Can I still withdraw money from a 50 year old passbook? How do I take it out?

As long as the bank deposit is made through formal channels.

Legal and reasonable, why can't it be taken?

As long as you have a passbook.

If the deposit account and amount are clear and not damaged, then you can withdraw money normally.

It is relatively rare that the passbook from fifty or sixty years ago has not been withdrawn until now, but it is true that there are many people who suddenly find the passbook of fifty or sixty years ago because they have forgotten it.

But no matter how long it takes, as long as your passbook is deposited through the regular bank at that time, then the bank will not be able to rely on it, and of course you can withdraw money normally.

Similar cases, even if the fairy tale king Zheng Yuanjie.

I also encountered that in 2015, Zheng Yuanjie posted on Weibo that he had an old passbook from the 70s and was ready to withdraw the deposit that had been deposited for 39 years, and the passbook showed that Zheng Yuanjie had worked in the "People's Bank of China" in 1976.

Beijing Branch" has made a deposit.

But the bank with this name has disappeared, and he does not know how to withdraw money.

Subsequently, the official Weibo of the Industrial and Commercial Bank of China responded that the relevant business of the passbook had been undertaken by the Industrial and Commercial Bank of China, and later the president of the North Taipingzhuang Branch of the Industrial and Commercial Bank of China contacted Zheng Yingjie, saying that the passbook could be withdrawn in accordance with the bank's regulations.

So how do you withdraw money from your passbook 50 years ago?

First of all, you have to get your passbook and ID card.

Go to the Industrial and Commercial Bank of your city to consult, because 50 years ago the bank of your deposit should be the People's Bank of China, but since 1984, the People's Bank of China has been reformed into an administrative department, and the industrial and commercial credit business before 1984.

With the savings business, ICBC will undertake it, so you have to go to ICBC to withdraw money.

Of course, it does not mean that you can withdraw money immediately after you find ICBC, you have to determine which branch of ICBC is currently undertaking the business of the old branch according to the name of the savings bank shown on the passbook, and then bring your identity document to the corresponding branch for business handling.

Moreover, the corresponding branch also needs to check your information, such as whether your balance is sufficient, whether there is any withdrawal money that is not registered in the passbook, etc., and the interest calculation is based on the adjustment of historical interest rates, so the procedures are still quite troublesome.

Even if the bank agrees to withdraw money from you, you may not have the money to withdraw.

First of all, since 2006, ICBC began to charge small account management fees.

For those with an average daily balance of less than 300 yuan per quarter, a management fee of 3 yuan per quarter will be charged, and the management fee for small accounts in 11 years from 2006 to 2017 (the bank will cancel the unique account management fee since August 1, 2017) is 132 yuan.

If you have saved a lot of money at that time, including principal and interest, which is enough to deduct the small account management fee, then you still have the balance to withdraw.

But if you had saved a small amount of money at the time, your account might have been emptied long ago after deducting the small account management fee.

Therefore, for a small amount of passbook, I suggest that you keep it for collection, maybe one day this passbook alone will be more than the money you have saved.

You can also take it out. It's just more troublesome, you need to provide a series of proofs, I don't know if the depositor of the passbook is still alive, if there is a certificate, it is still easy to take out.

If you can take it out, take your passbook and ID card to the bank where you can handle the passbook, and the bank teller will operate it.

You can withdraw the money, you have to find out if the bank where the deposit is still there, and if so, go to the relevant staff to withdraw the money.

Yes, if your comic passbook has not been used for 15 years, the money in it can still be withdrawn. However, in some cases, you may need to provide some proof to withdraw the money inside the finch shout. If your passbook has not been used for 15 years, it is recommended that you contact the current management bank in time to verify the situation and ensure that the balance can be withdrawn smoothly.

Can be taken out.

If it is a bank passbook, no matter how long the deposit is, you can withdraw money, and bring your ID card and passbook to the bank counter for processing. If the passbook has a password, recall that the password is incorrect, and it is difficult to withdraw money. A passbook, or deposit book, commonly known as a red book, is a book used to record bank transactions in a deposit account.

The size of the cheque book varies from country to country and from institution to institution, and can be the size of a cheque book or the size of a passport.

Of course it can be taken out.

The money in the passbook can also be taken out of the bucket type after 15 years, and it will not be cancelled, because the passbook will not deduct the usage fee like a bank card.

The passbook is not used for 15 years, and the money in it can still be withdrawn.

If you are filial piety in the bank passbook, no matter how long the deposit is, you can withdraw the money, and bring your ID card and passbook to the bank counter for processing. If the passbook has a password, recall that the password is incorrect, and it is difficult to withdraw money.

A passbook, or deposit book, commonly known as a red book, is a book that records the remainder of a deposit account with a vertical record of bank transactions. The size of the cheque book varies from country to country and banking institution, and can be the size of a cheque book or the size of a passport.

Summary. You can pick it up at your bank. However, since the real-name system was not implemented for the passbooks handled before 2002, the inquiry of loss reporting records needs to be made through the account opening file.

You can pick it up at your bank. However, since the real-name system was not implemented for the passbooks handled before 2002, the inquiry of loss reporting records needs to be made through the account opening file.

If you find that there is a bottom file in the passbook that is simple and unreasonable, you can find the record through the file blocking card, and if there is no bottom file, you have to go to the archives to find the most original data, which takes a certain amount of time. It is necessary for Shenyan to report the passbook information to the business department for inquiry.

In addition, for long-term dormant accounts that are more than five years old, the bank will lock them in and no other fees will be deducted.

Because the bank said this passbook.

It has been deprecated and is dated June 18, 2020. Recently, there have been many news about this kind of incident on the Internet, and most netizens have deposited a certain amount of money in the bank many years ago, only to be told by the bank that they cannot withdraw it many years later. Some people have saved tens of thousands, hundreds of thousands, and some people have saved hundreds, thousands, but whether it is a large amount or a small amount, it is their own hard-earned money, and they cannot take it out, and the bank should give a reasonable explanation to the customer.

The old passbook that has not been touched for ten years comes from Wanyuan City, Sichuan Province.

Mr. Zhang Pufang of Gujun Town once when he was cleaning up his home, he accidentally turned out a ten-year-old passbook, which was very well preserved, showing that the last time he withdrew money was July 2, 2008, and after taking out, the remaining amount in the passbook was still yuan.

Uncle Zhang is 86 years old this year and is a five-guarantee household in the village.

When he first found the passbook, he was quite happy, because he always remembered that there was a passbook at home with more than 100 yuan, but he couldn't remember that the passbook was placed in **. After accidentally discovering the passbook from the perpetual calendar, Uncle Zhang went to the bank very happily and wanted to withdraw the money. But unexpectedly, the bank staff informed that the passbook had been invalidated.

Uncle Zhang has never taken the initiative to invalidate the passbook, so after hearing the bank's explanation, Uncle Zhang felt very unbelievable.

The bank said that this incident was a special situation, and the staff of the follow-up bank explained that it was the first time they had encountered Uncle Zhang's situation, and the last cash withdrawal amount on Uncle Zhang's passbook was handwritten rather than machine-typed, and they had no way to find any relevant information through the system.

Under normal circumstances, the business of revoking the passbook can only be operated by the customer himself, and no one else can handle it on his behalf, but Uncle Zhang has only one passbook in his name, without any bank card account information, and this situation needs to be handled by a superior banking institution. It is hoped that the bank can properly resolve this matter in the future and not let the elderly incur losses.

The reason that the banker told him was that he had been saving the money in this deposit for many years, and that he no longer had this deposit in his account, and that he no longer had this passbook, so he could no longer afford this money.

Because banks no longer use such deposit methods, and such passbooks are no longer useful, and banks do not recognize them.

Because the bank said that the money had been withdrawn by someone else, it was natural that it could not be withdrawn, after all, there was a problem with this passbook.

An old man in Shanghai found an old passbook from 54 years ago, can he still take out the money after so long?

Nowadays, people go to the bank to deposit money, they all use bank cards, bank cards are not only convenient and fast, but also very convenient to preserve, will not be damp or damaged, but in the god of the front before the sale of many families are used when depositing passbooks, now there are few people in the society will use passbooks, basically are older people, still using passbooks this kind of money saving tools, there is an old man in Shanghai when cleaning up the house accidentally found a 54-year-old passbook, This passbook made the old man feel very surprised, because too much time has passed, the old man has forgotten the existence of this passbook, although there are more than four dollars on the passbook, but the old man did not take it to heart, he thinks that this passbook can be kept as a souvenir, and the old man also wants to try to see if the money on his passbook can be taken out.

The balance on the old man's passbook is only more than four yuan, when he went to the bank, he did not have much hope, because the passbook itself is very old, and more than four dollars is not worth a trip, but the old man still wants to give it a try, after communicating with the customer service staff after arriving at the bank, the old man knew that his account had entered a sleep state, and the bank staff finally found out how much balance was left on the old man's account after some twists and turns. Because it has been so long, there is interest, and finally the old man got his wish and added interest to the account, a total of more than seven yuan to take out, although the money is not much, but the old man is very moved, because he did not expect the bank staff to be so enthusiastic, to help him take out the money.

In fact, many of the old people in the family will forget that they have saved money, and even some old people will put the money in the cabinet or other places in the house when they also forget the base shot, and finally when turning over things or sorting out, they found that they still have some money, and they did not use it. Because the time and energy spent by the bank staff and the elderly, compared with this passbook, it is simply incomparable, just for a few dollars, the bank staff will continue to rummage through the previous account information, and finally help the old man take out the money on the passbook, which is a very rare attitude of serious work, I hope that all banks can learn from this bank, treat every customer seriously, so as to be able to get the support of the people.

It's still possible. The bank also settled the relevant interest, and the money withdrawn was probably a little more, but the Zhazhou phase bend cover is very small for the current prices.

Yes, as long as there is corresponding evidence that the money is his, he can withdraw it.

Yes, the bank will keep relevant records for every money that goes, and as long as there are relevant documents from the bank, you can withdraw the money when you go to the bank.

After the death of the depositor, the depositor's deposit is kept in the bank account without a specified withdrawal period. If no one withdraws it, the bank will not process it and will keep it in the account forever. If the depositor dies and his heirs want to withdraw it, there are two situations: 1. Know the password

1. If the deposit is made through online banking, and the family knows the account and password of the deposit, then you can directly log in to the online banking or mobile banking to withdraw the money, which is the easiest way.

2. If the deposit is deposited with a bank card, and there is no automatic transfer set when it expires, and the family members hold the deceased's bank card and know the password, they can be withdrawn directly through the ATM, but for this method, if the deposit amount is relatively large, the number of withdrawals will be more, which is relatively troublesome.

3. If the deposit is set to be automatically transferred when it expires, but the family members have the deceased's ID card, bank card, and know the password, this way can still take out the money in their own way. However, in the process of processing, it is best not to disclose the news that the depositor has passed away to the bank, otherwise the bank will not agree to let the family take it out, because there is an inheritance issue involved.

2. If the depositor does not know the password: If the depositor has a passbook or bank card, but the relatives do not know the password, or know the bank where the deposit is located, but there is no deposit certificate or password, the heir's notary public will need to notarize the certificate of Zen Sparrow or the death certificate of the public security organ. At the same time, all heirs should go to the bank with the notarial deed to go through the loss reporting procedures before they can be withdrawn.

In order to avoid the bank from improperly taking possession of this part of the deposit, if the dormant deposit lasts for a certain period of time, the bank has the responsibility to apply to the court for recognition as unclaimed property and hand it over to the state treasury.