Which is better, the winner of the century of peace or the happy life of the country

The strength of insurance lies in protection, financial management is a weakness, and financial insurance is basically not as good as a 5-year bank deposit (at least 25 years).

Many people buy insurance in the hope of getting some return from it, often not as they wish, and finally cry out, and you can see such posts on the Internet every day. In fact, the strength of insurance lies in protection, and financial management is the weakness.

Introduce a simple and operational way to buy insurance: choose consumer-based critical illness insurance, medical insurance, term life insurance, accident insurance and other real protection products, and they are all main insurance, not additional insurance; If you don't pursue uncertain factors such as dividends and financial management, you will be right, you will not regret it in the future, and it will not cost much and have strong protection. Suitable for all kinds of customers with different incomes.

In fact, both types of insurance are very good, it depends on whether there is a suitable one for you!

Ping An Shengshifu provides two versions: "Zunyue Edition" and "Youyue Edition". The former has more supplementary benefits and special health management services; The latter focuses on core protection and enjoys extremely high cost performance to meet the needs of customers at different levels.

Both "Prestige" and "Prestige" provide protection for 180 illnesses, including 120 severe diseases, 20 moderate illnesses and 40 mild illnesses, covering all mild, medium and severe illnesses. Among them, the liability for minor illness can be paid up to 6 times, and each minor illness is limited to 1 time, and 20% of the basic sum insured will be paid each time. Moderate illness will be paid once, and 50% of the basic sum insured will be paid.

1 Critical Illness Claim, 100% of the Basic Sum Assured. Even after the termination of the insurance liability for moderate and mild illnesses, it will not affect the subsequent critical illness benefits.

1. Insurance rules.

Issue age: 28 days - 55 years old.

Insured occupations: Categories 1-6 (Categories 5-6 involve additional fees).

Payment period: 10 15 19 20 29 30 years (19 29 years for the premium package).

Duration of Coverage: Lifetime.

Waiting period: 90 days.

Shengshifu supports 1-6 types of occupational insurance, common diseases support intelligent underwriting, and some complex situations require manual underwriting.

2. Guarantee responsibility.

From the perspective of protection liability, 120 kinds of critical illness + 20 kinds of moderate illness + 40 kinds of mild illness, 1 time for critical illness, 1 time for moderate illness according to 50% of the basic sum insured, 6 times for mild illness according to 20% of the basic sum assured, with death liability.

There are 8 more types of high-cost critical illness benefits, and you can pay an additional 50% of the basic sum assured;

Prosperity Privilege has added 15 types of high-cost critical illness benefits, with an additional 50% of the basic sum assured.

Shengshi Fu Zunyue has a mechanism for increasing the sum insured for mild and moderate illnesses, but Shengshi Fu Youyue does not have this mechanism.

In terms of optional liability, Shengshifu has an additional 50% compensation for critical illness during the payment period compared with Ping An Fu.

Measure how much money you can save by seeing a serious illness.

3. Premiums. Taking a 30-year-old man with an insurance amount of 500,000 yuan and paying 30 years for life, for example, the premium is between 11,000 and 19,500 yuan between the insurance and the product.

There are two versions of Shengshifu, the premium version and the Youyue version, you can choose. If you choose the premium version, you can also enjoy the Ping An Elite RUN health plan, arranged by family doctors and personal trainers

Critical illness insurance products are a must-have for families, and Shengshifu is a good start for Ping An, which does not need to be analyzed, it is completely worth having, and you can buy it with confidence

Hello, Century Winner is a children's universal insurance, and the overall product is still very good. Premium waiver for major benefits in death, disability, critical illness. There is no such thing as a good or bad insurance product, the key is whether the product meets your actual needs.

There are currently up to 15 insurance companies available, so you can compare products and choose the right plan for you. In addition, because of the different types of insurance you choose for different ages and occupations, you can also call 4006788618 and we will recommend the right insurance for you.

Huatai "Golden Life" comprehensive accident insuranceIt covers high-value accidental injury, accidental medical treatment, and transportation protection, which is suitable for business travelers who frequent business travelers.

1. 500,000 yuan for general accident insurance and 50,000 yuan for accident medical insurance;

2. Aviation accident insurance is up to 2 million yuan, and train, ship and automobile insurance is 500,000 yuan;