The electronic cash payment process is as follows for the use of electronic cash payments.

Steps:1Consumers open e-cash at banks with e-cash business, deposit cash in advance, and purchase e-cash certificates, and these e-cash have a value that can be circulated in the bank.

3.Consumers negotiate with merchants who agree to use electronic cash, sign goods contracts, and use electronic cash to pay for the purchased goods;

4.The merchant receiving e-cash checks out with an authorized e-cash bank, and the bank pays the merchant the money for the consumer's purchase of goods.

Nowadays, almost all smartphones can make electronic payments, and most tablets can also be used.

Convenient, low fees (or no transaction fees). Anonymous and of a other nature. However, not all electronic cash systems meet these characteristics, and most electronic cash systems can provide speed and convenience for small** transactions.

Electronic cash is a relatively mature electronic payment method, which is suitable for those small transactions that are paid through the Internet.

Features of e-Cash:

1. There should be an agreement and authorization relationship between the bank and the merchant.

2. Users, merchants and e-cash banks need to use e-cash software.

3. The e-cash bank is responsible for the transfer of funds between users and merchants.

4. Electronic cash is anonymous to users, and the use of electronic cash consumption can protect users' information.

The electronic cash system can be divided into account-based electronic cash system and voucher-based electronic cash system according to the medium of its transaction.

Electronic cash technology.

According to whether the merchant needs to conduct online verification with the bank when the electronic cash is spent, it is divided into online electronic cash system and offline electronic cash system;

Depending on whether an electronic cash can be legally paid, electronic cash is divided into divisible electronic cash and indivisible electronic cash.

According to the function of electronic cash, electronic cash can be divided into special-purpose electronic cash and general-purpose electronic cash.

According to the form of use of electronic cash, electronic cash can be divided into card-based prepaid electronic cash and pure electronic form of electronic cash.

There are five steps:

1) Purchase e-Cash, (2) Store e-Cash, (3) Purchase goods or services with e-Cash, (4) Clearing of funds, (5) Confirmation of order.

Cash will be the state**, and then will be deposited by the bank, electronic payment makes our life better and better, and it is also convenient for our life, no need to bring money in the future, and if you want to see the balance, you can go directly to check the electronic balance on your mobile phone, and you don't need to count the money one by one.

Cash is stored in the bank so far, electronic payment has a really big impact on our lives, making our lives more convenient, but also making life more convenient, we don't have to worry about losing money in the future, you can pay directly with your mobile phone, it is very convenient, no matter what you want to buy, you can pay with your mobile phone.

Cash is stored in the bank, so people don't like to use it very much. The impact on life is to make one's life more convenient and fast, promote the development of society, promote social exchanges, promote the development of social finance, and bring great help to the social economy.

Answer]: C This bridge question examines the basic concepts of electronic cash. Electronic cash is one of the commonly used electronic payment tools, also known as digital cash, which is the electronic payment of paper money.

Electronic file cash can be expressed in a variety of forms, such as prepaid cards and purely electronic systems. Credit cards, debit cards, and e-cheques are among the other electronic payment tools.

Answer]: Bridge C

This question examines the basic concepts of electronic cash. Electronic cash is one of the commonly used electronic payment tools, also known as digital cash, which is the electronic cash of paper money. Electronic cash can be expressed in a variety of ways, such as prepaid cards and purely electronic systems.

Credit cards, debit cards, and electronic tickets are among the other electronic payment instruments.

1. The customer requests a formal ** order from the merchant to start the netbill transaction;

2. After receiving the ** order request, the merchant will set ** and return the ** order;

3. If the customer accepts the required check, he or she shall instruct his/her cheque book to send a purchase request to the merchant's cash register;

4. When receiving the purchase request, the cash register takes out the product from the merchant app and uses a key to encrypt the product. After the password checksum is calculated, the result is transmitted to the customer's cheque book;

5. After receiving the encrypted information, the checkbook verifies the checksum, and then the checkbook sends a signed electronic payment order back to the merchant's cash register;

6. The cash register endorses the electronic payment order, and then sends it to the netbill server;

7. The netbill server will debit the appropriate amount of the customer's account after verifying that the **, verification and other requirements are in compliance. The NetBill server records the transaction and saves a copy of the one-time key, which then sends a digital signature containing the same intention or rejection message to the merchant.

8. The merchant makes a decision to the netbill server to send the decryption key to the customer's checkbook at the same time if it agrees.

Legal basisArticle 53 of the E-Commerce Law of the People's Republic of China.

The parties to the e-commerce may agree to use electronic payment methods to pay the price.

Electronic payment service providers providing electronic payment services for e-commerce shall comply with state provisions, inform users of the functions of electronic payment services, methods of using cherry blossoms, precautions, relevant risks, charging standards, and other such matters, and must not attach unreasonable transaction conditions. Electronic payment service providers shall ensure that electronic payment instructions are complete, consistent, traceable, auditable, and tamper-proof.

The provider of electronic payment services shall provide users with reconciliation services and transaction records for the last three years free of charge.

Summary. Issuance: Issued by a financial institution (such as a bank) or other authorized institution. Users can convert a certain amount of funds into the corresponding electronic cash by depositing a certain amount of funds in their account.

Hello dear, the operation mode of electronic cash is as follows.

1.Issue 2Storage 3Transaction 4Settlement 5Security.

Issuance: Issued by a financial institution (e.g. a bank) or an institution not authorized by it. Users can deposit a certain amount of funds in their accounts to convert them into corresponding electronic cash.

Storage: Stored in encrypted form in the electronic device of Kuankai users or in a specific e-wallet. Each e-cash has a unique identifier and a corresponding value.

After receiving the electronic cash, the merchant can verify the validity of the e-cash and add the corresponding amount to their account.

Settlement: Settlement can be carried out through the settlement institution, and the corresponding rotten mining funds can be transferred to the merchant's designated account. The settlement institution is responsible for handling the clearing and settlement of electronic cash.

Security: To ensure the pure security of the electronic code hidden cash, the use of encryption and identity verification and other technical means. These technologies ensure the security of electronic cash during transmission and deposit, preventing counterfeiting and fraud.

Hello dear, I am glad to be able to answer this question for you The operation mode of electronic cash can be summarized as the following steps:1Issuance of electronic cash:

Banks or other electronic cash issuers provide electronic cash issuance services to the public, and the public can submit their identity information to the issuer, and the issuer distributes electronic cash to the public after verifying their identity. 2.Pay with electronic cash:

When purchasing goods or services, the public can use electronic cash to make payments. Merchants can accept electronic cash and synchronize the payment amount with their own account. 3.

Circulation of electronic cash: Electronic cash can be circulated between different merchants and users, and merchants can apply to the bank to deposit the electronic cash back to the bank, and the bank will verify and confirm the electronic cash. 4.

E-cash**: The merchant can deposit the e-cash obtained in the transaction back to the bank, which will verify and confirm the e-cash**. 5.

Settlement and clearing of electronic cash: Banks and other electronic cash issuers settle and clear electronic cash, converting electronic cash into real money. To sum up, the operation mode of electronic cash includes multiple links such as issuance, circulation, use, settlement, and clearing, which are connected to each other and form a complete electronic cash operation system. 