minimum transfer amount is 1 yuan, and the maximum is 50 yuan.

Investment: 2 yuan.

GF: Fees will be charged for transfers between peers according to the amount of deposit, with a maximum of no more than 20 yuan and a minimum of not less than 1 yuan.

Broad: If the handling fee is the remittance amount, the minimum is 2 yuan, and the maximum is 20 yuan.

Postal: A fee of 50 yuan will be charged according to the % of the remittance.

Minsheng: A handling fee will be charged according to the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan.

SPD: Free.

CITIC: Fees will be charged according to the remittance amount, with a minimum of 10 yuan and a maximum of 50 yuan.

Inter-bank and non-local transfers:

Industry and commerce: 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan.

Agricultural Bank of China: transaction amount; The minimum is 1 yuan, and the maximum is 35 yuan.

Bank of China: 1 play below (including 10,000) yuan, more than 10,000 yuan.

CCB: The minimum transaction amount is 2 yuan and the maximum is 25 yuan.

Bank of Communications: The minimum transfer amount is 2 yuan and the maximum is 50 yuan.

Investment: 1% of the remittance amount will be charged, with a minimum of 10 yuan and a maximum of 25 yuan.

GF: Each transaction will be charged a remittance fee, plus a deposit fee of 5/10,000, with a minimum of 1 yuan and a maximum of 20 yuan.

Broad: The handling fee is the remittance amount, the minimum is 5 yuan, and the maximum is 50 yuan.

Postal: A fee of 50 yuan will be charged according to the % of the remittance.

Minsheng: RMB remittance of 1w (inclusive) other banks, electronic remittance fee of 5 yuan, handling fee of yuan; RMB remittance from 1w--10w (inclusive) to other banks, the electronic remittance fee is 10 yuan, and the handling fee is yuan; RMB remittance from 10w--50w (inclusive) to other banks, the electronic remittance fee is 15 yuan, and the handling fee is yuan; RMB remittance of 50w-100w (inclusive) of other banks, the electronic remittance fee is 20 yuan, and the handling fee is yuan; If it is more than 100w, it will be charged according to the maximum remittance amount of 200 yuan).

SPD: Fees will be charged according to the remittance amount, with a minimum of 2 yuan and a maximum of 40 yuan.

CITIC: A fee of 1% of the remittance amount will be charged, with a minimum of 10 yuan and a maximum of 50 yuan.

If it helps,! Thank you!