What happens if someone else s health insurance card is used for a check, and if someone else s heal

Updated on society 2024-04-21
7 answers
  1. Anonymous users2024-02-08

    Hello, this will not have an impact on the medical insurance card, and the medical insurance will only be recorded after you swipe the card. The doctor only prescribed a checklist, but you didn't go for an exam, and the laboratory didn't receive your checklist, so they didn't dare to write down the fee. Social security is not vegetarian, and the management of these expenses is very strict.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  2. Anonymous users2024-02-07

    You can't lend your health insurance card to someone else. 1. The medical insurance card is one of the vouchers that the insured person should enjoy medical insurance, and it is limited to the insured person's own use. 2. If there is a balance on the card (personal account), you can see a doctor in the designated hospital of the medical insurance in the insurance co-ordination area to pay for the self-payment part (pay in cash when it is not enough to pay) or go to the designated pharmacy to buy drugs in the medical insurance catalog, otherwise it is a violation.

    3. The use of a non-personal medical insurance card for medical treatment is an act of fraud and deception of social insurance, and the social security department may impose a fine on the borrower and stop the reimbursement of the medical insurance card on the lender. Article 88 of the Social Insurance Law: Anyone who fraudulently obtains social insurance benefits by fraud, forgery of supporting materials or other means shall be ordered by the social insurance administrative department to return the social insurance money obtained by fraud and shall be fined not less than two times but not more than five times the amount obtained by fraud.

  3. Anonymous users2024-02-06

    Can I use someone else's health insurance card to see a doctor?

    The medical insurance card is a certificate for the insured to enjoy medical insurance, and in principle, it is only used by the insured himself. The money in the medical insurance account belongs to the individual, and now many areas can realize the mutual aid of the personal account of family members.

    However, in principle, the money in the medical insurance pooling account belongs to each medical insurance policyholder, and the purpose is to share the risk of disease and solve the medical expenses of employees when they are sick through mutual assistance between social groups within a certain area.

    Even if the medical insurance card is for family use, it is generally limited to buying medicine and some cases, and if it is hospitalized, it can generally only be used by the insured himself.

    If you hand over your medical insurance card to someone else for illegal use, you may face a series of serious consequences.

    What are the consequences of using someone else's health insurance card to see a doctor?

    1. Using someone else's medical insurance card to see a doctor is a fraudulent use of a medical insurance card, which is an insurance fraud, and once it is found, both the policyholder and the fraudulent user will be affected.

    2. Using your own medical insurance card for relatives and friends may also be insurance fraud. Many people think that it is a good idea to give their medical insurance cards to relatives and friends, but from a legal point of view, fraudulent use of other people's medical insurance cards for medical reimbursement and other behaviors are insurance fraud and will be held legally responsible.

    3. It may affect the doctor's diagnosis of the condition, and it is easy to have the adverse consequences of misdiagnosis. Because most of the country's medical system is becoming more and more connected, health insurance cards are given to others, and when they seek medical treatment in the future, doctors may misjudge the condition based on historical records.

    4. It may affect commercial insurance claims, we are buying critical illness insurance, medical insurance, life insurance and other health insurance products, generally need to be informed of health, and many insurance for pre-existing conditions are not compensated, if after buying insurance, when making a claim, the insurance company finds that the medical insurance card reimbursement is difficult to record pre-existing medication or reimbursement records, even if it is not your own use, it is difficult to say.

  4. Anonymous users2024-02-05

    After being found to have used someone else's medical insurance card to be hospitalized, the medical insurance card was frozen, the holder was fined and the surgery fee was recovered; Circulate criticism to the hospital and fine the surgeon and related personnel. Serious cases may constitute insurance fraud.

    Legal basis: Article 198 of the Criminal Law Whoever commits the crime of insurance fraud shall be sentenced to fixed-term imprisonment of not more than 5 years or short-term detention and shall also be fined between 10,000 and 100,000 RMB; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment is to be given, and a concurrent fine of between 20,000 and 200,000 RMB or confiscation of property is to be given.

  5. Anonymous users2024-02-04

    No. The analysis is as follows:

    1. The medical insurance card implements a real-name system, which can only be used when you seek medical treatment, and cannot be lent to others.

    2. If the insured person hands over his medical insurance card to others for use, once the maximum annual payment limit is exceeded, the person concerned will not be able to enjoy the medical insurance reimbursement treatment when he or she is sick again.

    3. The medical insurance card is one of the vouchers that the insured should enjoy medical insurance, which is limited to the insured person's own use in principle, and if the drug is purchased, it is not clearly stipulated that the purchased drug is only for personal use.

  6. Anonymous users2024-02-03

    According to the management regulations of the medical insurance card, it is not possible, but now hospitals and pharmacies do not pay much attention to this aspect, so there is no problem in using it. Pharmacies in some cities are required to show their ID cards when using non-personal medical insurance cards.

  7. Anonymous users2024-02-02

    Yes, as long as you have money in your health insurance card.

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There are many ways to inquire about the balance of the medical insurance card, you can inquire or self-service, we can use the following ways to query: 1. Self-service inquiry by the social security center; 2. Log in to the official website of the local social security bureau for inquiry; 3. WeChat, Alipay inquiry; 4. Call 12333 social security** for inquiries; 5. Designated hospital pharmacy inquiry.