I now hold two funds, and now I want to use the money to recommend which one to sell

Sell the back-end 100021 of Wells Fargo Tianyi and retain the 161654 after Rongtong SZSE 100.

If you buy, you will buy the index, and it is better to sell all the rest. If you are looking for long-term profits, buy the index**,。。 Because in the long run, ** will definitely rise...

We are confident in China's economy. Relevant studies have shown that when the value of the index reaches more than 70%, it can ensure sufficient market coverage, and reflect the dynamic evolution of the market stock price more truly and comprehensively, showing good investment value.

Index** is also a good way to avoid problems such as rat bins.

Back-end fees are redeemed after holding for a fixed period of time**. If the holding time does not meet the requirements, the front-end fee will be charged at the time of redemption.

LZ is in a hurry to make money, and now both ** are profitable. Based on the current ** pattern, I recommend that you redeem them all. Personally, I think that at this stage, ** is similar to 07 ** at 6000 points, and most of the index stocks pull up the index.

Rongtong SZSE 100....Because the manager of this **company** is being investigated because of the problem of the rat warehouse, the company has also been named and criticized by the Securities Regulatory Commission, and there will definitely be changes in the future.

Please take note

The latter is very risky is the index**.

Which one rises and which one is slow to redeem.

** does not guarantee absolute returns, investors according to their own situation to invest, if investors have more funds, then you can invest more, if investors have less funds, then you can invest less, or do ** regular investment.

Capital investors should decide according to their own circumstances, the starting point is low, the initial investment is generally 1,000 yuan, and the other investment is generally 10 yuan, and the investment requirements are not high.

Tips: The above information is for reference only, if you have investment needs, you can also log in to Ping An Pocket Bank APP-Finance-**, enter "**** or name" at the top of the page to search, and learn about the detailed introduction of each**.

Each ** is calculated at 20,000 yuan. But now, it's better to invest regularly. This reduces the risk.

But some people also like to be disposable**. It depends on the individual's style.

This kind of is to see how much money you have to spare, which one is to think of a good look, if you think this ** long-term hold is very promising, then you can have more principal, so that the income will be more, if you don't know much you can buy less first, look at the ups and downs, if not, sell, you can continue to make up the position.

How much you buy is still related to the family's asset ratio, generally not more than 30% of the total investment.

In the long run, about 90% of investment returns come from successful asset allocation. If you buy one, it is a shortcode investment, and if you buy**several at the same time, you are doing asset allocation.

Why is asset allocation more profitable? We can get the answer from the actual situation in the market.

In the process of market changes, the valuation system of the market seems to be reconstructed, for example, the high valuation of technology stocks has become the norm, if we still insist on measuring the level of valuation, it is likely to make the wrong choice.

In the face of such a market situation, if we only buy a single ** in the market alone, the risk coefficient will increase.

According to the market average, if you just invest in **** infiltration, through 5 years of investment, the final yield can be obtained, generally speaking, it is not bad, but in 5 years, 2016 and 2018 have suffered losses, the investment experience is not very good, many people may withdraw from the market because of losses, and eventually they will not reach the rate of return, if you just invest in bonds, the yield is relatively stable, and the overall yield is relatively low at that time. In total, if we do a simple asset allocation, invest 50% of the funds in ****, and invest 50% of the funds in bonds**, at this time, the profits of bonds in 2016 and 2018 can balance part of the losses of ****, and in years like 2019, you can obtain high returns in the market through ****.

Therefore, this is also the meaning of asset allocation, through reasonable asset allocation, with a reasonable and positive attitude towards the market, rational investment.

**It is recommended to buy the one with the largest proportion of personal holding**. If the proportion of institutional holdings is high, the selling of institutions will have a great impact on the efficiency of **. And we hope that, under the management of the manager, there will be positive and negative benefits due to market fluctuations.

According to different criteria, **investment** can be divided into different categories:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.