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I don't understand what you asked, do you want to pay in installments with a credit card, generally you are given a limit when you apply for a card.
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The "516 installment" business of Jinsui credit card has a repayment period of up to 24 months, and can also enjoy the benefits of charging handling fees according to the actual number of repayment periods, which can easily meet the consumption needs of customers, reduce the pressure of repayment, and realize financial needs.
The "516 installment" business of Jinsui credit card is convenient to handle, and cardholders who use Jinsui credit card (except commercial card) to swipe the card to consume a single transaction of more than 500 yuan (inclusive) can call the 800 customer service of ABC 3 days before the due date of the bill to which the consumption transaction belongs, and then apply for interest-free installment payment. ABC provides 3-month, 6-month, 9-month, 12-month and 24-month consumption installments, and cardholders can freely choose the number of installments, and the handling fee rate for each installment is 6. In addition, you can also apply for an extension within the specified time.
The biggest highlight of "516 installment" is that the installment handling fee is charged according to the actual number of repayment periods, if the cardholder repays in advance, only the current handling fee will be charged, and the remaining installments will be exempted from the handling fee, which is more flexible and affordable for cardholders. Its main features can be summarized as "516" (I want to be happy), that is, "more than 500 yuan can be installed, a total of 5 installment periods to choose, 1 time ** can complete the application, 1 day later you can receive SMS confirmation, each period fixed 6/1000 handling fee".
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It is possible from 100 to 5 million, depending on the amount of personal credit. The larger the personal assets in the Agricultural Bank of China, the higher the amount of application is likely to be. If you have no deposit in the Agricultural Bank of China, but only apply for it in the kind of card-handling and courteous activities on the street, the amount must not be high.
No more than 500. At present, the maximum application limit for ordinary credit cards of the Agricultural Bank of China is 200,000, and there is also a high-end card called Zunran Platinum Card, with a limit of 100,000 yuan, and the maximum may reach 5 million. However, the annual fee is very expensive, but it can also be offset with points.
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1 You can choose the minimum repayment (10% of the purchase) is 600, and the interest you accrue, and the unpaid part is calculated at 5/10,000 per day from the day you consume.
2 If you make the minimum payment every month, it won't affect your credit limit (what the bank says).
3 You pay back 600, and you can also use another 600 credit limit4 The worst thing is that you have to spend interest every day, which is about 90 per month.
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1. The overdraft limit of the ABC credit card is the credit limit or above, and the withdrawal limit of the ABC credit card is half of the credit limit.
For example, the credit limit of my ABC credit card is 10,000, my withdrawal limit is 5,000, and the overdraft amount can be 10,000, or even 11,000 or more (but more than 10,000 will be charged an overlimit fee, which is generally 3% to 5% of the overlimit).
2. The second question you said is correct, you can save some first, and then buy something.
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The amount of cash that can be overdrawn by the ABC credit card is determined by the amount of your credit card, and the general cash withdrawal is 50% of the card limit. However, there is no interest-free repayment period for credit card cash withdrawals, and interest will be calculated from the day you withdraw your cash.
Second, the interest on cash advances is very high, with a daily interest rate of 5/10,000, and compound interest is calculated (that is, rolling interest).
Third, the handling fee is very high, and the handling fee is generally more than 1%, which is charged at one time.
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A credit card is what we commonly refer to as a credit card. It has a certain credit limit that allows cardholders to overdraft their purchases and enjoy an interest-free repayment period for a certain period. As long as the cardholder returns the overdraft amount during the interest-free repayment period, no interest will be accrued.
Credit cards also support overdraft cash withdrawals, but the interest on overdraft cash withdrawals needs to be charged from the day of withdrawal. When the cardholder has cash flow problems and is unable to repay the loan in full on the last repayment date, he or she can repay the minimum repayment amount or apply for installment repayment to ensure a good credit history.
The minimum repayment amount of the ABC credit card is 10% of the overdraft amount, and less than this amount is considered a default and affects your credit.
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It's best not to exceed the amount the bank tells you. It's best not to exceed the amount the bank tells you.
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Just save some in. Of course, you can also apply for a credit limit increase.
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Credit card quota range: 2,000 to 50,000 yuan (including equivalent foreign currency), gold card limit range: 50,000 to 200,000 yuan (including equivalent foreign currency), our bank will verify the specific amount according to the credit materials submitted by the customer.
For more information, please contact our Credit Card Center: 4006695599.
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The credit card limit of ABC is granted according to the customer's comprehensive credit status, ranging from 500 to 100,000.
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The ordinary card is less than 20,000 yuan, the gold card is more than 20,000 yuan, and the other cards are not visible, and they are in the envelope sent to you, or go to the bank to check.
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You can buy a computer online from the bank where you want to take a loan, so what computer you want to buy, you can buy it directly from the bank, there are several payment methods for buying things at the bank, and you can directly choose to buy with a loan.
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Introduction to the installment fee of the credit card of the Agricultural Bank of China: There are five installment periods of the Agricultural Bank of China, and the handling fee rate is all of them, and the handling fee is charged every month, and the installment function can only be used for a single consumption of 500 yuan.
Therefore, buying a computer is 5000 installment payment 500 for a total of 24 installments, and the monthly handling fee is yuan, and the monthly repayment amount is = 4500 24 + 27 = yuan.
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The handling fee for the installment payment of the ABC credit card is charged according to the installment transaction amount.
The handling fee standard for the rest of the bank installment:
ICBC in 3 installments; 6 installments; 9 periods; 12 installments; 18 installments; 24 issues; A one-time handling fee will be charged;
CCB installs in 3 installments, and the monthly handling fee rate is; 6 installments; Issue 12 too; A monthly fee will be charged.
ABC has a fixed handling fee rate, which is charged on a monthly basis;
Bank of China in 3 installments; 6 installments; 9 periods; 12 installments; 18 installments; 15% for 24 periods; A one-time handling fee will be charged;
China Merchants Bank in 3 installments; 6 installments; 12 installments; A one-time handling fee will be charged;
Bank of Communications is divided into 3, 6, 12 and 24 installments, and charges a monthly handling fee;
If CEB pays the total installment amount for each installment, it will charge a monthly handling fee;
IB in 3 phases; 6 installments; 12 installments; 18 installments; 24 issues; A one-time handling fee will be charged;
Minsheng Bank is divided into 3 installments, and the monthly handling fee rate is; 6 installments; 9 periods, 12 periods are; 18 issues, 24 issues; Procedures are charged on a monthly basis;
China CITIC Bank installs 3 installments, and the monthly handling fee rate is; 6 installments; 9 periods; 12 installments; 18 installments; 24 issues; 10,000 (including 10,000) and below (installment amount) will be charged a one-time handling fee, 10,001 and above (installment amount) will be paid in installments according to the number of instalments;
Ping An Bank is divided into 2 and 3 installments, and the monthly handling fee rate is; divided into 4 6 phases; divided into 7 to 9 installments; It is divided into 10 to 12 installments, and the handling fee is charged on a monthly basis.
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Each instalment will be charged according to the instalment transaction amount. If it is 1,000 yuan in installments, 6 yuan per installment.
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