How is the income of Yue Bao calculated, and how is the income of Yu Bao calculated

The income of Yue Bao is not fixed, the income of Yue Bao is different every day, and the calculation formula of Yue Bao income is as follows:

Yu'e Bao income = confirmed amount 10,000 * 10,000 income on the same day.

Here's a simple example:

Lao Wang has a confirmed amount of 100,000 yuan in Yue Bao, and the income of 10,000 points on the day is, so Lao Wang's income in Yue Bao on the day is 100,000 10,000 * yuan.

The income of Yue Bao is calculated by compound interest, and the daily income will be included in the confirmed amount and used to calculate the next day's income.

A simple example will make it clear:

On December 1, Lao Wang had a confirmed amount of 100,000 yuan in Yue Bao, and the income of Yu Yu Bao on that day was, so Lao Wang's income on the day was 100,000 10,000 * yuan;

Because Yu'e Bao is the rule of compound interest calculation, the principal amount of interest calculated by Lao Wang on the next day, December 2, is 100,000 10,000 * yuan.

If the income of Yue Bao on that day, i.e. December 2, is still the same, then the interest of Lao Wang on that day is 100008 10,000*

The actual income of Yu'e Bao is generally calculated by the 10,000 earnings announced every day, and the calculation formula is:

Daily income = principal 10,000 * million income, but the income of Yu Yu Bao has been declining recently, and the annual yield has fallen to about it, and many users have withdrawn. At present, Huiying Pass is used more for financial management, and the income is much higher and more stable.

According to the daily published income per 10,000 shares, the formula is: income = principal 10,000 * income per 10,000 shares;

However, the overall income of Yu'e Bao is still relatively low, with an annual interest rate of only 3% and 5%, which is not cost-effective for saving money and managing money.

Now the popularity of financial management is relatively high, the income is much higher than that of Yue Bao, the annual interest rate is more than 16%, which is relatively stable and safe, and you can manage money from 1 yuan, which is quite humane.

The first method is that 10,000 incomes, according to the calculation method officially announced by Yu'e Bao, such as depositing 10,000 yuan, the income of 10,000 shares on the day is, then the income of the day is (10,000 yuan 10,000) * yuan, this 10,000 income is not fixed, it changes every day.

According to the calculation method officially announced by Yu'e Bao, the first method is the income formula, which is equal to (the confirmed amount of Yu'e Bao) multiplied by the income per 10,000 shares announced by ** company on the same day. Suppose if 10,000 yuan is deposited, and the income of 10,000 shares on that day is (10,000 yuan 10,000 yuan) * yuan. It's just that this income is not fixed.

The second method is the seven-day APR. For example, if you deposit $100,000 and the annual interest rate for seven days is, then the income is. The annualized growth rate is not fixed, but changes from day to day.

In fact, the first method is the most intuitive and convenient to calculate. Method 3: The income of Yue Bao is compounded, and the principal plus income of the day before the daily income is used as the principal of the day.

Daily return = (the previous day's principal plus the previous day's earnings) * interest rate.

Extended Information: What is Yue Bao?

Yue Bao is a money management service. Transfer to Yue Bao, that is, buy currency**, you can enjoy currency** income; The currency** sales service will be supported by Ant Financial MYbank, which will work with a number of financial institutions to provide more financial options. Currency** is mainly used to invest in treasury bonds, bank deposits, etc.

Investors buying money market do not mean depositing funds in banks or depository financial institutions, and the company does not guarantee a certain profit, nor does it guarantee a minimum return. The funds transferred to Yu'e Bao can not only obtain income, but also consume and pay at any time, which is very flexible and convenient.

Alipay deducts every day.

Alipay is deducted every day because Alipay users have opened Alipay pen savings. The general deduction amount of Alipay is ,,。 The deduction of these amounts is in the user's subsequent consumption with Alipay, and then the specified amount of money is transferred from the user's account, saved and locked in Yuebao, so that the user can enjoy the benefits of Yuebao.

Pen pen is a young people's money saving gadget launched by Yu Bi Bao, and the money saved with the pen is mainly a single quick savings card deduction or savings card, Alipay balance or Yue Bao deduction designated by the user. Debit card, Alipay balance or Yue Bao deduction: You cannot specify a debit card.

Hello. Yu'e Bao calculates the seven-day annualized return, and the seven-day annualized rate of return = principal * interest rate * 7 365, for example, the current seven-day annualized rate of return of Yu'e Bao is, and the principal is 10,000 yuan, then it can be calculated that the income of Yu'e Bao is: 10000*, and the daily income is:

Yuan. The seven-day annualized rate of return refers to the data obtained after the annualized average return of the underlying asset in the past seven days.

The funds transferred to Yu'e Bao will be confirmed by ** company on the second trading day, and for the confirmed shares, the income of the day when ** company generates income will be displayed in Yu Yu Bao before 15 pm the next day. Tips: 15:

The funds transferred after 00 will be confirmed by 1 trading day, and the company will not confirm the shares on weekends and national statutory holidays. Calculation of Yu'e Bao income: Yu'e Bao's income is different every day, and the income calculation formula = (Yu'e Bao's confirmed amount is 10,000) x the income per 10,000 shares announced by ** company on the same day.

Additional information: Yue Bao is a balance value-added service and current fund management service product of Ant Financial, which was launched in June 2013. Tianhong is the manager of Yue Bao.

Yu'e Bao is connected to Tianhong**'s Yu'e Bao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. Yu'e Bao remains the largest currency in China**.

On May 3, 2018, Yu'e Bao newly accessed the two currency ** products of Bosera and CEIBS** Company, "Bosera Cash Income Currency A" and "CEIBS Rolling Money Currency A".

The compilation method of Yu'e Bao sentiment index is based on the business scenario of Yu'e Bao, subdivides the transaction behavior, screens out the funds directly or indirectly entered by users, and builds a standardized index on the data after stripping off the impact of IPO, holidays and income. The Yu'e Bao sentiment index reflects the willingness of Yu'e Bao users to participate**, when the Yu'e Bao sentiment index**, it means that the willingness of Yu'e Bao users to enter the market increases, and vice versa. For example, analyzing the historical data of the Yu'e Bao sentiment index, it can be found that "on June 15, ** reached the highest point, and then the Shanghai Composite Index went all the way**, and at the same time, the Yu'e Bao sentiment index also decreased significantly, which means that Yu'e Bao users are not willing to enter the market at this time."

At the end of June, there was even a phenomenon of 1,000 shares falling to the limit, at this time, the Yu Bao sentiment index was violent**, returning to the level before November 24, 14. ”

As the world's first big data sentiment index, the advantage of Yu'e Bao sentiment index is that it can be released daily, the frequency of release is higher than that of bank-securities transfer data, and it is purely participating** without IPO sentiment. This gives the Yu Bao Sentiment Index more value.

It is calculated by the computer according to the various funds of Yu Bao.

There are two ways to calculate the income of Yue Bao: 7-day annualized rate of return and income per 10,000 shares.

The seven-day annualized rate of return refers to the income of a year, for example, it is now, then you have a thousand yuan, which is 60 yuan of interest, but because this is a change data, so according to this mountain Biyuan can only roughly calculate the annual income.

The income per 10,000 shares is the number of income per day of 10,000 shares, which is accurate. Now a unit is one yuan, 10,000 shares is 10,000 yuan, that is to say, every 10,000 pieces of income, is 10,000 yuan a day's income, this can be prepared to know your daily income, and Yue Bao itself is to calculate the income every day, if now the income per 10,000 shares is, if you have 1,000 yuan, then, you can get yuan every day, this is accurate.