How do open ended currency funds make profits, and how are they calculated?

In practice, it is mainly fixed deposits and short-term bond investments, which can generally be compared to the income of 120 bank wealth management products.

If the funds are large, you can subscribe for grade B, otherwise it is grade A, and the cost of grade A and B is different, and the overall cost of A is approximately, and B is approximately. The reaction is deducted from the yield of **.

Under simple estimation, if the yield of a 120-day wealth management product is, then the yield of A is more reasonable, and the yield of B is.

When choosing, look at the 7-day annualization of a longer period, such as 1 month, give priority to the stable, and then choose close to the previous calculation data, the short-term rate of return is extremely high, and it should be avoided, which means that the risk of the ** investment object selection is relatively large.

Currency is the company's assets mainly invested in short-term currency instruments (generally within one year, with an average maturity of 120 days), such as treasury bonds, central bank bills, commercial papers, bank certificates of deposit, short-term bonds, corporate bonds (with higher credit ratings), interbank deposits and other short-term valuables. Make some steady gains from it.

Of course, the actual net value of the company should be subtracted from some of the company's operating expenses, such as: management salaries, publicity expenses, etc.

You don't have to think about that. You buy it, the company considers, you actually make money.

Hello, investing in open-ended **earns "**net worth**" money, unlike closed-ended**, after listing** may be affected by market supply and demand to produce a premium or discount. In general, buying an open** can be profitable in three ways:

1).Growth in net worth: The increase in the net value of the unit due to the appreciation of the value of the open-ended investment or the receipt of dividends, dividends, interest, etc.

After the net value of the unit, the difference in the net value of the investor when selling the unit is the gross profit of the investment. The gross profit is deducted from the subscription fee and redemption fee when buying**, which is the real investment income.

2).Cash dividend income: In accordance with national laws and regulations and the provisions of the contract, dividends will be paid regularly. The cash bonus you receive is also a component of your profit.

3).Dividend reinvestment income: If the investor chooses the dividend reinvestment method, the investor's share (instead of cash assets) will increase after the dividend.

(1) Interest income

** There are two types of interest recipients:

First, it means that during the operation, the management company retains a certain percentage of cash in accordance with the regulations of the relevant management company, so as to be paid when the investor redeems the tomb gold shares at any time. The percentage of cash retained varies by country** depending on the investment strategy**. In Taiwan, China, it is generally necessary to keep 5% of the cash, which is usually deposited in a bank or other financial institution, so that there will be a certain amount of interest at regular intervals.

In addition, if the capital market is in the first place, the manager may also temporarily hold a certain amount of cash for the sake of protecting investors.

(2) Dividend income

The dividend recipient refers to a kind of income that invests in the company through the issuance of the company through the purchase of shares in the primary market or the secondary market, and obtains dividends from the company by virtue of its shareholder status.

Dividends generally come in two forms: cash dividends and ** dividends. Cash dividends, also known as dividends, can be directly received by cash recipients; Dividends, also known as bonus shares, are companies that are given to shareholders by listed companies in a certain percentage.

For listed companies, it is only a change in the internal structure of their equity, without paying any cash, and for shareholders, if the ** is not proportional ** in the secondary market, they can still get income.

(3) Capital gains

If you are able to buy someone at a low price and sell at a high price, the difference is called capital gains (note: the change here is entirely caused by the amount of money, excluding the impact of its intrinsic value.

(4) Capital appreciation

Capital appreciation refers to the appreciation of the assets purchased and held by the investment due to various reasons. For example, when the issuing company obtains profits but has not yet been distributed, the value increases, and the profits obtained by the company are capital appreciation. The difference between capital appreciation and capital gains is:

Capital appreciation is due to an increase in the intrinsic value of the assets held, while capital gains are due to the influence of the supply and demand factors of funds.

Hello, the currency ** is open **.

According to different criteria, ** can be divided into different types:

First, according to whether the unit can be increased or redeemed, it can be divided into open and closed. Open-ended non-listed trading, generally through bank subscription and redemption, the scale is not fixed, the unit can be bought back from investors at any time, and can also be bought back at the request of investors; Closed-end has a fixed duration, during which the scale is fixed, and it is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

Second, according to the different organizational forms, it can be divided into company type and contract type. Investment is established by issuing shares to establish an investment company, which is usually called a corporate type; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. At present, China's **investment** is contractual**.

According to the different investment risks and returns, it can be divided into growth**, income** and balance**.

Third, according to the different investment objects, it can be divided into ****, bonds, money market, ****, etc. The money market can be purchased and redeemed at any time, and the size is not fixed, so it is open-ended.

Calculation of open-ended subscription, redemption:

Open-ended subscription and redemption are calculated on the basis of the net asset value of the unit. The net asset value of the unit, that is, the net asset value of the asset represented by each unit, is calculated as follows:

Units **Net Asset = (Total Assets - Total Liabilities) **Total Number of Units.

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Currency is an open kind of money market instrument that gathers idle funds in the society, is operated by a manager and kept by a custodian, and is specially invested in money market instruments with low risk, which is different from other types of open-ended, with high security, high liquidity, stable returns, and the characteristics of "quasi-savings".

Open currency refers to a mode of operation in which the total size of units or shares is not fixed when the promoter is established, and the units or shares issued can be redeemed at any time according to the needs of investors, and the units or shares issued can be redeemed at the request of investors. Investors can either buy through the sales agency to increase the assets and scale accordingly, or sell the shares they hold to the company and recover the cash to reduce the assets and scale accordingly.

Investors in the many ** choose their own investment and financial management, only to complete the first step of investment and financial management, at an appropriate time to buy and sell, in order to enable investors to obtain real considerable returns, because, with the fluctuation of the net asset value and in constant change, only grasp a good investment and financial timing, in order to profit. Generally speaking, the **fluctuation is different**, and the trend of the open ** is relatively flat, and there is generally no sharp rise and fall. When choosing the right time to buy and sell, investors should grasp the following principles:

1.Long-term investment and financial management strategies. That is, do not buy a large amount of ** at one time, the best way to invest and manage money is to keep the daily life payment, and then carry out long-term investment and financial management on **.

2.In terms of specific operation, investors can look for opportunities to buy and sell from market fluctuations, economic cycles and the country's macroeconomic policies. For example, buy when the economy or ** is at the bottom of the volatility cycle, and choose to sell ** at the peak**.

3.Don't buy after a big rise, don't sell after a big fall, that is, don't "chase the rise and kill the fall".

In order to obtain better long-term investment returns, investors can adopt an average investment strategy, namely the "cost averaging method" and the "value averaging method" when buying and selling open-ended**. For example, investors can buy 1,000 yuan of ** once a month (or quarterly or annually) every time, so that when ** is low, you can buy more shares, on the contrary, when ** is high, the share of purchase is less; The value averaging method is that investors increase the amount of investment when the market price is too low, and reduce or even part of the investment when the market price is high. By using an average investment strategy, you can avoid investing too much at one time and get better returns in the long run.

Open-ended**There are both listed and unlisted traded.

Listed and traded open-ended**, can be bought and sold with ** accounts, and the fees to be paid include commissions and stamp duty, etc.

Other types of open ** can be purchased, redeemed back to buy and sell, the general channels are banks, **company direct sales, third-party consignment sales** institutions, etc. The fees that need to be paid are the subscription fee and redemption fee.

Dividend income: **Dividends or cash dividends distributed when investing in listed public and commercial sales companies**.

Interest income: interest income generated when investing in treasury bonds, corporate bonds, financial bonds, bank deposits and other instruments. Eggplant.

Capital gains: Gains arising from the bid-ask spread when investing in a publicly traded company** or bonds.

Other income: Savings in costs or expenses resulting from the use of ** assets are included in earnings.