Is the nature of the fund custodian a bank or a manager?

The custodian may be a bank or a company.

The manager should be the manager of the company.

Generally speaking, a custodian is not an administrator.

There are several ways to share the income, if it is a dividend, and the dividend method you choose is a cash dividend, then the dividend money will be directly transferred to your bank card, and the principal of the investment will continue to hold this ** and will not be returned to you. However, if it is redeemed, it is returned with principal and interest.

The custodian and the manager sign a custody agreement, perform their duties within the scope specified in the escrow agreement, and receive a certain remuneration.

The manager is responsible for the specific operation and daily management of the company, and there is an essential difference between the custodian.

2. Differences in qualifications:

**Eligibility for Custodians:

1.There is a special ** custody department.

2.The paid-in capital shall not be less than 8 billion yuan.

3.There are enough full-time staff who are familiar with the hosting business.

4.Have the conditions for safe custody of all assets.

5.It has safe and efficient clearing and delivery capabilities.

**Eligibility of the Administrator:

1.Have a certain amount of capital, such as the minimum paid-in capital of the management company to be established is 10 million yuan.

2.It is administratively, financially and administratively independent from the custodian.

3.There is a complete organizational structure.

4.There are sufficient and qualified professionals.

5.It has a complete risk control system and internal management system.

3. Differences in Responsibilities:

**The main responsibilities of a custodian are:

1.Keep all your assets safe.

2.Execute the investment instructions of the ** manager, and be responsible for handling the capital transactions under the name of **.

3.Supervise the investment operation of the ** manager, and if the investment order of the ** manager is found to be in violation of laws and regulations, it will not be executed and reported to the China Securities Regulatory Commission.

4.Review and review the **net asset value and **** calculated by the **manager.

5.Keep the best accounting books and records for more than 15 years.

6.Issue ** performance report, provide ** custody situation, and report to the China Securities Regulatory Commission and the People's Bank of China.

7.Other duties as stipulated in the Articles of Association or Deed, Escrow Agreement.

The responsibilities of the manager are in several other areas:

1.Invest in and manage assets in accordance with the provisions of the contract.

2.Timely and full payment of income to the holder.

3.Keep the best accounting books and records for more than 15 years.

4.Prepare financial reports, make timely announcements, and report to the China Securities Regulatory Commission.

5.Calculate and announce the NAV and NAV per unit.

6.Other duties as stipulated in the charter or deed.

The custodian, also known as the custodian, is a party that undertakes the corresponding responsibilities such as asset custody, transaction supervision, information disclosure, fund clearing and accounting in the operation of **investment in accordance with the requirements of laws and regulations. The custodian is the representative of the holder's equity, usually by a powerful commercial bank or trust and investment company.

The manager refers to an institution with professional investment knowledge and experience, in accordance with laws, regulations and the provisions of the articles of association or contract, to operate and manage the assets, and to seek the continuous appreciation of the assets in order to maximize the returns of the holders. In China, in accordance with the provisions of the "Interim Measures", the ** manager shall be the ** management company. The management company is usually initiated and established by the company and the trust and investment company, and has the status of an independent legal person.

Hello, the manager - the fundraiser and manager of the product, its main responsibility is to be responsible for the investment operation of the asset in accordance with the contract, and strive for the maximum investment return for the investor on the basis of risk control.

Custodian - In order to ensure the safety of assets, the Investment Law stipulates that assets must be kept by a custodian who is independent of the manager, so that the custodian becomes one of the parties.

**The manager collects the money of the general public, and it uses it to invest in various financial assets. But the money can't be put with him, otherwise what if he runs away with the money. In this case, he can't be allowed to take the money.

Therefore, we must put our investors' money in the bank, which is the ** custodian you say. It means entrusting our money to the bank for preservation and management.

1. There must be a bottom in mind, which is the basis of follow-up analysis. Generally speaking, major institutions will give **** when issuing new shares. This range is a reasonable market valuation for the market, and since new shares are generally hyped, the highest point must be much higher than this reasonable valuation.

2. Look at the turnover rate. My personal experience is that the turnover rate of new stocks should be above 50% after the opening of the market. Although this is often not sold at the highest point, it can prevent the situation of continuing to close back the limit after the board is opened.

If you really want to be safe and go to the highest point and don't want to bet on the possibility of breaking new highs, then leave the market at a turnover rate of about 15%.

The manager is the ** company, and the custodian is the bank.

Custodian, according to the law, assets must be held by a custodian independent of the administrator. The responsibilities of the custodian are mainly reflected in the custody of assets, the liquidation of funds, the accounting review and the supervision of investment operations. In China, the custodian can only be established in accordance with the law and obtained the first custody qualification of commercial banks or other financial institutions.

The manager has a core role in the operation, and the most important responsibility is to be responsible for the investment operation of the assets in accordance with the contract, and strive for the maximum investment return for the investor on the basis of effective risk control. In China, the ** manager is generally served by the ** management company established in accordance with the law, and the ** company, ** company's asset management subsidiary, insurance asset management company and other institutions that have obtained the public offering ** management qualification can also serve as the ** manager.

**It is required by law to find a bank custodian.

1. According to the **Investment** Law.

Article 33 stipulates: **The custodian shall be a commercial bank or other financial institution established in accordance with the law. Banks are fund custodian banks and are responsible for fund management and supervision.

2. The "Investment Law" requires: the custodian of funds can only be a commercial bank with a custody license.

3. The custodian bank will exercise the custody of funds or the first company.

After bankruptcy, the investor has lost all his money, and the use of audit and other functions.

4. In order to avoid the first company to run away.

Extended information: **, in English is fund, in a broad sense, it refers to a certain amount of funds set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. We refer to **investment** mainly.

According to different criteria, **investment** can be divided into different categories:

1. According to whether the unit can be increased or redeemed, it can be divided into Xiaoling open.

and the Closed Bridge Book**. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors pass through the secondary market.

Buy and sell** units.

2. According to the different organizational forms, it can be divided into company type and contract type.

**Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3. According to the different investment risks and returns, it can be divided into growth, income and balance**.

4. According to the different investment objects, it can be divided into ****.

Bonds**, money markets**, ****, etc.

How-to tips. Watch the market first and then operate.

The income from the investment comes from the future, such as to be redeemed.

Let's take a look at the ** market first.

Whether the future is a bull market or a bear market. Then decide whether to redeem or not, and make a choice in timing. If it's a bull market, you can hold it for a while longer to maximize your gains. If it is a bear market, it is redeemed early, and the pocket is safe.

Convert to other products.

Converting high-risk products into low-risk products is also a kind of redemption, such as converting **type ** into currency**.

Doing so can reduce costs, with conversion fees generally lower than redemption fees, and currency** with low risk, equivalent to cash, and higher yields than current interest. Therefore, conversion is also a redemption idea.

Regular fixed redemptions.

Like regular investment, regular redemption can be used for daily cash management and can smooth out market fluctuations. Regular fixed redemption is a redemption method that complements regular fixed investment.

There are custodial banks.

It can be more secure.

And for some such banks, it is specifically able to implement custody for such **. After all, some investors will pay special attention to the problem, because they want to get more returns after investing.

Yes, all ** are managed by the custodian bank, generally this ** and the bank are cooperative, if there is no custodian bank, ** is also difficult to find.

Not all ** have custodian banks, as if only some large enterprises in the country currently have custodian banks.

No, the standards of each bank are also different, and the operation model of the bank is also different now, not that all banks will give custody.

Because it's a legal requirement. According to Article 33 of the Investment Law of the People's Republic of China, the custodian shall be a commercial bank or other financial institution established in accordance with the law.

If a commercial bank serves as the custodian, it shall be approved by the ***** regulatory authority in conjunction with the banking regulatory authority; Where other financial institutions serve as custodians, they shall be approved by the ***** regulatory authority.

To serve as a custodian, the following conditions shall be met:

1. Net assets and risk control indicators comply with relevant regulations;

2. There is a special custodian department;

3. The number of full-time personnel who have obtained the highest professional qualifications reaches the quorum;

4. There are conditions for safe custody of ** property;

5. There is a safe and efficient clearing and delivery system;

6. There are business premises, security facilities and other facilities related to the first custody business that meet the requirements.

1. The content of responsibility is different: the manager is mainly responsible for the specific operation and daily management of the company; **The custodian only needs to perform its own duties within the scope of the custody agreement, mainly for asset custody, transaction supervision, information disclosure, fund clearing and accounting.

2. The income is different: the income of management mainly comes from the income of management and the handling fee, service fee and other expenses; The custodian is directly through the custody and supervision of the assets to obtain income.

3. The manager is the decision-maker of the investment behavior, and is often the initiator of the investment. The custodian is the custodian of various assets and one of the supervisors of the manager's investment behavior. The custodian is indispensable in the investment, and in the investment process, the custodian plays a role in the custody and supervision of the funds invested by the investor, so as to avoid the misappropriation of the funds by the manager.

Extended Materials. 1. Contact between the custodian and the manager.

The manager is the entity responsible for the investment operation of assets.

With their specialized knowledge and experience, they use the assets under management to make investment decisions in accordance with laws, regulations and the provisions of the articles of association or the Sen Kuan contract, so as to seek the continuous appreciation of the assets under management and enable the holders to obtain as much income as possible.

But at this time, investors will inevitably have doubts, what if the ** manager rolls away my money?

This requires a custodian.

**Custodian mainly conducts asset custody, transaction supervision, information disclosure, fund clearing, accounting, etc.

The investor's money is put into a separate escrow account, so as to avoid misappropriation by the manager and supervise the investment behavior. At present, China's top custodians are mainly commercial banks.

2. Responsibilities of the Custodian.

The main responsibilities are:

1. Keep all the assets safely;

2. Execute the investment instructions of the ** manager, and be responsible for handling the capital transactions under the name of **;

3. Supervise the investment operation of the ** manager, and if the investment instructions of the ** manager are found to be in violation of laws and regulations, they will not be executed and reported to the China Securities Regulatory Commission;

4. Review and review the net asset value and **** calculated by the ** manager;

5. Keep the best accounting books and records for more than 15 years;

6. Issue ** performance report, provide ** custody situation, and report to the China Securities Regulatory Commission and the People's Bank of China;

7. Other duties stipulated in the articles of association or deeds and custody agreements.