How is the fee discount calculated for the China Merchants Bank League of Legends campus card?

1. The first two withdrawals of each month are free of charge, and the third one will be charged a handling fee. Although the credit limit is 0, that is, the handling fee charged should be called the overpayment fee, not the cash advance fee.

2. The promotion time is first divided into two time periods: from now until December 31, 15 is a time period, and from now until graduation before the exchange for a non-campus version of the credit card is the second time period. The shortest of these two time periods is taken.

In other words, if you graduate before December 31 and change your card, you will not be eligible for the discount. If you don't graduate, you won't be eligible for the discount until December 31.

Question 1: The general limit of the successful and exciting campus card is 6000-10000, and the amount you said is 0, and the cash advance means that you can directly take the credit card to the ATM to withdraw cash, and will charge handling fees and interest, and the campus card exempts you from the first two handling fees.

Question 2: If you deposit without using the limit, you will need to pay a certain fee to withdraw the overpayment, which is available on all credit cards. The campus card gives you no of this fee.

Question 3: From the time the card is issued to the time you apply for the second credit card of the bank, there is no handling fee for the overpayment to be recovered. So there is no need to worry after graduation.

I didn't understand and continued to ask.

Before graduation, the credit limit will be temporarily sealed, and cardholders can enjoy the rights and interests of the CMB credit card such as food and beverage discounts, movie ticket discounts, and point accumulation by recharging before consumption, and can also enjoy the exclusive rights and interests of the campus version of the credit card such as specific fee reductions and exemptions. In addition, you can start to accumulate personal credit information records from your study period, and you can have the opportunity to enjoy a higher credit limit after graduation.

The general quota is 5,000.

Annual fee waiver policy: 6 times of Puka Gold card card free of the next annual fee (MSN set card, Visa-Mini card, Vogue titanium card, NBA credit card (before April 2008), (platinum card, unlimited card do not enjoy this annual fee waiver method, business credit card needs to be executed according to the agreement).

Cash withdrawal fee: 1% of the amount of each cash advance transaction in China, a minimum of RMB10 (from January 2009), and 3% of the amount of each cash advance transaction overseas, with a minimum of USD3 or RMB30 (if there is a withdrawal, it will be charged immediately, regardless of the same city or other places).

Maximum interest-free period: up to 50 days. The last repayment date is 18 days after the statement date.

Multi-account management: Quota bill repayment is shared on a daily basis.

Merchant installment business: (outside the credit limit) supports interest-free installment (3 installments, 6 installments, 12 installments) for specific merchants.

In fact, this is very simple, do you remember the address you filled in at the beginning, if you fill in your school, if you pass, he will send it to your school, if you fill in your home, he will send it directly to your home. As for the student ID card, you should need it or you can get it with your ID card, I did it in the company at the beginning, and they all sent it directly to our company.