How to adjust the white bar opened in the small vault to an ordinary white bar?

If the upgrade conditions are met, the [Upgrade to Ordinary White Bar] menu will be displayed in the JD Finance app, and if the conditions are not met, the button will not be displayed.

JD Finance APP] - [White Bar] - [White Bar Available Limit] - [Upgrade to Ordinary White Bar] - [Upgrade to Ordinary White Bar] - [Enter the verification code received by mobile phone number] - [Upgrade Completed].

Jingdong white strips. It is an Internet credit payment product, allowing users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and installment at will". Jingdong small vault.

If the redemption is successful, the white bar quota will be adjusted to 0, and if the upgrade conditions are met, it will be in JD Finance.

The app displays the [Upgrade to normal white bar] menu, if it does not meet the conditions, the button will not be displayed. The reference path for the upgrade operation is: [JD Finance APP] - [White Bar] - [White Bar Available Limit] - [Upgrade to Normal White Bar] - [Upgrade to Normal White Bar] - [Enter the verification code received by your mobile phone number] - [Upgrade Completed].

There is an unsecured and unsecured line of credit.

There are also mortgage loans and mortgage loans for houses and cars, different loan application conditions and requirements are different, whether the approval can be successful is based on your comprehensive qualifications to evaluate, you can log in to the Ping An Pocket Bank APP-Loan, learn more and try to apply.

1.First of all, we need to register on JD.com, and then click on me in the lower right corner after registration. 2.

Then open your homepage, see a white bar, click on the white bar, but you need to be prompted to perform real-name authentication. 3.In the real-name authentication process, write your real name and ID number, and then fill in your bank card number and mobile phone number.

4.Send a verification code to your mobile number, and then the real-name authentication is completed.

The white bar that shows the small vault requires you to deposit money into the small vault, which is equivalent to the appearance of the margin, and the money deposited can be withdrawn directly with interest every day.

But if you use it, you pay with white strips, for example, if you put 500 yuan in Xiaojin inventory, you will have a limit of 500 for white strips, and a limit of 1000 for saving 1,000, which is relative, if you want to withdraw the money inside, you also need to pay off the white strips before you can withdraw it.

Opening method: Deposit small vault to open white bar is a new way to activate white bar, you can deposit 500 yuan to 30,000 yuan of funds in JD small gold inventory through JD Finance, and obtain the qualification to activate the white bar, the ratio of the amount required by the small vault to the amount of white bar is 1:1.

If you meet the activation conditions, the activation result page will show you the entry of the "Deposit Small Treasury Open Strip".

1. White strip charging standard (order system):

1) Calculation of the installment service rate for white strip orders: The installment service rate for white strip bills is monthly). Calculation formula: installment service fee for each installment = consumption principal installment service rate (month).

2) Calculation of liquidated damages for white orders: The liquidated damages rate for white orders is daily). Calculation formula: Total liquidated damages = total unpaid amount payable (all outstanding principal + all outstanding instalment service fees) * liquidated damages rate * number of days of default.

2. White strip charging standard (bill system):

1) Calculation of the installment service rate of the white strip bill: The installment service rate of the white strip bill is monthly). The calculation formula is: installment service fee for each installment = installment principal installment service rate (month).

2) Calculation of the daily service fee of the white bill bill: The daily service fee of the white bill system is from (day). If you do not repay the loan in full on the last repayment date, the remaining outstanding amount will be charged a daily service fee.

The calculation formula is: daily service fee = (total amount expected to be repaid - actual repayment amount) daily service rate number of days.

3) Tips: When the user encounters temporary financial pressure, the bill installment function can be used: as long as the bill installment is operated before the bill date and the repayment date, after the installment is successful, the installment amount will be repaid in the first installment of the next bill, and the installment amount does not need to be repaid in the month when the installment amount is issued, so as to reduce the user's financial pressure.

4) Calculation of liquidated damages for white bills: The liquidated damages rate for white bills is daily). If the minimum repayment amount is not paid off before the repayment date, the system will charge a penalty on a daily basis in addition to the daily service fee.

The calculation formula is: liquidated damages = (total amount expected to be repaid - actual repayment amount) liquidated damages rate number of days of default (when the actual repayment amount is less than the minimum repayment amount of the current period).

5) Tips: When users encounter temporary financial pressure, they can use the bill installment function: as long as the bill installment is operated before the bill date and the repayment date, after the installment is successful, the installment amount will be repaid in the first installment of the next bill, and the installment amount does not need to be repaid in the month when the installment amount is issued, so as to reduce the user's financial pressure.