Is there any insurance for 5 year olds? Please recommend

Absolutely. For children's mobility, accidents, medical insurance is the first choice, and of course, the combination of dividends, education funds, and pension insurance is the best.

Also, buy insurance first for adults and then children, and adults are the best protection for children. If adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is the adults who pay the relevant fees for the children.

However, the order of purchasing insurance is: protection products must be the first, including 1, consumption (accident insurance, term life insurance, etc.); 2. Accumulation type (whole life insurance, comprehensive insurance, etc.). Then there is medical insurance (general medical care, serious illness medical insurance, etc.), endowment insurance, children's education funds, investment dividend products, etc.

At the same time, the order of purchase of the family is: 1, the economic pillar; 2. Your lover; 3. Family members without financial income, such as children, the elderly, etc.

Secondly, the principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally medium and long-term contracts, and if you buy it, you can become a lifelong happiness, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) To buy insurance, you must first protect the head of the family, if the main wealth creator of the family is not protected, then the premium? Cost of living? and other family expenses are not ***.

Hello, the principle of buying insurance is to protect first, and then financial income, such as: accident--- medical care--- critical illness--- education--- dividends, pension ------ financial management, don't know if your baby's medical care has community medical care? If you have suggestions, you can consider the products of Pacific Insurance Company to make such a combination, baby health + champion red + accident + medical, the benefits of such a combination are:

The baby's health can be insured until the age of 25, so that the return of the principal and interest can be used as a start-up fund when the age of 25 can be used as a start-up fund, and 31 diseases can be insured during the insurance period: including leukemia, Kawasaki disease, etc., the premium is low, each premium is 1800 yuan, the protection is high, and the 1-year-old baby insurance amount is as high as 114173 yuan, and there is a double exemption. Children's education insurance, is a special fund, to the child when you go to school can be received for children's education expenses you can refer to the Pacific Insurance Company's education insurance, champion red, can be insured to 25 years old or lifelong, with dividends, to 17, 18, 19, 20, 21 years old each year to receive a sum of money for education, and at the age of 25 can receive entrepreneurship**, dividends, very good, we can QQ communication in the detailed planning.

Hello: 5-year-old child, is there any basic medical insurance? It is necessary to supplement the medical protection of critical illness and accident, after all, children at this stage love to fight and make trouble, and their sense of self-protection is very poor!

Secondly, you can choose regular savings insurance, you can choose 10 years, 15 years, 20 years and other ways to receive it, bit by bit accumulation, compulsory savings, to protect health and accidents at the same time, as a supplement to children's education and marriage! Accidental outpatient hospitalization can be reimbursed by the Xianghe family card, 100 yuan a year, a family of three, and the accident outpatient clinic can be reimbursed at 80% of the part above 100. Inpatient medical treatment is 330 yuan a year, and the part of each hospitalization of more than 500 yuan can be reimbursed proportionally!

You need to pay attention to your child's insurance, and you must choose a product with a premium waiver function, which is the most humane and caring place for insurance! Parents are the best protection for their children, in addition to their own need for full serious illness and life insurance, choose insurance for the baby, the policyholder exemption can make parents have no worries! The specific product plan can be called for detailed consultation, according to your economic income to arrange, can provide you with the most practical and reasonable solutions for reference only!

First go to social security (such as one old and one young in Beijing), and then plan commercial insurance.

The baby's insurance plan is generally divided into two parts: basic protection and education and dowry planning.

Basic coverage includes accidents, hospitalization, and critical illness, which is relatively cheap.

1.Accidents: babies are naturally active, bumps and bumps are inevitable;

2.Hospitalization: The baby's resistance is poor, and it is easy to be hospitalized for colds and fevers;

3.Serious illness: Cover children's common blood cancer, severe aplastic anemia and other diseases that cost a lot, as long as the diagnosis is confirmed, a lump sum payment.

Educational dowry planning is divided into educational dowry savings and educational dowry protection

1.Education and dowry savings. It is mainly compulsory savings, special funds, and safe value preservation. Prepare a sum for your baby's college or wedding**. It is not so stressful to spend the money on a regular basis, and it is stressful to get a large amount of money at once when you go to school.

2.Parents are the best protection for children, parents can earn money and children have money to spend, parents insurance beneficiaries write children, parents can not earn money, the insurance company pays money for the baby to spend, education and marriage worry-free!

The wedding payment and education fund also depends on your budget, the budget is not much, and the planned insurance period should not exceed 30 years old.

Once you know the general planning direction, you can choose the company and the type of insurance.

Hello, it's a pleasure to serve you. I'm Zhang Yujiao from Huainan. The order of choosing insurance should be accident insurance, medical insurance, critical illness, and investment and wealth management insurance.

It is best to control the premium at 15%-20% of the annual income. The amount of protection is 5-10 times your annual income, I don't know if you have insurance, if not, it is recommended that you get one for yourself first, after all, parents are the greatest protection for children, only the family pillar gets enough protection, and the risk of children can be minimized. I don't know if your child has social security, it is recommended that you first apply for social security for your child.

In applying for commercial insurance for children, mainly critical illness protection, accident insurance and education funds, you can do long-term investment and financial planning if economic conditions allow. Recommended combination: Pacific Hongxin insurance + baby health insurance + accident insurance If you need it, you can contact me, I will give you a detailed answer, welcome your consultation reference:

0-year-old happiest baby healthy growth comprehensive insurance plan Less than 5 yuan a day, it is easy to have baby health insurance. Educate. Dedicated funds for weddings.

Hello: There are many insurances for 5-year-old children to buy, the order of purchasing insurance is accident insurance, medical insurance, critical illness insurance, education and wedding money, and finally endowment insurance, you can buy exclusive insurance for children, generally there is a protection period, you can also buy lifelong insurance.

Hello: First improve children's medical insurance. In the growth of children, some colds, bumps, minor illnesses or accidents occur from time to time; On the other hand, when a child unfortunately suffers from a serious illness, the high medical and nutrition expenses are a heavy burden on the family.

Children's accident insurance and children's critical illness insurance will protect your child's health. Education savings insurance provides survival benefits for children and adolescents at different stages of growth. For example, high school and college education, entrepreneurship after joining the work, marriage, and even retirement pension, etc., so that the insured can save a sum of money at each specific stage to reduce the financial burden of parents.

Different from adult insurance products, children's insurance also has a special one"Waiver of premiums"Function. In the unfortunate event that a parent loses the ability to work, suffers from a critical illness, or even dies, the child's policy premium can be paid when the parent is unable to take care of the child"Waiver"。Finally, when buying children's insurance for your child, don't neglect the parents themselves.

Savings Protection Plan for 5-year-olds A comprehensive plan for children with a monthly savings of $456.

Agree with the opinion from upstairs!

Protection should be given to adults before children, and only when adults have protection, children can be protected.

1. If you don't want to invest too much, you can choose to buy a "Ping An Baby Card" on the basis of children's medical insurance, and the basic protection for children is available.

2. If you want to increase the amount of protection, you can consider buying a double full insurance, and the insurance period is until you are 18 years old or in your 20s. After the expiration date, the premium paid will be refunded in full.

3. If you have sufficient funds, then you need to find a person who has been in the industry for a long time, and design a whole life insurance, or term insurance until the age of 80.

There is no such thing as the best insurance, only the best one for you. To choose commercial insurance, you need to find a large company and a senior person. If the ** person only has a rough understanding of your needs, and says to give you a plan, or directly gives you a plan, you basically don't need to contact him again.

Because everyone's security needs will not be the same, family income, family members' work, family economic status, etc. are all influencing factors, and the same person will have different protection needs at different ages, and the state stipulates that there is an upper limit on the amount of insurance before the age of 18.

Social security is the most basic protection, and family members must have social security before considering commercial insurance.

The annual cost of insurance for a household is 10-15% of the annual household income, and the members of the family's primary income** account for 60% of the premium. With these two ratios as a reference value, I believe you will find the right product for you.

Analyze it yourself, or find a senior ** person to analyze your family's financial situation, and then see what aspects of the protection you need at present, and then find the right product.

Don't buy too much commercial insurance at once, if you exceed your financial ability, paying the premium is a heavy burden. As I just said, the protection required at different stages of life will be different, and it is difficult to have a policy to give comprehensive protection (because insurance products are calculated by a bunch of actuary, and insurance companies also want to make a profit), so you should slowly increase the coverage and amount of insurance in a step-by-step way according to your own economic strength.

Also, the landlord can go to the professional insurance ** consultation, such as sunflower net, there are professional ** people, it is much better than asking here.

Hello! What do you want to solve with insurance? Is it medical, accidental, critical illness or education payment?

Now there are many insurance companies and products, so the choice is also very important, we do not have the energy and time to understand one by one, but the choice of the company should depend on the strength and service of the insurance company, then Pacific Insurance Company was named the best life insurance company in Asia in 2010, and also won the title of "China's service quality satisfaction Ding", many products have also been rated as the most influential, the most innovative and the best children's protection. I hope that the above can be helpful to you, five-year-old children should be based on the planning of critical illness, accident and education funds, I don't know what your family situation is, how much budget you plan to spend each year to do this protection. We are willing to communicate further and make a suitable plan for you.

Ping An Company has an auspicious star to send treasure insurance, which is suitable for children. Pretty good.

You can call 95511 service directly**, and a professional service staff will call you** within 5 days to serve you.

Hello, glad to answer for you. How much do you plan to save for your child in a month? 300？

500？1000？Which piece to focus on?

Is it education, medical care, pension? Please provide additional details. The basic function of insurance is protection, so when buying insurance, you should first seek medical treatment and then manage your finances for the elderly.

If the conditions are good, you can have a security plan that integrates education, medical care and pension. The general children's design ideas and plans are as follows:1:

Children are playful and active, and there will inevitably be bumps and bumps, so accidental outpatient clinics are essential. 2: Children have a cold and fever.

Minor illnesses are also unavoidable, so hospitalization reimbursement should be provided. 3: Now serious diseases occur regardless of age, food safety, and social environmental pollution seriously threaten people's health, so there should be 200,000-300,000 serious illness medical treatment**.

4: The child's learning is also very important, so it is necessary to establish a special education for him** (depending on the family's financial situation) Because I don't know your specific situation, I will recommend you a basic medical insurance plan that is very suitable for children:1:

About 9,000 a year in the first ten years, and about 5,000 a year in the next ten years. 2: Return of principal upon expiration.

3: You can participate in the company's dividends every year, and you can receive 1200 every two years until you are 75 years old. 4：

Accident outpatient clinic has a reimbursement of 100%-100 yuan. 5: Regardless of major or minor illness, 80% will be reimbursed as long as you are hospitalized.

n times a year. 5: When you are old, you will be seriously ill **300,000.

6: Risk protection of 420,000 yuan. 7：

At the age of 65, a one-time bonus of 200,000+ accumulated dividends can be used as a pension subsidy. 8: At the age of 75, you will receive 40,000+ accumulated dividends at one time.

The above is just the framework of the plan, and you are welcome to call or add QQ consultation for the detailed protection plan.