How much white slips are stored in small gold inventory, and why do you need to save small vaults to

For users who do not have the permission to open the white bar, it is also more convenient to adopt this method, but it should be noted that the ratio of the amount required by the small treasury to the amount of the white bar is 1:1, and the general user can open the white bar by depositing 100-30000 in the small gold inventory through JD Finance.

Reminder: The above explanations are for reference only and do not make any suggestions. The relevant products are issued and managed by the corresponding platforms or companies, and the Bank does not assume the responsibility for the investment, redemption and risk management of the products.

Depositing a small vault to open a white bar is a new way to activate the white bar, you can deposit 100 yuan to 30,000 yuan of funds in the JD small gold inventory through JD Finance, and obtain the qualification to activate the white bar, and the ratio of the amount required by the small vault to the amount of the white bar is 1:1. If you meet the activation conditions, the activation result page will show you the entry of "Deposit Small Treasury Opening Slip".

Enter the white bar page, if you have opened a small vault and have not activated the white bar, click "Apply Now" and go directly to the quota setting page, you can apply for the quota according to the white bar limit you want to apply: the quota range is 100 yuan to 30,000 yuan, and each time the limit is increased by a multiple of 100, the decrease will be based on the actual consumption.

Opening a white bar does not mean that you can open it after you enter your identity information, but it shows that the small vault opens a white bar that requires you to deposit money into the small vault, which is equivalent to a margin, and the money deposited can be withdrawn directly if it generates interest every day.

But if you use it, you pay with white strips, for example, if you put 500 yuan in Xiaojin inventory, you will have a limit of 500 for white strips, and a limit of 1000 for saving 1,000, which is relative, if you want to withdraw the money inside, you also need to pay off the white strips before you can withdraw it.

"JD Baitiao" is the industry's first Internet credit payment product, allowing users to enjoy the consumption experience of "consumption first, payment later, real-time approval, and installment at will", which quickly became a model in the industry and established JD Finance's position as a leading brand in the consumer finance industry.

In terms of positioning, "Jingdong Baitiao" is a credit payment service that uses big data for credit evaluation and provides credit payment services for users with high credit ratings and consumer needs. Users can enjoy BNPL and installment shopping services on JD.** for up to 24 installments, and the bill can also be repaid in installments and with a minimum repayment rate, and the execution interest rate is lower than that of bank credit cards. JD Finance has more than 100 million consumer finance users.

Saving a small vault to open a white bar refers to a new way to activate the white bar. The quota range for opening a white bar through a small vault is 500 yuan to 30,000 yuan, and the ratio of the amount required by the small vault to the amount of the white bar is 1:1, for example, if you deposit 1,000 yuan to the small treasury, the corresponding amount of the white bar is 1,000 yuan.

Extended information: 1. What does it mean to open a white note in Jingdong's small treasury.

1. What is Jingdong Xiaojin Deposit The funds deposited by users into the small treasury are actually purchased a currency**, and at present, new users deposit into the small treasury by default to purchase China Life Security-Zengjinbao currency**. However, the funds in the small treasury can also be used at any time, including the purchase of wealth management products, ** and **, etc., as well as the opening of white bars and the return of white bars.

2. What is Jingdong Baitiao Baitiao is a payment method launched by Jingdong to consume first and pay later, and its model is similar to Alipay Huabei. However, the use scenarios of JD Baitiao are different, and they are mainly supported to be used in JD's self-operated **, No. 1 store and other places. Jingdong Baitiao is the same as Huabei, users cannot take the initiative to apply, and the system decides whether to activate it according to the user's creditworthiness.

JD deposit small vault to open white bar is a way for JD to provide users with a way to activate the white bar, users deposit a certain amount of funds into the small treasury account, you can get the opportunity to apply for the opening of white bar. The amount of funds deposited must be the same as the amount of white bars, that is, when the amount of white bars is 1,000 yuan, then the amount of deposits in the small gold deposit cannot be less than 1,000 yuan. However, saving money in the small treasury can only get the opportunity to activate the white bar, and whether it can be successfully activated still needs to wait for the system to review, which means that when the system judges that the user's credit is not high, even if the small gold has money in the bank, it cannot open the white bar.

Second, is it cost-effective for Jingdong to deposit a small vault to open a white strip The amount deposited in the small vault will be temporarily frozen when opening a white bar, from the perspective of overdraft consumption, the advantage of opening a white strip in a small vault is not prominent, because how much overdraft means how much must be deposited in the small vault. However, although the frozen funds cannot be used, it does not affect the expected income of the currency**, which is similar to the Alipay reserve, which can be borrowed in the short term to obtain the expected return of a small investment.

For users who do not have the permission to open the white bar, it is also more convenient to adopt this method, but it should be noted that the ratio of the amount required by the small treasury to the amount of the white bar is 1:1, and the general user can open the white bar by depositing 100-30000 in the small gold inventory through JD Finance.

The quota range for opening a white bar through JD Small Treasury is 500 yuan to 30,000 yuan, and the ratio of the amount required by the small vault to the white bar quota is 1:1.

The amount of white bars opened in the small treasury is determined according to the funds you deposit into the small treasury pocket money, and the amount of white bars opened in the small treasury ranges from 100 to 30,000 yuan, and the ratio of the amount required by the small treasury to the amount of white bars is 1:1.

If you don't deposit money into the JD small treasury, you can also open a white strip.

Because it is only necessary for customers to be between the ages of 18 and 55; Be a JD member and a resident of Chinese mainland; The account has completed real-name verification, the account status is normal, and the account has not been appealed. If you have good personal credit and a credit score of 80 points or more, you can directly log in to the JD Finance app to open a white bar (the same ID card and the same mobile phone number can only activate one white bar account at present).

In fact, the method of opening a white bar in Jingdong's small treasury is mainly provided by the system to customers with general credit, because of the general credit, so there is no permission to obtain a white bar for the time being, but the system does not directly give up the potential customer, so this method is provided.

In this regard, the customer transfers a sum of money into the small treasury, and Jingdong will provide the corresponding amount (the ratio is 1:1, and the funds can be opened by depositing about 100 yuan to 30,000 yuan). In addition to JD Xiaojin's inventory money to open white strips, the system also supports the purchase of wealth management products to open white strips.