What insurance is suitable for traveling abroad, and what kind of insurance should I buy when travel

Hello, you can buy an overseas travel insurance when traveling abroad, the insurance companies and products to choose from are very rich, as for the ** situation, you need to be based on the actual area you are traveling in and the actual formation of a relationship, you can choose according to your actual travel area to the insurance company, you can also refer to this link:

According to local conditions, first understand the visa insurance requirements for foreign tourists in different countries. Often, some countries have clear requirements for the type of insurance, some countries have clear requirements for the amount of insurance, and some countries have clear requirements for the insurance companies they insure.

The amount of insurance should be appropriate and purchased according to your needs. Read the terms and conditions of the insurance policy to understand what you cover, and choose according to your travel settings. It's a good idea to bring your policy number and 24-hour travel assistance** with you when you travel.

Be careful to choose an insurance plan with international evacuation services. Once the policyholder is out of danger abroad, as long as he gets in touch with the rescue agency that the insurance company cooperates with, the rescue company will provide one-stop services, including ** rescue, arranging family members to visit patients abroad, etc.

You can choose insurance online, not only can you buy and issue a policy at any time, but the whole insurance process is clear and transparent, eliminating the trouble of intermediaries, lower premiums, and stronger autonomy.

In your case, it is common to buy life accident and medical accident insurance.

When traveling abroad, you should buy personal accident insurance, and you can also buy global travel insurance in Ping An Insurance, which is very humane, and you can freely choose the scope and amount of insurance.

When you go abroad, you can buy personal accident insurance, you can also go to buy travel insurance, and now you can also buy isolation insurance, because the epidemic is still relatively serious, so it is very necessary to buy isolation insurance.

You can buy travel insurance when you travel abroad, and then you can also buy overseas travel insurance, you can also buy medical insurance directly, or you can choose accident insurance.

If you travel a lot, I think you can buy an accident insurance.

You can buy overseas travel insurance.

As for how to buy overseas travel insurance? Here are a few suggestions::

1. The amount insured should be moderate. For travel to countries with high medical costs such as the United States, Singapore, and Japan, the insured amount of medical insurance should not be less than 200,000 yuan; To travel to Thailand, Malaysia and other countries, the amount of medical insurance is about 100,000 yuan.

2. Rescue** to remember. Consumers should have a detailed understanding of the content of emergency rescue services and the service level of overseas rescue companies that provide such services, so as to make the best choice.

3. You don't need to carry the insurance policy with you.

When applying for overseas travel insurance, it is important to see whether the medical expenses are "paid in advance" or "reimbursed afterwards" after the accident, and it is best to choose insurance that pays the medical expenses in advance. When applying for overseas travel insurance, it is important to read the corresponding terms and conditions of overseas travel insurance.

I don't know your personal situation, so I can only recommend that you go to the insurance company or some professional online insurance platform for detailed comparison and consultation based on the actual situation.

If you are traveling abroad, I recommend that you purchase travel insurance. In this way, you can protect yourself and be compensated if anything goes wrong.

If you want to travel abroad, you can buy medical insurance, overseas travel insurance, and accident insurance, which are more suitable.

At this time, you can buy accident insurance, then you can also buy personal accident insurance, you can also choose travel insurance, and finally you can buy traffic insurance, and then you must choose a better insurance company, and then buy the corresponding insurance.

The best companies for overseas travel insurance include Meiya Overseas Travel Insurance, Ping An Overseas Travel Insurance, Life Overseas Travel Insurance, Sunshine Chain Friends Overseas Travel Insurance, Pacific Overseas Travel Insurance, etc.

1. Meiya overseas travel insurance.

AIG overseas travel insurance is fast and efficient. AIG Property & Casualty Insurance**** is a wholly-owned subsidiary of CHARTIS Insurance Group that operates property liability insurance in China, with branches in Beijing, Shanghai, Guangdong Province and Shenzhen.

2. Ping An overseas travel insurance.

Ping An Overseas Travel Insurance has a proud professional claims adjuster to ensure that customers can provide thoughtful and fast claims settlement services. Thanks to our global network, we can exchange information and make claims more efficient.

3. Life overseas travel insurance.

Life Overseas Travel Insurance has professional loss prevention engineers to provide constructive suggestions for customers' loss prevention work, and strive to reduce customers' losses and reduce customers' insurance expenses while enhancing production capacity.

4. Sunshine Overseas Travel Insurance:

As a large industrial and commercial insurance and a world-leading insurance and financial services organization, with its strong strength and rigorous and responsible style, AIG has won the trust of customers all over the world, and has accumulated 80 years of rich insurance experience, Sunshine Insurance can provide you with almost any aspect of insurance services.

5. Pacific overseas travel insurance.

With the business philosophy of rigorous underwriting and product innovation, Pacific Overseas Travel Insurance has always maintained a competitive advantage in the market, and has maintained a leading position for a long time and continues to grow and develop. In 1992, it became the first foreign-funded insurance company to be approved to operate property insurance business in Shanghai.

Overseas Travel Insurance Options:

Travel insurance is also a type of accident insurance, which can provide travelers with services such as accidental injury, sudden illness, accidental medical treatment and emergency rescue, which can reduce unnecessary risks and worries during the travel process. <>

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insuranceCritical illness insurance, medical insurance and accident insurance are crucial for those under the age of 20

How do I buy insurance for someone under 20 years old? People who are less than 20 years old, in the period of physical and mental growth and development, need to pay attention to the medical situation of minor problems to avoid sequelae, so it is necessary to configure a medical insurance; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

If you are in the 20-30 years old, it is recommended that you choose critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, never considered the problem of birth, old age, sickness and death, but accidents and tomorrow who knows which one will come early, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium is actually not expensive, a month is only a few dozen, you can consider it, in line with this age group of friends can see the answer of the senior sisterFor children in their 20s, what kind of insurance is the most cost-effective?You can take a look at this article.

For people in the age range of 30-50 years old, critical illness insurance, life insurance, accident insurance, and medical insurance are options to consider

What kind of insurance is more cost-effective to buy at the age of 30? At this time, buying insurance is more for your family than yourself. Middle-aged people are under the pressure of work and life, and as they get older, the probability of illness is also increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

For how to use less money, choose more reliable and better insurance, the key is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Nowadays, there are many insurance businesses, and you can consider some large insurance companies, such as Pacific, Huatai, Ping An, etc.

Hello! It is recommended to purchase exclusive overseas travel insurance, which is a 24-hour all-weather, comprehensive emergency rescue service and accident, medical and rescue service cost insurance protection jointly launched for nationals traveling abroad, visiting relatives and friends, and business trips facing accidents and medical risks abroad. Buying one in advance is like having an extra close friend by your side during your overseas travel, which can take care of your personal and property safety at all times.

Overseas insurance, general insurance companies will have, you can consult the insurance company for details.

If you want to buy situation travel insurance separately, you can buy it after the situation date is confirmed, because situation insurance is based on the number of days, and you can buy it in time for a few days before your trip.

Ordinary travel accident insurance can be purchased, Europe and other developed countries, some visa applications require you to apply for overseas rescue insurance, the kind of visa you will encounter when you apply for a visa.

When traveling abroad, you can buy an overseas travel insurance.

When buying insurance, you should insure according to your own situation, whether it is short-term or long-term, you need to understand the time of insurance, the deadline for applying for claims, etc., so that you will not be in a hurry when you encounter trouble.

Comprehensive Travel Accident Insurance! It falls under the category of "Specified Accident Insurance" in accident insurance. There are two types of travel comprehensive accident insurance: domestic and overseas.

In addition, if you go to a European Schengen country to play and apply for a Schengen visa, travel insurance is a must. According to the requirements of the agreement between the Schengen countries (26 European countries including Germany, France and the Netherlands), it is not possible to enter the Schengen countries without Schengen visa insurance with an insurance amount of more than 30,000 euros and an accident with a global emergency assistance function!

Traditionally, when buying insurance, the higher the sum insured, the better. However, in fact, the higher the sum insured of overseas travel insurance, the better. When we choose the sum insured, we should refer to the number of days of travel, the level of consumption in the area of travel, etc.

When you go out, the most important thing is personal safety, if you buy travel insurance. Attention should be paid to emergency rescue and medical assistance.

a. Focus on the amount of insurance for medical expensesEurope and the United States and other economically developed countries, the level of medical care is developed, the cost of medicine is expensive, it is best to choose a medical insurance amount of more than 200,000 yuan travel insurance. If you are traveling to Thailand, Malaysia and other countries and the itinerary is short, the amount of medical insurance is about 100,000 yuan.

b. Covering emergency rescue services。Once the insurance is out of the country, as long as you get in touch with the rescue agency that the insurance company cooperates with, the rescue company will provide one-stop services, including ** rescue, arranging family members to visit patients abroad, etc.

c. Insurance to cover all kinds of infectious diseases. If you go to some Africa or other areas with a high incidence of infectious diseases, you must pay attention to this kind of protection. In the past, there were many similar cases of tourists accidentally contracting diseases when they traveled abroad, so be careful.

1. The time period for the purchase of travel insurance should be greater than the planned time of travel. Because the trip may not always go as planned, if an accident occurs outside of the deadline, the travel insurance will be invalidated. Therefore, in order to make the coverage more comprehensive, it is better to exceed the number of days of travel.

2. You don't have to be fully insured. The more protection features, the more expensive the premium. Generally, you can choose the rights and interests you need to insure among the three most important types of insurance: accident insurance, medical insurance and SOS international rescue service.

However, if there are high-risk items such as bungee jumping, skydiving, rock climbing, etc., the travel insurance purchased must provide additional protection for these high-risk items, because general travel insurance will include these high-risk items in the scope of exclusion.

3. Pay attention to whether there is any limit on the compensation of sub-liability for this product. For example, medical evacuation shall not exceed 30,000 yuan, emergency medical treatment shall not exceed 20,000 yuan, etc.

It is still necessary to buy an accident insurance for traveling abroad, and now there are indeed many insurance companies that have launched relevant overseas travel insurance, such as Ping An Insurance**, you can directly purchase Ping An overseas global travel insurance, which is divided into single trips and multiple trips, and more importantly, it can be used in any country in the world, which is more praised.