How to buy travel insurance for Germany? Where to buy travel insurance for Europe

Updated on tourism 2024-03-16
10 answers
  1. Anonymous users2024-02-06

    Germany is a country suitable for travel, when choosing insurance, you should add some professional travel insurance to the basic insurance!

    To go to Germany and other EU countries, applying for travel medical insurance has become a prerequisite for a visa. Because according to the regulations of the Council of the European Union, to apply for a visa to apply for a country, you need to first apply for overseas medical insurance, of which the medical amount shall not be less than 30,000 euros (i.e. 300,000 yuan).

    Documents and key points required for German tourist visa insurance.

    1. Passport: 2 inches**2, and copies of all visa records must be provided in the passport.

    3. Round-trip ticket booking: In fact, as long as you can purchase international air tickets at the ticket office or air ticket**, you can issue it.

    4. A visa insurance: the insurance amount is more than 30,000 euros or 300,000 yuan, and it needs to cover the whole trip. You can find an insurance company or buy online.

    5. Certificate of going abroad: a certificate issued by the employer, including the applicant's name, position, salary, and time spent traveling abroad. and indicate the name, address, and person in charge of the work unit**, with the official seal and the name, position and signature of the person in charge of the certificate, and an English translation.

    6. Proof of residence and reception in a Schengen country.

    7. Hukou booklet: original and photocopy, all contents need to be translated.

    8. Personal financial guarantee: salary, unfrozen deposit certificate, or real estate certificate, or vehicle purchase, etc. Originals and translations are required.

    9. ID card: original and translation required.

    10. All the above materials need 1 original and 1 photocopy. All papers should be A4 paper and submitted in the above order.

    In addition, German visa applicants must present a purchased travel insurance to Germany when submitting the visa application materials, which is the basic prerequisite for the embassy or consulate to issue a Schengen visa, and this insurance is often referred to as Schengen visa insurance.

  2. Anonymous users2024-02-05

    Hello, a trip to Germany is a great pleasure. Germany travel insurance is also mandatory. If it is an ordinary sightseeing tour, you can buy a basic German travel insurance, which must cover more than 300,000 yuan and be valid for the entire period of stay.

  3. Anonymous users2024-02-04

    Europe travel insurance to ** buy as follows:

    1. Consumers can go to the sales counter of professional insurance companies to purchase: fill in the insurance policy, and the insurance company will issue an insurance certificate after collecting the insurance premium, and the insurance will take effect.

    2. Consumers can contact qualified individuals to purchase. Many consumers have insurance ** people who serve themselves, and consumers can buy through this ** person.

    Third, you can also buy through a qualified agency on behalf of the reputation: many insurance companies will install the system terminal in the first institution, the customer provides the insurance information and pays the insurance premium to the first institution, the first institution prints the insurance certificate to the consumer through the insurance company, and the insurance takes effect.

    Fourth, consumers can also buy through **. China Merchants Bank Insurance reminds that with the popularity of the Internet, many insurance companies have launched online direct sales business, consumers complete the insurance information and payment online, and the insurance company issues an electronic insurance certificate sent to the customer through email or SMS, and the insurance takes effect.

  4. Anonymous users2024-02-03

    Hello, a trip to Germany is a great pleasure. Germany travel insurance is also mandatory. If you are traveling for sightseeing, you can buy a basic German travel insurance, which must cover more than 300,000 yuan and be valid for the entire duration of your stay.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  5. Anonymous users2024-02-02

    Hello! Germany is one of the countries that have signed the certificate, and according to the regulations of the Schengen countries, the family in the Schengen area must purchase a Schengen insurance with a medical insurance coverage of more than 30,000 euros and an emergency rescue function.

    Therefore, to go to Germany, you need to first purchase a medical insurance that meets the requirements of the German Schengen.

    Medical insurance in Germany, it is recommended to buy Schengen visa insurance directly, the premium is affordable, and the policy can take effect in the early morning of the next day at the earliest, which is very convenient.

    Hope it helps!

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  6. Anonymous users2024-02-01

    Hello, you can do it, just pay attention to the following points.

    Original and photocopy of medical insurance.

    1.Covered area: If you are applying for a short-term visa, please purchase foreign health insurance for the entire Schengen area.

    2.The terms of the insurance must cover medical treatment and repatriation expenses, and the sum insured must not be less than 30,000 euros (about 300,000 yuan).

    3.The duration of coverage must cover the entire trip in the Schengen area.

    If you purchase an insurance policy in China Zhaoqingkuan, it is recommended that you buy one more day than the date of departure from the Schengen area to ensure that your entire trip to Schengen is covered. It is better to buy an extra day, the start and end time of the insurance purchased in China is Beijing time, Germany is 6 hours behind China, it may be that you are still in Germany, but the insurance has expired. For example, you have insurance until June 10, but your plane is at 8 p.m. German time.

    8 p.m. in Germany is 2 a.m. Beijing time on the 11th. This creates a two-hour vacuum for your Protector.

    4.If the insurance is purchased from a Chinese insurance company, the original must be provided. If you buy the insurance from a legitimate insurance company in Germany, you can only provide a printed copy that has been confirmed by the insurance company.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  7. Anonymous users2024-01-31

    Traveling to Germany is not as good as in China, because you are not familiar with the local environment and the language barrier, so the risk is more likely to occur, and you need to choose the right overseas travel insurance according to the actual situation of your trip to avoid risks for yourself. How to buy overseas travel insurance for travel to Germany.

    1.Reasonable setting of the size of the fluid level. Germany is a European Schengen country, and the medical insurance amount should not be less than 300,000 yuan.

    2.Overseas travel insurance needs to cover your entire trip. Make your trip all the way insured.

    3.When purchasing outbound travel insurance, be aware of whether international emergency evacuation services are included. Since it is difficult for domestic insurance companies to spread their outlets abroad, outbound travel insurance products are usually in cooperation with international emergency rescue companies.

    Whether you lose your wallet or your passport while you're out there, you can call for help**, and some major international insurance companies also offer Chinese-language services.

    4.It is recommended that you choose to purchase overseas travel insurance online, and you can compare the products of multiple insurance companies to choose the product that best suits your protection and travel needs. Insurance is also very simple and convenient, on the home page, free note Ling trembling book members, after logging in to choose the product you like, select the protection period, you can buy immediately.

    **Cheap, the whole insurance process is clear and transparent, eliminating the layers of trouble of intermediaries**, lower premiums, and stronger autonomy. When traveling to Germany, it is necessary to take out the right foreign travel insurance. It is an e-commerce platform that provides professional overseas travel insurance, and you are welcome to come and buy.

    Pacific Overseas Travel Insurance Premium Plan (Inclusive of Outpatient Expenses) Plan C

    AIG "International Travel" International Travel Protection Plan Diamond Plan.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  8. Anonymous users2024-01-30

    The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

    Popular insurance points for all ages。You can take a look.

    Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

    How to buy insuranceIt is recommended to choose critical illness insurance, medical insurance and accident insurance for people between the ages of zero and twenty

    How do I buy insurance for someone under 20 years old? Before college, you are in the period of physical and mental growth and development, and it is inevitable to get sick during the growth process, so it is necessary to have medical insurance to reimburse medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is quite a cost-effective choice to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

    My advice for people in their 20s and 30s is to choose critical illness insurance, accident insurance, and medical insurance

    How do you buy insurance in your 20s? 20 years old 30 years old, has reached the age of their own responsibility, at this time the body is young, the spirit is good, but the economy is not very rich, now the cost of living is high, a small illness costs a lot of money, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium is actually quite cheap, a month is only a few dozen yuan, you can consider it, in line with this age group friends can see the answer of the senior sisterHow to buy insurance for young people in their 20s and what insurance to buyYou can take a look at this article.

    People aged 30-50 should choose to buy insurance: critical illness insurance, life insurance, accident insurance and medical insurance

    How can people in their 30s buy reliable insurance? At this time, buying insurance is more for your family than yourself. Middle-aged people are under the pressure of work and life, and as they get older, the probability of illness is also increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

    The key to buying the right insurance without wasting money is to choose the right insurance product.

    Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

  9. Anonymous users2024-01-29

    It's better to buy insurance when you travel anywhere, it's a responsibility for yourself and your family.

    General travel to buy travel accident insurance.

  10. Anonymous users2024-01-28

    Hello! Must buy, because Germany belongs to the European Schengen Agreement member countries, according to the European Schengen Agreement member countries, Chinese tourists to travel to any of the Schengen Agreement member countries, vertical travel must purchase a Schengen visa insurance that meets the requirements in advance, that is, what you call German travel insurance, the Schengen insurance purchased must meet the three hard conditions, that is, the medical insurance amount must be more than 300,000 yuan, including overseas emergency rescue and medical evacuation protection, The duration of the coverage is greater than or equal to the duration of the insured person's stay in the entire European Schengen Agreement member countries. Otherwise, when applying for a tourist visa at the German Embassy, the visa will be refused by the Ambassador Yu Kuanpin.

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