Rural medical insurance and urban medical insurance can be enrolled at the same time?

Participated in urban medical insurance, and stopped the NCMS.

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China's current social pension insurance.

There are three forms, namely NCMS.

Pension insurance for urban residents and pension insurance for urban workers. The full name of NCMS is the New Rural Cooperative Medical Insurance.

It is only one of the social security and can only have one at the same time.

Social security and NCMS can be converted into each other, because the state stipulates that no one can participate in the two types of medical insurance repeatedly, so NCMS and urban residents' medical insurance and employee insurance cannot coexist at the same time. However, after purchasing social security and NCMS, you can participate in commercial insurance.

It is different from the public welfare security of the state, and it is a profit-making guarantee for commercial purposes. Because the medical insurance in the social security has the personal account of the insured, there will be expenses on a regular basis, so when you see the outpatient clinic, you generally use the money in the account, and after using it up, it will be reimbursed if it exceeds 1500, while the NCMS can be reimbursed 2040 in the outpatient clinic in the township hospital, but there is a limit.

Moreover, one participation in one year, participation in the reimbursement enjoyed in the current year. Therefore, we should pay more attention to the fact that whether it is medical insurance or NCMS, we can only choose one of them when reimbursing, and only the original invoice will be accepted when reimbursement, not a copy, so if you pay two insurances, you must waste one of them, so you have to choose according to your own situation.

No, it cannot be used in combination. Rural medical insurance and employee medical insurance are both medical insurance uniformly implemented by the Medical Insurance Bureau, and a person can only participate in one of them, not at the same time. If you want to participate in both of these items is not possible, the system can only default to one of them.

It is not possible to reimburse them together. If the medical insurance for urban and rural residents and the medical insurance for employees are duplicated due to employment, they cannot be reimbursed together.

Rural medical insurance in the countryside and urban employee medical insurance can not be used together, the normal should be the countryside does not cancel the employee's participation in the insurance, if two copies are paid, it is not allowed, it is not allowed to participate in the insurance repeatedly.

It can be paid at the same time, but it cannot be reimbursed at the same time. The two types of medical insurance for urban employees and medical insurance for urban and rural residents cannot enjoy medical insurance treatment at the same time. Due to the different objects of employee medical insurance and resident medical insurance, and the payment time is also different, employees must participate in employee medical insurance, and residents can choose any of these two types of medical insurance.

Rural medical insurance in rural areas and urban employee medical insurance cannot be used together, and there is no need to pay rural medical insurance after paying employee medical insurance.

You can't enjoy it at the same time, you can only enjoy one of the medical reimbursements, and you can stop NCMS, because the reimbursement ratio of employee medical insurance is more than that of NCMS.

No, these two are different types of insurance, and the payment method and reimbursement expenses are different, so you can only choose one to pay.

Hello, the rural medical insurance in the countryside and the urban employee medical insurance cannot be combined, and only one of them can be used for reimbursement.

Probably not, because these are two different types of insurance, and the payment and reimbursement are different.

Rural and rural medical insurance cannot be used in conjunction with urban employee medical insurance.

Rural medical insurance and employee medical insurance can only be paid one, and it is useless to pay two, and if you are sick and hospitalized, you will also be given a copy.

No, there is only one treatment per person.

If you have employee medical insurance, you don't need to buy rural medical insurance, choose one of the two.

No, you cannot. Only one can be kept.

Only one option can be selected for reimbursement. Therefore, if you pay employee medical insurance normally every month, there is no need to pay rural medical insurance.

Even if you have double-paid medical insurance and agricultural cooperative medical insurance, you can only be reimbursed once when you go to the doctor.

Rural medical insurance and social security medical insurance cannot be paid at the same time. Generally speaking, the two types of insurance cannot be paid repeatedly, and the two units must receive the original invoice when reimbursing, and the hospital will only issue an invoice, so it can only be reimbursed on one side. The limits of rural medical insurance and social security are also different, rural medical insurance is paid every year, and the medical insurance of social security can be paid for a minimum of 15 years or until retirement, and it is enjoyed for life.

Social Insurance Law of the People's Republic of China

Article 23.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state. Article 24.

The State shall establish and improve a new type of rural cooperative medical system.

The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

Summary. Hello, NCMS and social security cannot be paid at the same time.

According to the regulations, those who have already participated in the employee medical insurance will no longer participate in the New Rural Cooperative Medical System (now the medical insurance for urban and rural residents) and shall not participate in the insurance repeatedly.

Agricultural insurance refers to the rural social security system in which the administrative department is responsible for organizing and managing, rural economic organizations, collective institutions and workers in all walks of life jointly bear the obligation to pay pension insurance premiums, and workers enjoy basic old-age insurance benefits according to the payment of old-age insurance premiums when they are old.

Social insurance, the full name of "social insurance", is an important item of people's livelihood security, and the specific types of social insurance include: endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance.

In 2014, the state issued regulations to merge the new rural insurance and social pension insurance for urban residents to establish a basic old-age insurance system for urban and rural residents.

In the same way, the predecessor of basic medical insurance for urban and rural residents is the new rural cooperative medical care (NCMS) and the basic medical insurance for urban residents.

Can rural medical insurance and social security medical insurance be paid at the same time?

Hello, NCMS and social security cannot be paid at the same time. According to the regulations, those who have already participated in the employee medical insurance will no longer participate in the New Rural Cooperative Medical System (now the medical insurance for urban and rural residents) and shall not participate in the insurance repeatedly. Rural insurance refers to the rural social security system in which the competent department of the government is responsible for organizing and managing, and the rural economic organizations, collective institutions and workers in various industries jointly bear the obligation to pay pension insurance premiums, and workers enjoy basic pension insurance benefits in accordance with the payment of pension insurance premiums when they are old.

Social insurance, the full name of "social insurance", is an important item of people's livelihood security, and the specific types of social insurance include: endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance. In 2014, the state promulgated regulations to merge the New Rural Insurance and the social pension insurance for urban residents, and establish a basic pension insurance system for urban and rural residents.

In the same way, the predecessor of basic medical insurance for urban and rural residents is the new rural cooperative medical care (NCMS) and the basic medical insurance for urban residents.

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1. The annual payment system is implemented for urban and rural residents, and the centralized payment time for basic medical insurance for urban and rural residents is from September 1 of the first year to December 31 of the following year.

2. If the newborn baby goes through the insurance payment procedures for the current year within 90 days, the payment shall be made according to the individual payment standard of the current year, and the medical insurance treatment of the current year shall be enjoyed from the date of birth; Those who go through the insurance payment procedures for the current year after 90 days after birth shall pay according to the individual payment standard of the current year, and enjoy the medical insurance treatment of the current year from the next day after the payment.

Therefore, urban and rural residents cannot participate in the basic medical insurance for employees and the medical insurance for urban and rural residents at the same time, and they are not allowed to enjoy the basic medical insurance for employees and the medical insurance for urban and rural residents at the same time.

Extended information: 1. Medical insurance is one of the most important insurances in social security, closely related to people's daily life, medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks, and the establishment of medical insurance through employers and individual contributions. Women who have paid for medical insurance for 20 years can enjoy free medical insurance benefits after retirement.

Medical insurance is an important life security, when you are sick and hospitalized, you can enjoy the corresponding medical insurance policy, which can reduce the financial burden caused by the disease to a certain extent. There are many types of medical insurance, this article based on its own experience, taking Guizhou Provincial Social Medical Insurance as an example, to explain the handling of medical insurance, different local policies may be different, detailed policies can consult the local county-level social security bureau.

2. Valid documents such as household registration book or ID card.

If you are an employee, it is relatively simple to participate in the employee medical insurance, and generally the personnel department of the unit will go to the social security bureau for the new employees after they are hired, and there is no need to run away by themselves.

After a period of time, you will apply for a social security card, and then you will pay part of the individual (deducted from the salary) according to the level of participation every month, the part paid by the unit, and a certain amount will enter your own social security card.

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This shouldn't work. At present, this cannot be paid together, and even if it is paid together, it can only be reimbursed for one of the European ones.

It's not the same. Urban and rural medical insurance refers to the integration of the two systems of NCMS and urban residents' medical insurance to establish a unified medical insurance system for urban and rural residents. However, the NCMS is only a system to ensure that peasant friends can see a doctor and seek medical treatment, and they must have a rural hukou to participate in the insurance, and the rural hukou must be insured by the whole household as a unit.

It's not the same. Urban and rural medical insurance refers to the integration of the two systems of NCMS and urban residents' medical insurance to establish a unified medical insurance system for urban and rural residents. However, the NCMS is only a system to ensure that peasant friends can see a doctor and seek medical treatment, and they must have a rural hukou to participate in the insurance, and the rural hukou must be insured by the whole household as a unit.

The difference between medical insurance for urban and rural residents and NCMS:

1. The crowd is different. The medical insurance for urban residents mainly covers residents with urban hukou, and the NCMS mainly covers residents with rural hukou.

2. The management department is different. The medical insurance for urban residents is mainly managed by the human resources and social security departments, and most places in NCMS are managed by the health departments.

3. The purchase method is different. The new rural cooperative medical care is the purchase of rural household registration, and the purchase of domestic medical insurance is the purchase of non-agricultural household registration.

4. The reimbursement ratio is different. The reimbursement rate for urban residents' medical insurance is 85%, and the reimbursement rate for NCMS varies from 10% to 80% depending on the level of hospital.

5. The reimbursement of drugs is different. The list of drugs that can be reimbursed by NCMS is less than that of urban medical insurance, and the reimbursement ratio of NCMS in township hospitals is higher, with the average reimbursement ratio in municipal hospitals being 10%-20% lower than that of urban medical insurance, and the highest back cover is also less than that of urban medical insurance.

6. The focus of protection treatment is different. The medical insurance for urban residents mainly covers both inpatient and outpatient serious illnesses and ordinary outpatient services, so the treatment of inpatient and outpatient serious illnesses is higher than that of NCMS. In addition, the outpatient treatment level of NCMS is generally higher than that of urban residents' medical insurance.

Social Insurance Act

Article 24.

The State shall establish and improve a new type of rural cooperative medical system. The management measures for the new type of rural cooperative medical care shall be prescribed by the department.

Article 25.

The State shall establish and improve a basic medical insurance system for urban residents. The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

Legal Analysis:1The medical insurance in rural medical insurance and social security are in conflict, and you cannot sell oak acres to enjoy two medical insurance benefits at the same time.

2.In addition, when making medical insurance reimbursement, the hospital's invoice can only be used for reimbursement on the side in between. Normally, if both have been paid, it is recommended that the rural medical insurance can be stopped, after all, the rural medical insurance is paid annually, and there is no situation where the cost is transferred to the forest.

Legal basisSocial Insurance Law of the People's Republic of China Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be settled directly by the social insurance agency and the medical institutions and drug business units. The social insurance administrative department and the health administrative department shall establish a system for the settlement of medical expenses for medical treatment in other places, so as to facilitate the insured to enjoy the basic medical insurance benefits.

Summary. Hello dear, glad to answer for you. <>

There is no conflict between urban and rural residents' medical insurance and rural medical insurance. Medical insurance for urban and rural residents and medical insurance for rural areas are two different medical insurance systems, and their scope of application and target groups are also different. Normally, medical insurance for urban and rural residents is applicable to urban and rural residents, while rural medical insurance is applicable to rural residents.

If rural residents meet the conditions of both urban and rural residents' medical insurance and rural medical insurance, they can choose to participate in one of the medical insurances or two types of medical insurance at the same time, but the duplicate part of the two types of medical insurance will not be paid repeatedly. Therefore, there will be no conflict between urban and rural residents' medical insurance and rural medical insurance, but can complement each other to improve the level of medical insurance protection for insured residents.

Is there a conflict between urban and rural residents' medical insurance and rural medical insurance?

Can urban and rural residents' pension insurance and rural medical insurance be reimbursed at the same time, and can they be reported twice?

Hello dear, glad to answer for you. <>

There is no conflict between urban and rural residents' medical insurance and rural medical insurance. Medical insurance for urban and rural residents and medical insurance for rural areas are two different medical insurance systems, and their scope of application and target groups are also different. Normally, medical insurance for urban and rural residents is applicable to urban and rural residents, while rural medical insurance is for rural Qingxian residents.

If rural residents meet the conditions of urban and rural residents' medical insurance and agricultural Yuyun village medical insurance at the same time, they can choose to participate in one of the medical insurances, or they can participate in two kinds of medical insurance at the same time, but the duplicate part of the two medical insurances will not be paid repeatedly. Therefore, there will be no conflict between urban and rural residents' medical insurance and rural medical insurance, but can complement each other to improve the level of medical insurance protection for insured residents.

OK. Legal basis: Article 29 of the "Social Insurance Law" The part of the medical expenses of the insured persons that should be paid by the basic medical insurance Zhengqing Insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit.

The administrative departments of social insurance and the administrative departments of health shall establish a system of settlement and elimination of medical expenses for medical treatment in other places, so as to facilitate the enjoyment of basic medical insurance benefits by those who participate in the insurance.