I am preparing to buy insurance, experienced people come in, and do not disturb the sales

Ask more, and add some unexpected card slips.

The landlord, may I ask if he recommended you Kang Zhong? Corning Lifetime's Critical Illness Risk Sum Assured is double ($80,000) and death is triple ($120,000).

However, if your monthly income is 5000, he will design this one for you a little less, and it is recommended that you increase the amount of insurance Accident insurance of 60,000 is a life card (100 yuan, up to 3 per person).

I can't talk about the element of flickering, and those who do this business can still see whether it is flickering or not.

Income like yours can invest in an annual payment of 10,000 yuan, 5 years of payment of gold Cai tomorrow (b) Chinese Life for this year's opening products, very good young to buy insurance is cost-effective.

For the purchase of insurance, the amount used is normally 1 4 of the annual income, so I give you a suggestion that you should consider carefully. Insured health insurance + participating insurance, both protection and financial management.

I wonder if this is right for me? If so, how many copies is the best way to buy? Are there any other insurance companies with similar programs that are more suitable for me?

According to what you said, you are a doctor, and the employer has also purchased social security for yourself, so it can be seen that you have the most basic living security, you are very far-sighted, and commercial insurance is a good supplement to your future life.

Chinese life recommended, the principle is okay, the first thing to consider when buying insurance is health, this is the most important, if health is not guaranteed, buy more pension, dividends, accidents and other types, what is the point? However, the following links need to be noted:

1) Critical illness products must have the function of suppressing inflation in order to escort customers in the true sense. For example, now insurance companies provide 100,000 yuan of protection, one is that it is fixed for life, and now 100,000 is worth it, so it will definitely not be worth it in the future; The other is that if the minimum guarantee is 100,000 yuan, the guarantee will increase in value with our living standards. So, does the landlord want the insurance to be fixed?

Or will it go up well? Which will you choose?

2) On this basis, some general hospitalization medical treatment or subsidies can be considered, and the pension insurance of commercial insurance can be used as a supplement to social security.

3) Light words, heavy contracts. Insurance companies act according to the contract, and after the contract is completed, it mainly depends on its "insurance liability" and "how long the protection is provided", etc., and pays attention to details. Finally, I hope you buy satisfactory insurance.

According to your simple situation, Ping An Zhiying Universal is very suitable at present, you can choose to open an account with an annual fee of 6000, the payment time is self-determined, the amount of insurance is self-selected, the cash is free, and the protection is comprehensive.

1.Simply divide the Universal Plan into a guaranteed account and a current account.

2.Covers 30 types of serious illnesses to life, the sum insured can start from 120,000 or 300,000, and the sum insured can be increased or lowered at any time at different times, and the sum insured adjustment period can be as high as one million (read the plan when making a plan).

3.The policy has emergency cash that can be received at any time, a pension that can be set aside in old age, and a risk and critical illness benefit.

4.This money is a good supplement to social security and a financial plan that makes sure you don't lose money.

5.The wealth management account can be checked at any time, and the fees are clear. As of March, the compound interest rate converted to the annual interest rate of Magnum announced is.

Critical illness + accident insurance + hospitalization insurance The combination of insurance types is good, but it still feels like something is missing

Hello! Newcomers need to do three things to sell insurance to customers, that is, to establish a relationship with customers, not to be straightforward, and to understand the terms of the insurance thoroughly. The details are as follows:

1. Build a relationship with the customer, that is, become friends first. Don't let him feel that we are here to sell him, because in this aspect of business, it is faster to sell yourself than to sell products. If you put yourself in the customer's shoes, think about him, know what he needs, and know where your product meets his needs, then why worry about no one buying?

2. Don't be blunt. Marketers need to master the art of communicating with people, and there are thousands of customers who are diverse, from all walks of life and from all walks of life, with different knowledge and opinions. When we communicate with him, if we find something wrong with his understanding, don't just point it out and say that he is not?

That's not right either? 3. Understand the terms of the insurance thoroughly. Whether you can understand the terms and conditions is a big question about whether you can clearly explain the benefits of insurance. For example, it is not clear how much money a person should pay, how many benefits, and when to benefit, etc., and it is difficult for people to insure.

It should be done that different ages, different economic conditions, choose different types of insurance, not only spend less money, but also get more benefits.

First of all, you have to blow out a grand blueprint for the other party, then intimidate the consequences of discarding the product, and finally blow out the efficacy of the product, the most important thing is eloquence and brain strain.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

If you want to choose a good insurance marketer when buying insurance, you should find people with strong professionalism, good service, high efficiency and good reputation.

However, as a consumer, you also need to know some insurance knowledge in order to identify whether the insurance marketer is reliableUltra-complete! Everything you need to know about insurance is here

First of all, we can look at the number of years of experience of insurance marketers.

Each insurance company usually has a relatively complete training, assessment and integrity evaluation system for insurers.

Generally speaking, the insurance company has been in the industry for more than 3 years, has basically received relatively complete training, and the personal performance can usually meet the assessment standards, and there are generally no serious violations in the integrity assessment.

Second, we can look at the sales process of an insurance marketer.

A reliable insurance marketer will repeatedly confirm your insurance needs during the sales process and can professionally analyze the product features.

If you can't give a professional answer to your question, but just keep emphasizing the benefits of the product, then it is recommended that you choose someone else.

If you find it difficult to choose the right insurance marketer, you can also look at professional insurance brokers.

Here's a detailed selection guide for those who need it:How to choose a good insurance brokerage company?

To put it simply, it depends on whether it has a national insurance brokerage license, whether the business conditions are stable, whether the sales consultants are professional, etc.

After some comparison by the senior sister, it was found that Shengshi Chuangfu Insurance Brokerage Company was relatively good.

It has gathered senior insurance elites who have been in the industry for more than 10 years, and has the advantages of professional product customization, convenient claim settlement and timely after-sales response.

Finally, the senior sister also sorted out a pitcher rotation insurance strategy for everyone to help you buy the right insurance and avoid detours:【Insurance】Which is a good Tong accompaniment, how to buy a good deal, teach you to avoid these pitfalls of insuranceHope.