On the issue of social medical insurance .

Updated on society 2024-04-14
19 answers
  1. Anonymous users2024-02-07

    "Social security" and "medical insurance" are not what you understand, that is not a bank deposit but a spring plant and autumn harvest. A person has established an endowment insurance, just like planting a crop, after ploughing and watering, the autumn will return your year's harvest, here can not be halfway, can not pull out the seedlings to help grow, only hard work, need to go through a certain period of time, in order to have a harvest that you are satisfied with. By the time he retires, he will know what the harvest is.

    Social security" income and investment is by no means a 1 to 1 ratio, look at the people who are retired now, the monthly pension is more than 1,000, and the individual payment is only a dozen yuan per month.

    The investment and income of "medical insurance" can not be understood that way, participating in medical insurance is to have a health guarantee, not to mention that there is a medical card, personal account, more money than you pay, can be used for drug purchases, outpatient clinics. In addition, in case of hospitalization, the "medical insurance" can pay 80%-90% of the medical expenses for the insured, and after their old age and retirement, they do not need to continue to pay, and they can enjoy medical security treatment for life. Of course, a person's life is healthy and happy, but no one can guarantee that he will not get sick, especially in his old age, there is no medical insurance, one person gets sick, and the whole family suffers.

    How expensive is medical expenses now, there are reports that a person is hospitalized for a week and spends his entire 30 years of savings, which is not sensational!

    In addition, all the personal contributions of the employee go into the personal account, and the accumulated money is always personal, in case of death before receiving the pension, all the money in the personal account, including interest, can be returned to the family, and the family will also have a funeral allowance and maintenance can be obtained.

    "Social security" and "medical insurance" are a large amount of money prepared by the state, units and individuals for the elderly and sick workers, and while you pay the insurance premiums, the state and the unit should come up with several times more than the amount you pay to establish social security for you, we can not appreciate it, but we cannot lose this opportunity.

  2. Anonymous users2024-02-06

    Social security** It is a matter of national macro-control, and it has less direct relationship with the people. So, it's a good idea to buy a commercial health insurance. If you are unfortunate enough to resign, you can get it back, but it is more difficult to get commercial medical insurance for the reimbursement of common diseases after the age of 65.

  3. Anonymous users2024-02-05

    1. Yes, bring the ID card of 2 people, if you don't have an ID card, then add a copy of the ID card plus the household registration book, and a copy of the household registration book. Then there is a power of attorney so that it is not needed.

    2. Go to social security or the street, and apply for self-employment to pay pension and medical insurance.

    3. As long as it is in the place where the insurance is insured, hospitalization can enjoy reimbursement treatment. To a different place, a referral is required.

    4. If you mention the problem of reimbursement in other places.

    To handle the referral, it is to be hospitalized in the original place of insurance, and the local hospital cannot **, directly by the hospital to issue a referral, go to the higher-level hospital for hospitalization**, and then go back to the original place of insurance for reimbursement of expenses.

  4. Anonymous users2024-02-04

    1.OK.

    2.The program materials are as follows:

    01. The insured unit must go through the termination of labor relations and the suspension of social security premiums in the next month before they can apply for individual social security.

    02. Conditions for handling personal social security: First of all, the insured must be an urban household registration in the city and have no fixed work unit.

    Those with non-local household registration can only participate in the insurance at the work unit, and cannot apply for personal social security in the name of an individual.

    03. Steps for personal social security: apply for registration in the service hall of the local taxation bureau to which the household registration belongs with the original and copy of the ID card and the household registration booklet, and after completing the registration, go to the bank to sign the tax withholding agreement, and hand one to the local taxation staff, who will enter the bank account number by the staff, and ensure that there is enough money in the account to withhold social security premiums before the 15th of each month.

    04. If you entrust the agent, you also need a power of attorney and the ID card of the person handling 3OK.

  5. Anonymous users2024-02-03

    The responses there should be the most authoritative, comprehensive, and accurate.

    Good luck!

  6. Anonymous users2024-02-02

    You can see a doctor in Beijing, but how to handle it is best to consult Fuzhou social security in person.

  7. Anonymous users2024-02-01

    1. Individuals can pay social security without going through the company, but you must be a local, the file is in the talent, and the field must be handled by the unit.

    2. Social security includes five insurances and one housing fund, medical insurance must be paid, no need to repeat 3, migrant workers are handled by the unit, and they can not handle it alone 4, there is no provision for how long it takes to pay for the medical insurance card before reimbursement 5, I have companies in Shenzhen and Beijing, but Beijing and Shenzhen are still different in terms of medical insurance, Beijing is a foreign town hukou, there is a unit in Beijing, you can participate in Beijing's medical insurance, enjoy the same treatment of employees in the city, I don't know much about foreign farmers, Beijing regulations are also on, in Shenzhen my company to everyone is a migrant worker, and Shenzhen residents are different, but as long as you hold a medical insurance card hospitalization, can also be reimbursed, specific advice you or consult the local social security agency, this can not be given to you nonsense, and then if you have spare money can go on commercial insurance, it depends on you personally, the specific cost depends on how many copies you buy, how much insurance, commercial insurance is not a specific number, and the types of insurance of each company are slightly different.

  8. Anonymous users2024-01-31

    2. Social security includes medical insurance.

    3. People in other places should collectively run social security.

    4. In some places, it is 90 days, and there are also 180 days, 5. Heart disease is covered by medical insurance.

    Commercial insurance --- you can purchase Chinese Life Corning Whole Life Insurance with additional hospitalization and accident outpatient coverage. This not only solves your worries, but also can be a supplement to social security. The payment depends on your age and needs. You can call 95519 and you will get help.

  9. Anonymous users2024-01-30

    1: If an individual is an urban resident, he can apply for social security without going to the neighborhood committee through the company.

    2: Social security does not need to be done separately, but medical insurance must be done first.

    4: Medical insurance will reimburse your medical expenses, but it will be reported after you, and the commercial critical illness insurance will be given to you before you. The difference between the two is self-evident.

  10. Anonymous users2024-01-29

    1. Urban residents can apply for social security without going through the company. Farmers want.

    2. Medical insurance is not included in social security.

    3. It is necessary to handle the medical insurance for employees through the enterprise, and the medical insurance for urban residents should be handled by the medical insurance center. Medical insurance for employees is different from medical insurance for urban residents.

    4. Employee medical insurance can be consumed within a monthly limit and reimbursed for hospitalization. Urban residents can enjoy a certain percentage of reimbursement for hospitalization under medical insurance.

    5. According to your situation, you can only do urban residents' medical insurance, and general outpatient services cannot be reimbursed, and a certain proportion can be reported after the hospitalization threshold. Commercial critical illness insurance can only be done after a physical examination.

  11. Anonymous users2024-01-28

    1. At present, individuals can not pay social security, you can ask the neighborhood (village) committee, and some places have policies to handle social security through the neighborhood (village) committee.

    2. General urban social insurance includes medical insurance, but there are other different insurances in various places, and you should ask clearly when you pay for it.

    3. If the migrant worker has signed a formal labor contract, the unit should pay the medical insurance for the migrant worker.

    5. Different local policies are different, and generally reimbursed as long as it is within the payment period.

    6. It is best to handle medical insurance and commercial insurance together, and the monthly payment amount of commercial insurance can be freely selected according to one's ability.

    Another: May you live a long and healthy life.

  12. Anonymous users2024-01-27

    How to enroll:

    If there is no employer, it varies according to the individual's situation:

    1. Go to the street where the household registration is located or social security to apply for self-employment and pay social security insurance (pension and medical care) 2. If the local bank is allowed to pay on behalf of the bank, go to the agreement bank to apply for self-employment insurance and insurance.

    3. If the local government cannot apply for the two insurances for self-employment, then the only way to pay the five insurances is through the local social security center.

    If you are enrolled in social security, you no longer need to participate in urban residents' medical insurance.

    After enrolling, there is generally a certain period of exemption. For example, Qingdao is six months.

  13. Anonymous users2024-01-26

    1. Contract.

    Whether it is legal or not depends on the company's registered address. If the company's registered place is in Fuzhou, but only the office is in Xiamen, the Fuzhou labor contract should be signed; On the other hand, if the company is registered in Xiamen, it is illegal.

    2. Insurance. Your company's social security payment place must be in the company's place of registration, and it has nothing to do with the location of the individual's household registration. You can consider paying in your own name in Xiamen, and the company will give you financial assistance.

  14. Anonymous users2024-01-25

    1. If the company's head office is in Fuzhou, it is legal to do so.

    2. If the company's head office is in Xiamen, it is not legal.

    3. The unit buys social security, which has nothing to do with your household registration in **, as far as I know, some pay social security at the location of the contract, and some buy social security at the location of the unit.

  15. Anonymous users2024-01-24

    Not necessarily.

    It seems that the company has a choice.

    It has nothing to do with your ** account.

    However, if the company is in Xiamen, it should still be calculated according to Xiamen.

  16. Anonymous users2024-01-23

    At the age of 44, you have to hurry up and enroll in the insurance, if you are late, you will lose.

    Now social security and medical insurance can be transferred, and it is the same to participate in insurance there. Bring your ID card, business license of individual industrial and commercial households, go to the local social security bureau in Shenzhen to consult and fill out the form, and participate in the insurance as a freelancer, free people can only participate in social security and medical insurance, and do not need to pay attention to other unemployment insurance, work-related injury insurance, maternity insurance, housing provident fund, etc. The payment base is in accordance with the city's minimum guaranteed wage in the previous year as the standard (generally, each prefecture-level city will release the average wage of social on-the-job workers in the previous year every year, this average wage multiplied by 60% is the city's minimum guaranteed wage, that is, the insurance payment base for free people), the payment ratio is 20% of social security, 8% of medical insurance (this proportion may vary from region to region, and this standard is currently implemented in my location), and the payment amount is all borne by myself, I checked, This year, the minimum payment base for social security and medical insurance in Shenzhen is 2,336 yuan, so you need to pay social security and medical insurance every month is yuan and yuan, and the two monthly total yuan.

    It will take about yuan for a year, which is a person, and if both parents are insured, the amount will be doubled.

    How? It's very simple, take your ID card or household registration book, self-employed license, go to the local social security bureau to fill in the form for approval, open an account in a local bank, deposit enough money, and let the social security account be deducted from your bank account every month.

    Do you understand? Hope it helps.

  17. Anonymous users2024-01-22

    If you can only pay insurance to one company, the lowest medical insurance payment base is 60% of the average salary of the previous year, 10% for the unit and 2% for the individual, and the other; Now it is a combination of four insurances, and I don't know if I can get medical insurance alone.

  18. Anonymous users2024-01-21

    Life "Family Carnival" Comprehensive Accident Insurance1. Ordinary accident (death, disability, burns) insurance 100,000 yuan;

    2. Accident medical insurance is 10,000 yuan, and accidental hospitalization care allowance is 50 yuan a day.

    Taikang "Old Fortune" Accidental Fracture InsuranceMiddle-aged and elderly people who are susceptible to accidents and fractures1, ordinary accident (death, disability) insurance 20,000 yuan;

    2. The medical insurance for accidental fracture is 10,000 yuan, and the insurance for accidental fracture hospitalization allowance is 20 yuan a day.

    Accident insurance

  19. Anonymous users2024-01-20

    Only find a company for reimbursement. You take a look at the following provisions::

    1. According to the Regulations on the Medical Treatment Period for Sick or Non-work-related Injuries of Employees of Enterprises (Lao Bu Fa [1994] No. 479) and other relevant regulations, the sick leave of sick or non-work-related injured employees shall be given a medical treatment period of three months to 24 months according to their actual working years and working years in the unit

    1) Where the actual working experience is less than 10 years, three months for those who have worked in the unit for less than 5 years; Six months for more than five years.

    2) Where the actual working experience is more than 10 years, the working experience in the unit is less than 5 years, and 6 months is the actual working experience; 9 months for those between five and ten years; 12 months for between 10 and 15 years; 18 months for between 15 and 20 years; 24 months for more than 20 years.

    2. According to Article 59 of the Ministry of Labor's "Opinions on Several Issues Concerning the Implementation of the Labor Law of the People's Republic of China" (1995) No. 309, the Ministry of Labor stipulates that during the period of illness or non-work-related injury, the enterprise shall pay the sick leave pay or sickness relief fee in accordance with the relevant provisions during the specified medical treatment period, and the sick leave pay or sickness relief fee may be paid lower than the local minimum wage standard, but not lower than 80 of the minimum wage standard.

    Sick holiday pay 80% of the minimum wage (monthly paid days).

    3. According to Article 6 of the Measures for Economic Compensation for Violation and Termination of Labor Contracts issued by the Ministry of Labor (Lao Bu Fa (1994) No. 481, if a worker is sick or injured not due to work, and the labor appraisal committee confirms that he is unable to perform his original job or perform the work arranged by the employer and terminates the labor contract, the employer shall pay him an economic compensation equivalent to one month's salary for each full year of his or her service in the employer, and shall also pay a medical subsidy of not less than six months' salary. In the case of serious illness and terminal illness, the medical subsidy shall also be increased, and the increase in the amount of serious illness shall not be less than 50 percent of the medical subsidy fee, and the increase in the amount of terminal illness shall not be less than 100 percent of the medical subsidy fee.

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