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You can buy it, but under normal circumstances, you can only buy it in full, you can't take out a loan, and you can only buy it and then take out a loan.
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<> can be bought, and we can look at foreclosure from several different angles!
1. ** Foreclosure house is also one of the properties sold on the market**. Like new and second-hand houses, it is an option that can be included in the purchase option;
2. Comparison The difference between foreclosure houses and new houses and second-hand houses is not only the condition of unlimited purchase (purchase restrictions in individual cities), but also the risk of bidding is also a frequently mentioned issue;
3. Advantages For potential buyers who have the need to buy a house but are not qualified to buy a house, and are unwilling to buy small property rights and suburban county properties, foreclosure houses are indeed an advantageous choice;
4. Disadvantages: Due to the potential maximum risk of clearing the household, the demander often thinks that the risk of buying a house is beyond his control, and he is afraid that he will not be able to trade, transfer and move in normally, and wait and see;
5. Cost Most of the bidders do not understand the detailed information and the details of the transaction taxes, and the cost of bidding is higher than that of the second-hand house, which is lower than the second-hand house.
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Yes, many of the original owners of foreclosure houses have not handled the house book, and after the court disposes of it, they can directly handle the house book with the relevant documents issued by the court.
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Houses at court auction can be bought. The purchase is made through the court's auction system. If you have already won the auction, you can also buy it from the person who took the auction.
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What is the purchase contract? The foreclosure house is open to bidding, and the highest bidder wins, otherwise it is not a regular foreclosure house. Generally, only second-hand housing sales need to sign a purchase contract.
Foreclosure houses can be bought, and people who are restricted from buying in Changsha are buying them. However, it is a big risk for individuals to buy directly. If you want to be safe, find a professional legal auxiliary agency to assist.
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Yes, there is no limit to the purchase of foreclosure houses in Chengdu, and mortgages can be made in full.
Sichuan Guofu auction house, help you set up a home in Chengdu.
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Conduct a detailed investigation of the foreclosure house to ensure that there are no hidden risks in the selection**, and calculate the cost of additional fees including taxes and fees in advance.
The most important thing is that 90% of the foreclosure houses step on the pit because this step is not done well. The survey includes the following:
1) Basic information of the house.
1. The reason for the auction, whether it is a discontinuation of the mortgage or other loans, whether it involves a criminal case, whether it is a murderous house;
2. The enforcement court, the starting price, the deposit, the payment time, etc.
3. The type and area of the house, which will affect the taxes, loan ratio, purchase qualifications, etc.
4. Property rights: whether they are complete and the number of years, such as the co-ownership of the house will affect the subsequent transfer;
5. Nature of land: whether it is zoned or transferred, taxes and fees are involved.
6. Construction age: no loan for more than 25 years, and no loan for real estate in Shenzhen before 2000.
7. If the property right column is blank or pre-existent, there may be no property certificate, no loan, and the procedures will be relatively slow.
2) The valuation of the house value is often inaccurate by the court, and it is necessary to refer to the recent transaction price of the second-hand house of the same type in the same community.
1. Geographical location and transportation.
2. Surrounding facilities: education, medical care, shopping.
3. Floor, lighting, floor area ratio, and supporting facilities.
4. The latest transaction price of the same house, the rent level, and the surrounding housing prices.
3) Hidden risk investigation.
1. If there are multiple seizures, you can go to the Housing Authority to pull the production adjustment.
2. Inquire and calculate the house tax.
1) Whether the original owner is a normal sale or an inheritance gift, the tax varies greatly.
2) The area of the house, more than 90 square meters, there is a tax amount.
3) Whether the original owner is a company or an individual, the company will have additional taxes.
4) Whether the land is allocated or transferred, involving the land transfer fee.
5) Water, electricity and property arrears, especially pay attention to whether there are high late fees.
3. Whether the property rights are complete, otherwise they will face the inability to transfer or move in.
4. Whether it is a municipal supporting building or a historical protection building, otherwise it will be more troublesome to transfer ownership.
5. Whether it is a murderous house, that is, someone in the house dies unnaturally, you can go to the police station in the jurisdiction of the house to inquire;
6. Whether there is a preemptive purchaser: such as effective tenants, shareholders, and direct debtors.
7. Whether there is occupation, effective occupation or malicious occupation, whether there are elderly and children.
8. If there is a lease, whether it is a valid lease or an invalid lease, the difficulty and cost of vacating should be estimated in advance.
9. Whether the right of residence has been established can be inquired at the sub-district office of the jurisdiction.
10. Whether the household registration and degree are occupied.
11. Whether there are potential building safety hazards in the house, and whether there are illegal additions.
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Legal basis: Article 502 of the Civil Code of the People's Republic of China stipulates that a contract established in accordance with the law shall take effect when the self-balance key is established. Where laws and administrative regulations provide that formalities such as approval or registration shall be handled to take effect, follow those provisions.
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The buyer obtains the legal ownership of the house through the transaction, and can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law.
1. Does the head of the household registration have to be the owner of the house?
1. There is no direct connection between the royal household registration and the real estate certificate, but after having the real estate certificate, you can settle down, and the owner of the house on the property right certificate can be the head of the household in the household registration book, or not. 2. The house owner voucher manages and uses his own house. Title deeds include house ownership deeds and house co-ownership deeds.
The house ownership certificate is the buyer through the transaction, to obtain the legal ownership of the house, can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law. The household register refers to the booklet that registers the name, place of origin, date of birth, etc. of the householder. China's household registration book is a basic household document that comprehensively reflects the basic information of the population, such as personal identity, kinship, and legal address.
2. What should I do if I cancel my household registration and real estate?
Hukou, that is, household registration, is a legal document produced by the household administration agency of the public security organ to record and retain the basic information of the household population. The real estate certificate is a document that the buyer obtains the legal ownership of the house through the transaction, and can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law. The real estate certificate is a legal document for the state to protect the ownership of the house in accordance with the law.
Hukou and real estate certificate do not have much to do with it, and having a hukou in the house does not necessarily mean that the owner of the house is the owner of the house, and similarly, the owner of the house does not necessarily have a hukou in the house. At present, the function of the hukou is basically limited to the administrative management work related to the community, households and population. However, in areas where there is a school district housing concept, the hukou factor may affect the child's schooling in the location of the house.
Therefore, parties with such special needs need to pay special attention to the hukou in the house.
3. Whether the house ownership certificate is a real estate certificate.
The abbreviation of the house ownership certificate is the title deed.
A certificate that the buyer obtains the legal ownership of the house through the transaction and can exercise the right to occupy, use, benefit and dispose of the purchased house in accordance with the law. That is, the "Housing Ownership Certificate" is a legal certificate for the state to protect the ownership of the house in accordance with the law.
In a general sense, the real estate certificate is the abbreviation of the house ownership certificate, which is a written certificate issued by the real estate registration authority to prove the ownership of the house.
Article 502 of the Civil Code of the People's Republic of China A contract established in accordance with law shall take effect upon its establishment. Where laws, administrative regulations and regulations provide that formalities such as approval and registration shall be handled to take effect, follow those provisions.
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Summary. Hello, effective.
As long as the civil contract does not violate the mandatory provisions of the law, it is valid, and the subject does not introduce the background of the contract, so it is impossible to judge the validity for the time being, but it is certain that the court's auction behavior is not a factor affecting the validity of the contract. It should be further clarified that the validity of the contract does not mean that the buyer will be able to obtain ownership of the house according to the contract.
In the case of the court auctioning the house you are talking about, the original owner's sale and transfer of ownership are obviously restricted, and the previous sales contract cannot be performed, and the buyer may obtain a claim based on the contract but cannot obtain a real right. Generally speaking, the court confirms the ownership according to the house registration, and if the buyer has any objections, he can file an enforcement objection with the court that organized the auction. <>
Is the purchase contract before foreclosure still valid?
Hello, I am a lawyer with decades of experience! I've seen your problem! Xi Xiao will reply to you within five minutes, and after you are done, if you are satisfied with Xun Luyan, you can give me a thumbs up. Thank you!
Hello, a valid civil contract is valid as long as it does not violate the mandatory provisions of the law, and the subject does not introduce the background of the contract, so it is impossible to judge the validity for the time being, but it is certain that the court's auction behavior is not a factor affecting the validity of the contract. It should be further clarified that the validity of the contract does not mean that the buyer will be able to obtain ownership of the house according to the contract. In the case of the auction of the house by the court that you are alleged, the original owner's acts of selling and transferring the property are obviously subject to the restriction and preparation, and the previous sales contract cannot be performed, and the buyer may obtain the creditor's rights according to the contract but cannot obtain the real right.
Generally speaking, the court confirms the ownership according to the registration of the house, and the buyer can file an enforcement objection with the court that organized the auction if he has an objection. <>
For this, you refer to the next [2022][2022][2022].
The original owner owes money to the developer, the house is auctioned, there is a contract, and there is no property right.
Is the contract valid? Are you buying now?
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Summary. A: The answer is no.
There is no purchase contract for foreclosure houses, and they cannot be signed online. Because the purchase contract is a legal document signed by both buyers, it is an agreement on the rights and obligations of both buyers, and it is also a document recognized by both buyers. There is no purchase contract for foreclosure houses, so there is no agreement between the buyers and the buyers, and there is no recognition from both buyers, so they cannot be signed online.
A: The answer is no. There is no purchase contract for foreclosure houses, and they cannot be signed online.
Because the purchase contract is a legal document signed by both buyers, it is an agreement on the rights and obligations of both buyers, and it is also a document recognized by both buyers. There is no contract for the purchase of the house at the foreclosure house, and there is no agreement on the purchase of the house and the filial piety of the Xunfang, and there is no recognition of both parties to the buyer, so it cannot be signed online.
Fellow, I really didn't understand, I can be more specific.
Answer: A foreclosure house cannot be signed online without a purchase contract, because a foreclosure house refers to a property auctioned by the court, and the purchase contract is signed by the buyer and the seller, and the court is not involved, so it cannot be signed online. Bu and Why:
A foreclosure house refers to a property that is auctioned by the court, and the purchase contract is signed by the buyer and the seller, and the court is not involved in it, so it cannot be signed online. Solution: Buyers who buy foreclosure houses can go to the local court for on-site auctions, and after successfully auctioning the house, they can sign a purchase contract in the local court.
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