The Internet is capital or technology game

The proposal of the concept of "Internet +" in China can be traced back to Yu Yang's speech at the 5th Analysys Mobile Internet Expo in November 2012. Yu Yang, Chairman and CEO of Analysys International, first proposed the concept of "Internet +". He believes that "in the future, the "Internet +" formula should be such a chemical formula produced by combining the products and services of our industry with the multi-screen and cross-platform user scenarios we will see in the future.

"Internet+" is a new form of Internet development under innovation, the evolution of the Internet form driven by the innovation of the knowledge society, and the new form of economic and social development that it has spawned.

"Internet +" is a further practical achievement of Internet thinking, which represents an advanced production relationship, promotes the continuous evolution of economic forms, thereby driving the vitality of social and economic entities, and providing a broad network platform for reform, innovation and development.

Generally speaking, "Internet +" is "Internet + various traditional industries", but this is not simply the addition of the two, but the use of information and communication technology and Internet platforms to deeply integrate the Internet with traditional industries and create a new development ecology. It represents a new social form, that is, to give full play to the optimization and integration role of the Internet in the allocation of social resources, deeply integrate the innovative achievements of the Internet into various economic and social fields, enhance the innovation and productivity of the whole society, and form a new form of economic development with the Internet as the infrastructure and realization tool.

Over the past few decades, "Internet +" has transformed and affected many industries, and the current well-known e-commerce, Internet finance (ITFIN), tourism, film and television, real estate and other industries are all masterpieces of "Internet +".

Slow friends help love fundraising, water drip fundraising and other platforms that use the Internet for mutual assistance.

1. Online mutual aid is actually a variant of foreign mutual insurance (or mutual insurance) in China. It inherits some of the characteristics of mutual insurance models, such as organizational forms and management methods, and also makes some changes according to the characteristics of China's insurance market and the current regulatory environment. Therefore, to answer this question, we have to look at it from two aspects, the first is mutual insurance, and the second is online mutual aid.

Second, compared with the joint-stock commercial insurance companies such as Ping An Insurance, Chinese Life Insurance and Anbang Insurance that we come into contact with on a daily basis, mutual insurance has two significant characteristics:

1. The policyholder is the shareholder, who has the ownership, management and supervision rights of the company, and all the premiums paid should be used for risk protection, and the income generated by the premium funds is also owned by all the policyholders.

2. The homogeneous risk protection of the same group of people, because there are common points, so the policyholders are more identified with each other, and they are more loyal to the mutual insurance organization or company, and they are willing to participate in the long term. On the other hand, for commercial insurance, because it is not profitable or the risk is difficult to **, such as high-risk groups (such as building cleaners, commonly known as spider people), or uncertain risks (such as sudden natural disasters). Under the mutual insurance model, as long as all members agree and set the rules, it can be operated.

There are two things about this platform: it provides the rules of the game and the guarantee of funds.

The rules of the game are to fight in gangs. If we all want to buy a Daben ** for 1 million now, but the monthly salary of each of us is only 10,000 yuan, how can we save for 100 months to buy the favorite Daben of 1 million. If 100 people want to buy it, 100 people will have to save for 100 months, 100 people will work together to help each other, and each person will give 10,000 yuan to one of them in the first month, and you will not have to wait for 100 months, you can buy it in a month.

This continued in the second month, continued in the third month, and by the 100th month, everyone had bought their own Daben worth 1 million).

Financial security, guarantee to make money and receive money with confidence. The rules must be followed. Protect everyone's interests.

Is this kind of mutual aid concept understandable?

You can learn about MMM, which has been running abroad for more than four years, in China for six months, and for more than three months, which is a real platform for mutual assistance and mutual love.

Other Internet financial disks are generally cheating money, and they absconded with the money after less than two months. Therefore, it is still necessary to find a reliable mutual aid project. You can talk to me when you have time.

Once the sea was difficult to water, fish-flavored shredded meat with chicken legs. I'm here to make soy sauce.

First of all, it must be true that the launch of the mutual aid platform is true, there are many platforms, if it is just about mutual aid, gecko mutual aid is one, and there are some other platforms, I don't know.

Secondly, the mutual aid platform should be regarded as the nature of Internet + insurance, mainly in the form of joining the members to share the risk, the user may need to deduct a sum of money in a fund pool every month, when there are other members of the risk of disease, the platform will give a sum of money to the person who has the disease according to the agreed amount, which is the mutual fund platform.

The mutual aid model itself has many advantages, such as: there is no central account, wealth flows between players, and there is no need to worry about account security (of course, the premise is that the first person is centered on the profit of the member, not for their own purposes, otherwise even if it is such a formal system, it still can't stop malicious manipulation under strict monitoring, we are here to talk about the model, so it is indeed very advantageous to not have a central account and is also attractive to investors).

The second point is that the investment threshold is low, the effect is fast, and generally speaking, the money can be earned within a few days, and the income is huge. This is also a clear advantage over many other models. There is a saying that mutual aid can be earned by investing in it, and I don't know if I lose or not, and I don't know if I can make money if I invest in other models.

I believe that many veteran players of many projects on the Internet should have this experience.

The third point: the model is simple, easy to operate, and relatively easy to market, which can be seen in the development of China's mutual aid model, with millions of members joining in just eight months, which is impossible for any previous Internet project to achieve.

So in terms of the model, mutual aid is really great.

Provincial "Internet" special guidance funds.

1. Strengthen special support. Coordinate relevant special funds to set up provincial-level "Internet" special guidance funds, focusing on supporting the improvement of Internet infrastructure, the construction of public platforms, the incubation of key projects, subsidies for start-ups, business model innovation and other related application demonstrations. At the same time, we will explore innovative ways of financial support and guide social capital to increase investment.

2. Increase credit support. ** Financing guarantee companies should increase support for "Internet" enterprises; For the "Internet" enterprise guarantee business carried out by the financing guarantee company, the provincial re-guarantee company may appropriately increase the proportion of re-guarantee compensation. Support local corporate banks in the province to innovate financial products and reduce the financing costs of enterprises according to the needs of "Internet" enterprises.

Encourage financial institutions to set up special loans, open up green approval channels, and adopt syndicated loans, "Caiyuan Credit Connect" and other methods to support the construction of major "Internet" industrial projects and infrastructure projects. For major project loans, the provincial "Internet" special guidance funds will provide risk compensation and interest discount support.

Expand the scale of direct financing. Vigorously introduce venture capital and private equity**, and encourage all kinds of social capital to support business model innovation in the form of angel investment. Actively develop services such as intellectual property pledge financing, credit insurance, policy financing, and credit enhancement, encourage the development of the "Internet" through bond financing, and support the issuance of corporate bonds by qualified "Internet" enterprises.

Encourage the listing of "Internet" enterprises, and the provincial financial arrangements will provide a one-time subsidy of 500,000 yuan to each enterprise in the province that has been successfully listed in the province, and a one-time subsidy of 5 million yuan for each enterprise listed on the provincial stock exchange in Shanghai, Shenzhen and overseas, and the location of the listed enterprise should also give appropriate subsidies.

**Support projects may vary from province to province to city, taking Haikou City as an example, the Internet industry can apply for special fund projects for the development of the Internet industry in Haikou City.

1. Support objects:

Internet innovation and entrepreneurship bases and Internet maker spaces recognized by provinces or municipalities;

2. Qualifications:

1. Included in the basic database of provincial and municipal Internet enterprises, and regularly report statistical reports according to the requirements of the competent department of the industry;

2. Legal entities registered within the administrative area of Haikou City (including comprehensive bonded zone), and declare and pay taxes normally;

3. Comply with relevant laws and regulations, improve the financial management system, and pay employees' wages normally.

ExtensionsMaterials

The scope and standard of support funds in Haikou City:

1. The time frame for individual income tax incentives is from January 2017 to September 2018. The individual income tax incentive month applied for in 2019 shall not coincide with the award month of the previous year (if the individual income tax incentive has been enjoyed in August 2017, the time range of this year's award is from September 2017 to August 2018).

2. The employees of the declared enterprise must still work in the Internet enterprise, and the conditions of the Internet enterprise shall meet all the conditions of Article 4 of the Detailed Implementation Rules. At the same time, employees who apply for housing subsidies must meet the conditions of paying local taxes and social security in Haikou for 2 consecutive years.

The word crowdfunding is used in economic finance, describing everyone doing something together, such as you have money, I have technology, and then do it together, each taking what they need.

If I don't get it wrong, it's to use the internet as a platform (mid-range) to connect these people together.

First of all, crowdfunding wants to be a pre-sale with the product, everyone thinks your product is good, and you will invest money, plus the Internet of Things is crowdfunding on the network platform, and now you can take a look at JD crowdfunding.

Economy, people have their own consumption needs, material resources can be recognized and defined, and at the same time, goods have their own boundaries and scope, due to human needs and effects, such a time-sensitive use based on the needs of the human body, under the envy of human thinking and cognition, and give it a superficial objective value, so as to be generally accepted under a certain thinking of people, so as to form a basic thinking of all kinds of consciousness, behavior, the emergence and occurrence of transactions, are under the understanding of people, or lapai xu, such a piece, the whole of the consciousness of the bearing, is the Qingdong is a field, with the will of the person and free to stretch.

It belongs to the capital game, in fact, there is no so-called Internet + concept at all.

Internet+ is a concept, which means connecting all walks of life through the Internet, so that they can improve efficiency, reduce costs, and achieve transformation with new vitality and vitality.

Its core concept is to concentrate the scattered funds of the people and distribute them according to a certain proportion, so that some people can get rich quickly and the vast majority of people can earn money. It is by far the most advanced management, the highest bonus distribution, the least risk, the most humanized investment and financial management model!

It is to give you a beautiful dream, and when you wake up from the dream, everything is gone, and you are deceived of everything.

The earliest one was to invest in "Paipai Loan" in 2012.

No, there are no such companies in the world, you have to have a skill, and you have made a model of the product and it has produced benefits, otherwise there will be no company to do these things, everyone has innovative ideas, ideas are not valuable.

First of all, have you done market research for this project, and what are its characteristics? If you already know that.

Then you have to make a plan to come out. And then the strategy goes to these platforms or VCs. If indeed a good project. I believe that there will still be companies willing to cooperate. Of course, you can't ask too much.