What insurance is good to buy when studying in France, and what are the common insurances for studyi

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

People aged 0-20 are recommended to take out critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? People who are less than 20 years old are in the period of physical and mental growth and development, and it is inevitable that they will get sick during their growth, so it is excellent to have a medical insurance, and the bits and pieces of medical expenses can be reimbursed; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For friends under the age of 30, it is recommended to take out critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young and the spirit is good, but as the age increases, family pressure will come, and the body will also have sub-health conditions, so it is recommended to buy critical illness insurance + one-year accident insurance + million medical insurance, in fact, it doesn't cost a few dollars, short-term accident insurance is only a few dozen yuan a month, it can be considered, friends who meet this age group can see the senior sister beforeA trick to teach you to buy a cost-effective business insurance for your 20s

You can take a look at this article.

The best advice for young people (30-50 years old) is to buy critical illness insurance, life insurance, accident insurance and medical insurance

What insurance is better for a 30-year-old? At this time, buying insurance is more for your family than yourself. Middle-aged work pressure and life pressure are very high, and the probability of illness is naturally very large, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

However, people aged 45-50 do not need to buy critical illness insurance and life insurance, and at this time, the children are gradually becoming adults, and the family pressure is not so great. Friends who meet this age group can watch before the senior sisterWhat insurance is better for a 30-year-old?

For how to save money and buy good insurance, the key is to choose the right insurance product.

"What insurance is good to buy to study in France"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Huatai "Chubb World" International Travel Insurance Plan (Supreme): AIG International Travel Insurance Plan (Diamond Plan): Allianz International Travel Insurance Bonjour Plan (**Plan):

Sunshine Travel" Sunshine AXA Overseas Travel Insurance (Global Adult Plan 4):

International students in France need to know that the French social insurance system is divided into a general employee system, a special industry employee system, an agricultural worker system and an independent occupation system. In France, there are several types of insurance that are mandatory, others that are supplementary. Compulsory insurances include sickness medical insurance, civil liability insurance, and multi-risk residential insurance.

Introduction to the types of insurance that international students in France need to know about - social welfare].

International students are entitled to the same social benefits as French students, including housing allowance, transportation allowance and social health insurance. Students under the age of 28 who are enrolled in a course of more than 4 months at an accredited French educational institution are automatically enrolled in the social health insurance system for students. The insurance application procedures are handled at the same time as the administrative registration of the school.

The cost of insurance for a year is around 180 euros and needs to be renewed every year.

Other types of students, such as those who have been enrolled in school for less than 4 months, who are enrolled in a school that is not recognized by an insurance agency, who are over 28 years old, etc., can purchase a private health insurance plan from a private insurance company in France. The amount of the insurance premium varies from 150 to 550 euros per year. It should be noted that as long as the person has signed a formal work contract, he can enjoy social security, including social benefits such as medical care, work-related injury, pension, unemployment benefits, etc.

For students who are not yet employed, social medical insurance is only used for medical treatment and medicine, and if you want to ensure that you have medical insurance for more serious diseases, you can choose a higher amount of medical insurance. In France, where eyeglass care is very expensive, some students who are nearsighted or farsighted may wish to buy a glasses full insurance. During the one-year insurance period, not only will all eye** expenses be reimbursed, but glasses will also be provided free of charge.

The cost of dentistry in France is also very expensive, and students who are worried about the hole in their teeth can buy full dental insurance.

Introduction to the types of insurance that international students in France need to know - compulsory insurance

In France, there are two other types of compulsory insurance: civil liability insurance, which covers damage to third parties in the event of an accident and must be purchased in a private insurance company. Multi-risk residential insurance, according to French law, any residence must be insured, the insurance covers theft, water damage, fire, etc., with a fixed annual insurance amount of about 60 euros.

Hello! When studying in France, uncertainties such as accidents and illnesses are inevitable. If you are planning to study in France, it is very suitable and appropriate to purchase a suitable French study abroad insurance product to protect yourself from various unexpected risks during your study abroad.

As for how to purchase the right study abroad insurance for France, it is recommended that you can choose the above according to your specific situation, so as to provide you with the most suitable insurance product for studying in France.

How to buy the right insurance product for studying in France?

1. Be sure to meet the requirements of the study abroad insurance in France. When applying for a visa, you can give priority to purchasing the mandatory or recommended study abroad insurance in France, if it is not mandatory to purchase study abroad insurance, you should also choose to take the initiative to purchase the most suitable study abroad insurance for yourself in the shortest possible time.

2. Take the initiative to purchase insurance products that meet the level of medical consumption in France, pay attention to the insurance terms, and choose products with rescue services.

3. Don't forget to pay attention to the claims of international student insurance. Students should keep a health insurance card carefully and the insurance company will give the student a medical insurance card. The insurance card contains information such as the name, gender, age, address, insurance number, and expiration date of the international student, as well as the name of the insurance company, **, including the ** number used in case of emergency, etc.

In short, I would like to remind you that if you want to buy the most cost-effective study abroad insurance that meets the requirements of studying in France, a professional study abroad insurance purchase platform is indispensable.

Hello, France belongs to the Schengen countries, the Schengen countries require that you must buy a medical insurance of more than 30,000 euros, that is, 300,000 yuan, the following recommends several acres of insurance products that meet the requirements of the Schengen visa:

Pacific Overseas Travel Comprehensive Insurance Premium Plan (excluding outpatient expenses) (Plan A).

1. Accident insurance of 100,000 yuan, medical expenses insurance of 300,000 yuan;

There is no cost limit for hourly emergency rescue services, and medical expenses are paid in advance;

3. Additional protection for loss of baggage, travel delay, baggage delay, legal liability, etc.;

4. The maximum travel period of a single trip is 90 days.

Allianz International Travel Insurance Joy Plan.

1. Accident insurance 100,000 yuan, medical expenses insurance 300,000 yuan;

2. Unlimited 24-hour emergency rescue service, medical expenses paid in advance; Medical expenses include dental expenses;

3. Provide emergency medical repatriation and personal liability protection of up to 1 million yuan.

4. Guarantee general outpatient services, no deductible, high protection;