What is the fund all about, and what is the fund?

From the perspective of financial relationship, ** refers to funds that are used exclusively for a specific purpose and are independently accounted for. Among them, it includes not only pension insurance, retirement, relief, education incentives, etc., but also China's unique financial projects, collective welfare of employees, key energy and transportation construction, budget adjustment, etc. In terms of organizational nature, ** refers to an institution or organization that manages and operates funds that are used exclusively for a specific purpose and are independently accounted for.

This kind of organization can be an unincorporated organization (such as financial special projects, education awards in colleges and universities, insurance, etc.), and it can be a public legal entity (such as China's Soong Ching Ling Children's Association, Sun Yefang's Economics Awards, Mao Dun's Literature Awards, the United States' Ford Society, Hobright's Association, etc.), or it can be a corporate legal entity. Investment** Investment** refers to the investment organization system that uses the mechanism of modern trust relationship to concentrate the scattered funds of various investors in a way to achieve the expected investment purpose in accordance with the basic principles of joint investment, income sharing, risk sharing and certain principles of shares. **Investment** **Investment** is a collective investment method of benefit sharing and risk sharing, that is, through the issuance of ** units, the investor's funds are concentrated, which are managed by the **custodian, and the **manager manages and uses the funds to engage in investment in financial instruments such as bonds, foreign exchange, and currency, so as to obtain investment income and capital appreciation.

Investment** is referred to differently in different countries and regions, but is called in the United States"Common**", known in the United Kingdom and Hong Kong"Unit Trusts**", called by Japan and Taiwan"Investment Trusts"。Satisfied.

To put it simply, the company uses the money of the people to buy**, treasury bonds and other financial tools! If you make money, you will distribute it to all the people according to the share, but you will be charged a certain management fee!

The company and the manager are only in charge of trading operations.

The first step is to understand what ** is.

To put it bluntly, ** is that part of the money you invest is handed over to the **company, and the **hand of the **company then uses your money to invest, which is generally in the form of **. It's also equivalent to you paying a professional to do it for you**. So it is very important to choose a good ** company!

You only have money if the company makes money.

Broadly speaking, it is a general term for institutional investors, including trust investment, filial piety, unit trust, provident fund, insurance, retirement, and various associations. In the existing Zhengqiao Travel voucher market, including closed-end and open-ended, it has the characteristics of profitable functions and value-added potential. From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use.

Because the investors of ** and public institutions do not require investment returns and investment returns, but require the funds to be used for specified purposes in accordance with the law or the wishes of the investors, and ** is formed.

The second step is about how the profit and loss are calculated.

That is to say, the company will give you a corresponding dividend based on the difference between the number of shares you bought, the net value of the unit on that day and the net value on the redemption date. If you lose, you will also have to share the loss with the difference between the number of shares purchased and the net worth.

Step 3: Other Fees.

For example, if the net value of the unit on the day of purchase is 1 yuan, and you buy 10,000 shares (a total of 10,000 yuan), you need to pay a total of 170 yuan in handling fees. If you use online banking to purchase, there will be a corresponding discount, and the approximate handling fee is about 110. Fees vary from bank to bank.

Step 4**Period.

Generally, it is divided into three stages: subscription period, town pure operation period (closed period), and subscription period. At the beginning, it was the subscription period, which was generally about half a month, and in this half a month you could only buy but not redeem (sell), and the price was generally 1 yuan. Then enter the operation period (closed period), during this time, the company takes your money to build a position, which can also be said to be a preparation period, generally no more than three months, after opening, most of the ** will rise, and some will fall back to become or lower, at this time don't think you have lost, because your investment has just begun.

Next, enter the subscription period, at which point you are already free to buy and sell.

The biggest difference between the fund of funds (FOF) and the open-ended is that the open-ended is based on the investment target, while the open-ended is based on the investment target, bonds and other valuable assets.

The financial mavericks are a family that solves doubts for you and the general public; The products of the propaganda enterprise are familiar to everyone; Stay in the country to inherit and benefit people.

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

It's the experts who help you manage your money. **The minimum initial capital is 1,000 yuan, and the minimum investment is 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. After the bank opens online banking, there is a discount on the general fees for online purchases.

First of all, do a self-understanding, whether you want high risk and high return or stable capital preservation and income. The former buys **type**, and the latter buys bond type or currency type**. After determining the type, you can choose according to the performance, manager, scale, investment direction preference, charging standard, etc.

**Performance is ranked online. A more stable **type** can choose an index or an ETFIt is best to choose the back-end payment for regular investment, and the same underlying index** should choose the one with low management fees and custody fees.

I don't make specific recommendations, only the feet know whether the shoes are good or not.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

There are broad and narrow senses, and in a broad sense, it refers to a certain amount of funds that are set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. What people usually refer to as ** mainly refers to ** investment **.

There are three main investment analysis methods: basic analysis, technical analysis, and evolutionary analysis, in which fundamental analysis is mainly used in the value judgment and selection of investment objects, and technical analysis and evolutionary analysis are mainly used in the time and space judgment of specific investment operations, as an important supplement to improve the effectiveness and reliability of investment analysis.

This kind of expansion of 100 times, 1000 times, is **.

If this kind of private partnership investment activity establishes a complete contract with the investor, it is a private placement (in China, it has been supported by the supervision and legality of the Investment Law of the People's Republic of China, and the new Investment Law of the People's Republic of China has been officially implemented on June 1, 2013).

If this kind of partnership investment activity is approved by the national industry management department (China's first industry supervision and administration commission), the lead operator of this activity is allowed to publicly raise funds from the public to absorb investors to join the partnership, which is the issuance of public offering**, which is commonly seen.

Not only can you invest, but you can also invest in businesses and projects. The management company concentrates investors' funds through the issuance of ** units, which are managed by ** custodian (that is, qualified banks), and the ** manager manages and uses the funds to invest in financial instruments such as ** and bonds, and then shares investment risks and benefits.

Hello landlord. **It won't be like that, and the risk is much smaller than **, so nothing will happen, choose a good one**. As for the probability of total loss, it is very low, almost 0, and the online banking operation can be fixed investment or online operation by yourself.

There are risks.

Invest with caution.

Anyway.

Be careful to sail the ship of ten thousand years, hehe.

The one on the second floor has pasted on you what I used to say to others, I hope it will help you!

The biggest difference between the fund of funds (FOF) and the open-ended is that the open-ended is based on the investment target, while the open-ended is based on the investment target, bonds and other valuable assets.

**Divided into private placement** and public offering**.

The biggest difference between the fund of funds (FOF) and the open-ended is that the open-ended is based on the investment target, while the open-ended is based on the investment target, bonds and other valuable assets.